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The INCOTERMS by:Amit Jhuraney

EXW - Ex-Works, named place where shipment is available to the buyer, not loaded. The seller will not contract for any transportation. International Carriage NOT Paid by SellerFCA - Free Carrier, unloaded at the seller's dock OR a named place where shipment is available to the international carrier or agent, not loaded. This term can be used for any mode of transport.FAS - Free Alongside Ship, named ocean port of shipment. Ocean shipments that...more

The Home Business Dilemma - Success vs. Failure by:Chas Brothers

Regardless of your career or goals in life, no one wakes up, gets out of bed, and says to themselves "I'm going to fail today!" It's the same in business whether you're a brick and mortar store or a home based business owner.I think what makes the Home Business owners unique is their drive and desire. For any of us, there are certain things we need to evaluate prior to undertaking such an endeavor as home based business ownership. What do I...more

Comprehending a Credit Report by:Melanie Cossey

Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud. However, once your report arrives you may have trouble making sense of it. How are you to read and understand a credit report? There are three major credit reporting agencies that issue credit bureau reports; Experian, TransUnion and Equifax. It is recommended that you obtain reports from all 3 credit report agencies as they most likely contain varying information since creditors subscribe to agencies on a purely voluntary basis. The credit reports provided by each of the different bureaus may present somewhat differently but generally speaking the information will be broken down in much the same way. There are four main parts to the credit report: personal profile, credit history, public records and inquires. Check each section carefully for any errors. Note any errors you may discover on a separate piece of paper as you read over your report. Personal Profile At the top of the credit report you will find all your basic...more

Fire Your Bank by:Michael Carey

Corruption In The Banking Industry Drowns American In Debt 91 years ago, way back in 1913 our Federal Government implemented legislation that removed their sovereign rights to increase the amount of money that circulates in this country. At the time, this may have seemed like the right and fair thing to do, but times have changed. Ever since that...more

Cross Cultural Communication Consultants by:Neil Payne

Cross cultural communication consultants have come a long way in the short period of time such specialists have been in demand. No longer are they expatriates with a few years overseas experience and the capability to impart their knowledge onto others. Cross cultural consultants now bring expertise that is founded upon a number of key...more

Tips to Energize Your Presentations by:Sandra Schrift

"There can be no knowledge without emotion. We may be aware of a truth, yet until we have felt its force, it is not ours. To the cognition of the brain must be added the experience of the soul." - Arnold Bennett (1867-1931)Ask yourself, "What is the audience feeling?" and "How would I like him/her to feel?" You need to be aware of: How frequently you use positive emotional words. How you moderate the use of negative emotional words.Here are some ways that you can help your audience interact with each other. Room set-up. Be sure people face each other so they can talk to each other. Use round tables, rather than theatre or classroom style. Don't permit cliques. Get your participants to sit with new people. Be innovative in your approach to seat people differently. Some examples: Use a colorful post it, group by hair color, or place cards. Use icebreakers. You can ask your audience to say a word that describes their week. Give them something else to talk about other than business when the meeting breaks. Setup small groups or dyads to discuss issues. This technique will get your participants to brainstorm with their partner or group.Coaching point: Forced interaction engages...more

A PR Question For Chinese Managers by:Robert A. Kelly

As the practice of public relations in China continues to mature, it seems appropriate to ask whether Chinese business managers - tutored as they have been by European, North American and other PR specialists - continue to apply major public...more

Site Design....Site Disaster....What Do Your Visitors See? by:Debbie Reyes

So you got your own website now. Exciting isn't it? You're ready to start putting your website to work for you. What will you do first? So many ideas going through your head...you want to make it the best website on the internet. You want to make it...more

New Credit Scoring Model Could Help Millions by:James H. Dimmitt

Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money wisely in order to save for the down payment. ...more

Hurdles to Cross Cultural Business Communication by:Neil Payne

International businesses are facing new challenges to their internal communication structures due to major reforms brought about through internationalization, downsizing, mergers, acquisitions and joint ventures. Lack of investment in cross cultural...more

Attracting Clients With Ease by:Bernadette Doyle

Whether you are already running your own business, or still thinking about starting your own business, I suspect that deep down you know you have gifts and talents that can really make a difference to others. In an ideal world, you'd spend the...more

How to Achieve E-commerce Success -You Gotta Plan! by:Heidi Richards

Before becoming a netpreneaur, I was an entrepreneur. First, I owned a successful child care center which grew to capacity in less than two years. When I sold that, I bought a little flower shop that had less than 300 customers and grew it to what...more
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