constructaquote.com U/tar-e houssty is our bust policy The information provided within this eBook is for general informational purposes only. While we try to keep the information up-to-date and correct, there are no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in this eBook for any...more
Getting business liability insurance is one of the more important things that you have to consider when investing. A budget must be set for the purchase of an insurance coverage even during the budget setting stage. This is important because this will help protect you, your business and your assets from lawsuits and claims that your company might get during the course of its operations. Today, lawsuits are easily filed even with the littlest...more
Umbrella excess liability insurance coverage is an important insurance premium for any business. Insurance coverages are of many types and this is just one of them. Some coverages are optional while others are compulsory.To have a better understanding of excess liability coverage, one should know what liability coverage is. It is an insurance premium that offers protection to the policy holder against bodily injury or damage to property to third parties. Third parties are other people.People whose activities expose others to risk of injuries or losses are supposed to take out a liability premium. Constructors, manufacturers, employers and drivers are included in this category. The coverage makes cash available readily for compensation of any complainants.Liability premium coverage pays for the costs of any law suits the insured may face for negligence. It also compensates a third party on behalf of the coverage holder. It settles all the money the holder is held responsible for. It however pays up to the set limit by the insurance coverage.A court may sometimes award a 3rd party more compensation than what the limit of the liability policy entails. For instance, the liability...more
What is Business Liability Insurances and Why is it Important? A better way of understanding business liability insurance The best way of understanding how this economical solution works, is if you take a close look to the following example. A doctor, working in a hospital has to have such insurance for performing operations. In...more
Since its inception about fifty years ago, D&O insurance has evolved into a family of products responding differently to the needs of publicly traded companies, privately held businesses and not-for-profit entities and their respective board members, officers and trustees.Directors' & Officers' Liability, Executive Liability or Management Liability...more
Insurance covers are used to protect individuals and businesses from risks that could lead to losses as a result of unpredictable circumstances. Clients pay up a certain amount of money known as premium, in exchange to having their risks catered for. Liquor liability insurance is a cover that protects businesses against liquor related claims. Actions of drunk people and which may lead to damage and hence lawsuits are covered in this type of insurance.Such actions may include crashes caused by an intoxicated person. Many businesses are exposed to damage by drunk people, and hence the liquor liability cover is important.Both host liquor liability and liquor legal liability protects businesses from the damages, either property or bodily that could be caused by an intoxicated person who has been served liquor at the business. However, the difference comes in depending the circumstances under which the liquor was served. The host liquor coverage protects your business against either property damage or bodily injury suits from the injured party, resulting from the actions of an intoxicated guest who was served liquor in an event you hosted. This is normally a commercial general liability...more
Cheap liability insurance in Texas does not come easily. The secret lies in comparing different quotes from lots of companies so that you can come up with the best comparison. Since insurance companies base the premiums on several factors including...more
Many business owners don't take the time to understand public liability insurance, and could face paying exorbitant fees for damages if their policy proves to be insufficient for their needs. Public liability insurance is the most...more
When a company decides to buy liability insurance it is essential to consider the various factors that are required for taking a policy. A policy can be purchased depending upon the no of employees and the nature of risk involved. For instance, a...more
Whether you are hosting a birthday party, a housewarming or a new years eve party, chances are that some if not all of your guests will have a bit more to drink than they should. If these guests are involved in an accident or damage other peoples'...more
Employers' Liability Insurance: Getting it Right A study of 115 small businesses carried out by the Forum of Private Business (FPB) recently discovered that 59 per cent believe that a review of the regulations surrounding health and...more
Watch The Office Season 7 Episode 18 Online Watch The Office Season 7 Episode 18 Online here:Watch The Office Season 7 Episode 18 OnlineAfter many years and motel rooms, Dunder Mifflin traveling salesman Todd Packer is ready to leave...more