From the book 'The Stockopoly Plan' by the author Charles M. O'Melia There are several factors an investor in the stock market should consider: 1. All stock purchases should be commission-free. 2. All stocks purchased should be from a company that has a history of raising their dividends every year. 3. The company should not only have a history of raising their dividend every year, but should also show price appreciation in the market place,...more
Have you ever felt trapped in a Rat Race and wished to retire quickly but rich?Have you ever felt that you are spending way too much time working with your boss at your office instead of with those you love? Your spouse, children, friends?Have you ever felt frustrated because you are so deep in debt that you think you won't be able to retire because as soon as you do, the money will stop coming and thus you won't be able to pay off your mortgages...more
You're a bright, successful business executive making good money and managing a capable staff of accomplished professionals. You are successful beyond your wildest business school dreams. You've achieved much-yet something's missing. On the surface, life is good-yet you feel tired, drained, frustrated, defeated. Intuitively, you know your life can and should be more fulfilling.Where do you turn? What can you do?Four years ago, I reached a point in my career as a clinical psychologist where I, too, was unwilling to put up with any more professional "pain" and stagnation. I wanted more for my life and I knew I could have more. That's when I teamed up with a personal coach and began my own career transition to the relatively new profession of "Personal Coaching" . . . and I've never looked back. Working with a personal coach provided me the direction and support I needed to reinvigorate my own life and change my career-to recapture my voice, my sense of purpose, my sense of direction. It's something you can have, too. Here's how.With personal coaching, frustrated executives get back on track, re-energized, and are better able to positively influence their company and their peers....more
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet Nam - Combat Trauma and the Undoing of Character, Jonathan Shay, M.D., Ph D."The vulnerable relationship between child and parent is a metaphor for the...more
We're all entitled to the opportunities and benefits of home ownership. But because most of us aren't loaded with cash, we must find banks and lenders to assist us with finance. No matter what your credit history is, or what your circumstances are, the internet has now made this process a billion times easier. This article will outline a 5 point...more
Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy! In the "debt collection biz", creditors will sell your outstanding debt along with the debt of hundreds of others to a collection agency for cash up front. The collection agencies will work this debt until they've made all the money they can. Then they'll keep selling this block of business to whomever will buy it. This explains why you can stop being pestered by a bill collector for a while then a completely different bill collecting psychopath will start calling your house or sending you threatening letters out of the blue when you thought they were finished. The Fair Credit Reporting Laws have put some damper on their crude activities, as have the bankruptcy laws. But yesterday's bill collectors have gotten wise. If people go bankrupt, the creditors get virtually nothing. So why not figure out a way to get people to voluntarily pay much more than they would otherwise by going through bankruptcy? So today, yesterday's bill collectors often masquerade as "non profit credit counselors". Business must be...more
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two...more
Key Events To Watch ForIraq Oil Production stabilizing above 2 Million Barrels per dayUsual suspects for Strikes Norway, Nigeria, and VenezuelaSaudi Production over 10 Million Barrels per dayLargest Importers to U.S. and amount weeklyRussian Oil...more
The most successful entrepreneurs rely on their advisory boards to help spot new opportunities and potential pitfalls.Now you can have your own advisory board: a shadow board of directors.A shadow board of directors is a low-tech technique for...more
I'm in the process of moving from one computer to another, and one of the things I really miss so far is a good keystroke macro program.That's a program, a communication technology, that allows you to trigger long strings of text, including names and...more
Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of LoanResources.Net: Down-Payment Fixed Versus Adjustable Rate APR Loan Types Loan Amount Qualification, Income Loan...more
As a manager, does your current business, non-profit or association public relations effort concern itself primarily with radio and newspaper publicity? Or does it concentrate on a specialty area like financial communications or trade relations? Or,...more