If you have a mortgage, of any type, many people will give you the advice to make extra payments on the mortgage in order to pay off the mortgage that much sooner. Indeed, depending on the interest rate of the mortgage, making extra payments has a return in line with the best money market accounts. And you get debt free that much sooner. Whether or not you should pay extra on your mortgage depends on many factors, and there are many articles...more
Anyone running a business will be only too aware of the problems faced when trying to find a reliable company to meet your printing needs. Waiting for an order to be completed can take days, the quality of the printing isnt always guaranteed and if you are looking for something out of the ordinary it can be expensive. That has now all changed due to the arrival of digital printing.A high standard of print quality, a quick turn around in...more
An important attribute of every successful business is that of cash flow management. Cash is the oxygen, or the life giving blood of every business. Without it, a business cannot survive. Unfortunately, a lot of network marketers don't make money simply because they don't understand the concept of cash flow management.Let's look at a very bad example of cash flow management. General Motors. General Motors has been very poorly managed for quite some time. Right now, as I write this, it is on the verge of bankruptcy, despite receiving about $20 billion in Federal assistance. Without going into too much detail, GM's problems stem from its complacency and the continued payment of wages and benefits to people who are no longer employed.This auto giant has been basking too long in its past successes, it has failed to embrace and adapt to change and failed to give buyers the cars they want. GM's cars are simply not good enough. As a result, in the recent years, it has been literally hemorrhaging money. In November 2007, GM reported the second largest quarterly loss in US history of $39 billion, or roughly $427 million a day. When you're losing money that fast, you are going out of...more
It had been reported that with the current economic decline, applicants or almost everyone looking for a job tend to stretch the truth just to be able to secure them that theyll get the job they are after for. This is proven by surveys which say that this trend is what managements should be aware of especially with the recession that were...more
Post bubble recessionary real estate investing in a networked world pretty much nails this discussion, grab your web surf board and enjoy the ride.In this article, I show you what is working in real estate today and how to use the web and automation to create stimulus you can immediately use to ride the crest of real estate investing opportunities...more
Are you tired and afraid of losing more money in the stock market? Had enough of the financial "gurus" telling you to hang in there and "ride it out" as your retirement funds continue to dwindle and the bankers have just issued themselves another 5 million dollar bonus? If you are like me - you have lost faith in our financial institutions and our government. When the people that we have entrusted with our hard earned money are starting a fashion trend - the orange jailhouse jumpsuit, it's time to take control of our money once again and invest it in a safe place. In my opinion, one of the safest places right now is in the antiques and collectibles market. Having control of where my money is invested and having something tangible to show for it has given me peace of mind once again - I have missed being able to sleep at night!As we muddle through the first half of the year 2009, I have never seen anything like this. Never have I witnessed the fear and panic in investor's eyes like I have in the past few months. I was thinking of spearheading a new organization--maybe calling it something like the Battered Investors Club or BIA, an acronym for Broke Investors Of America. The stock...more
Flipping properties, as described by the experts, can truly sound simple and easy. However, those who tried the late-night infomercial coaching systems found out that this was not the case. Unless youve mastered the entire process of locating,...more
Heres a news flash: Women are poised to surpass men on the nations payrolls for the first time in American history. According to a recent report by the New York Times, four out of five jobs lost in the current U.S. recession belong to mena...more
As I write this in April 2009, many would say we are living in tough, uncertain economic times. Watching, listening to or reading the news you will "know" that new layoffs are announced every day, a shaky stock market is followed more closely than...more
Customer partnership.Let`s pull this phrase apart into the individual words:Customer. This can be a person or organization who pays for your products and services. These external Customers are who most of consider when we think about Customers. But...more
Detroit, Mi hate it or love it. Its heavily segregated, a vast majority of the residents have poor credit, the city is plagued with crime, the local government is too corrupt, the school system needs improvement, blight has invaded neighborhoods, and...more
A guide to building a substantial optin list that will guarantee results for your website.Are you successful with your Internet business?Better yet, do you think you are successful with your online business?When most online entrepreneurs are asked...more