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Penny Stocks – Greed is not Always Good by:John Whitefoot

I received an email last Friday from pennypic.com, the free penny stock newsletter I subscribe to. I was quite excited too because they kindly told me to “enjoy and relax on you're (sic) long weekend, because we have a major MONSTER announcement coming Mid Week…” Then on Monday, I received another email reminding me to “be prepared” because they were announcing their next pick on Tuesday. I waited around Tuesday evening to find out what the...more

Priortizing Prevention by:Steven Wachs

Enormous efforts and dollars are spent in production operations reacting to, containing, and solving problems. However, considerably more effort is needed in product design and manufacturing to prevent product failures, scrap, and other inefficiencies.While we cannot expect to anticipate and prevent all issues that arise, clearly we can make vast gains by preventing more problems in the first place.Warranty costs and product recalls persist and...more

Tips for Personal Loans by:Teeny Ingberg

Personal loans are usually a small loan for personal uses such as for buying a car, paying for a wedding or party, paying back anther loan, buying a new appliance and furniture, taking a trip, or paying for any other smaller payments. It usually has higher interest rate than a loan like business and home loans, and you can apply for it with or without collaterals. Places like banks, credit unions, personal loan companies can help you with the application.If you were already banking with a bank for a while and built up trust with it, it will be easier and faster for the bank to approve your application. Do the homework to prepare the required information before you go to a bank, like your driver license, social security number, previous and current employment information, monthly income, your mortgage or rent payment, and other required information. You can either research or ask for what general information are required online or in person, before you actually apply for the loan. You can also find more tips about finance at http://www.fidetips.com to read.You should apply for more than one bank or personal loan company, to compare and go for the lower interest rate and better...more

How to Make a Foreclosure Purchase by:Teeny Ingberg

Rules on foreclosures vary from one state to another but the processes and transactions are basically the same. The process of foreclosure begins whenever homeowners fail to make payments on their mortgages. Once this happens, the bank informs the homeowner as well as the local government that there is a delinquent loan. There is a period of time...more

Business Loans that Need Guaranty by:Teeny Ingberg

Businesses will need to borrow a loan during certain periods for its life span, such as to purchase new equipments, expand the operation, to repay another loan, or to acquire another business. To acquire a loan, you usually will go to a bank or loan company for your capital needs. There are a few things you will need to consider like we discuss in...more

India: Favored Destination for Offshore R&D by:Anand Kuppuswamy

"Having gained global confidence in Software Development services, India’s natural progress towards developing cutting-edge high-end technology products is seeing it gain global acceptance and familiarity in its R&D Offshoring Services."India, the favored destination for outsourcing of software development, is now powering her way towards becoming the most favored destination for offshore outsourcing of R&D as well. According to Zinnov, an offshoring advisory firm, offshoring R&D to India is a US$9.35 billion industry and is expected to witness a growth of 23 percent by 2012 to become a US$21.4 billion industry. The three focus areas of this industry being Software Product Development, Engineering Services and Embedded Systems.Although it was the call centers and other low-end services that ignited the outsourcing boom in India, she has made rapid strides since and has quickly moved up the value chain. Today, several global technology companies are offsetting the shortage of highly skilled resources back home by leveraging India’s high intellectual caliber to enhance its R&D capabilities. The outcome is for all to see, with several of today’s high-tech products, be it advanced...more

Do Everything Possible to Protect your Dollar Store Business from Theft by:Bob Hamilton

Those entering the world of retailing soon find it can be fun, challenging and rewarding all at the same time. There are so many different things tugging you in every direction. There are so many tasks to be completed and so little time. It is very...more

Is It Time to Get Creative with your Dollar Store Merchandise Buying by:Bob Hamilton

In today’s tough economic times retailers are really stuck in a difficult position. On the one hand they must face a marketplace where shoppers are definitely less willing to part with their hard earned money. This behavior is reinforced as almost...more

Dealing with Tight Margins When you Own a Dollar Store by:Bob Hamilton

The cruel reality when your own a dollar store is the margins are extremely tight. If you are to create dollar store profits you must be a good business person. You must understand how to manage inventory. You must know how to purchase wisely. You...more

You Don’t Need to Go It Alone when Opening a Dollar Store by:Bob Hamilton

Starting your own new business has many challenges, especially when it’s a dollar store. There are questions about the right format, which location is best, how big does the store need to be, what is the right time of year to open, where to find the...more

8 Mistakes to Avoid When Opening a Dollar Store by:Bob Hamilton

Starting your own business is filled with risks, challenges and unexpected problems. Yet for those who take action and actually start there own business there is the potential for so many rewards. There’s the pride of ownership. There’s the freedom...more

The Benefits of Creating Your Own Commercial Cleaning Business by:Jeremy Gray

Despite the worsening conditions of our economy, quick-thinking individuals still manage to find success in opening niche, but profitable businesses. These businesses prove not only to be very financially rewarding, but they also have the ability to...more
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