As I write this in April 2009, many would say we are living in tough, uncertain economic times. Watching, listening to or reading the news you will "know" that new layoffs are announced every day, a shaky stock market is followed more closely than ever, and uncertainties seem to be everywhere.This article is written to address this current situation, but the lessons apply to any challenging time you and your organization may be facing - whether...more
Customer partnership.Let`s pull this phrase apart into the individual words:Customer. This can be a person or organization who pays for your products and services. These external Customers are who most of consider when we think about Customers. But Customers can also be the person or group you deliver work to. These internal Customers exist for all of us (even if we are in sales!). Customers, whether internal or external, are the most important...more
Detroit, Mi hate it or love it. Its heavily segregated, a vast majority of the residents have poor credit, the city is plagued with crime, the local government is too corrupt, the school system needs improvement, blight has invaded neighborhoods, and etc. I could go on and on, but the city is still highly profitable for real estate investors.By my estimates 70% of the cities residents prefer to rent oppose to owning. I have met landlords who have told me tenants have paid off their mortgages from living in their properties so long. Detroit does have several nicer areas to live. Sherwood Forest, Rosedale Park, & Palmer Woods to name a few.The city has the potential to recover, but with all the racism in the Metro Detroit area many large companies do not want to do business here.Detroit is a very large city but it lacks the necessary industries to make it thrive. I have friends who live right next door to Detroit in Windsor, On. When they cross over to visit me they frequently complain how we have to drive so far to get to places. Its sad to say Detroit only has 2 major restaurant chain sit down restaurants, and there both on the edge of the city near the water front of the Detroit...more
A guide to building a substantial optin list that will guarantee results for your website.Are you successful with your Internet business?Better yet, do you think you are successful with your online business?When most online entrepreneurs are asked with these questions, they often brush it off. This is because most of them, who have not yet realized...more
I have to say on a personal note when I first attempted to sale my property over 4 years ago it was one of the most daunting prospects ever. Just thinking about the whole process of having people coming in and out of home trying to spot out any little issue would give me a headache, I was ideally looking for a quick sell, well to be honest who...more
There is always someone or something that is that sums up greed, corruption and plain human stupidity of an age. Jewish born Bernard L Madoff, ex Wall Street chairman and founder, is one of those stories, which symbolized the age of easy credit. A time that brought all nations around the globe to their knees, in the worst recession to hit, since the Great Depression of the 1930's.Seventy year-old Madoff was the brains behind the largest ponzi scheme that the world has ever seen. Madoff's wife worked with him from the inception of the scheme ever to hit the world.Madoff's customers earned out of the ordinary interest, even when the world of finance was falling in a heap around everyones ears. Madoff fed off people's greed and stupidity by applying eleven simple rules. Madoff's Project Exuded ExclusivityMadoff gathered in his clients from exclusive clubs, while rejecting many other potential investors, thus creating an instant exclusivity. He made people feel they were the fortunate ones to finally be incorporated in the scheme. Madoff Was Well Connected Madoff and his wife were once portrayed as the 'Must-Be-Seen-With' people on the society circuit. The worlds wealthiest and...more
We have read motivational books which inspire you on how much wealth you are capable of in a lifetime and inspirational articles which tells you that you could unleash so much hidden potential within yourself. We have also attended talks and courses...more
There are experts in every field willing to sell their skills to anyone who could benefit from them, and the payments industry is no exception. As public exposure surrounding the bankcard industry expands, merchant account consultants are popping up...more
On a recent visit to London from New Zealand, one of my objectives was to get up to date with the UK sharemarket by getting the latest view on markets from a range of analysts, economists, fund managers and, of course, taxi drivers. Most New Zealand...more
New Yorkers I talk to are pleased to see the sharemarket up 30% from its lows, but are cynical as to the rally's resilience and are using the bounce to raise cash. As I found in London, 'the bounce' is the number one topic of discussion across fund...more
During a real estate downturn its easy for someone to overlook the big picture and question why they should be interested in investing in the residential real estate market. It can be difficult not to listen to media reports and members of Congress...more
Seller Financing to the Real Estate RescueBanks arent lending, sellers cant sell and buyers cant buy. Seller financing opens up huge pools of potential buyers who are willing to pay fair market value and above average interest rates to the...more