Starting up your own commercial cleaning business requires careful planning and research. But don't let that put you off of taking control of your financial status, as itÂ’s not as difficult as it may seem; in fact you can start one in a couple of weeks or so with little to no setbacks, especially if you have step-by-step guide - a proven method of doing things the 'right' way.Trust me - if I can do it and prosper - so can you. So without further...more
The current economic downturn is pushing people all over the world into acting out of their comfort zone. Top economy analysts and well known business men have been seen on TV proclaiming this to be the 'perfect opportunity' for brave entrepreneurs to be creative and to take their livelihoods into their own hands.I happen to agree - this is the time to thrive!Take calculated steps towards building your own future and not having to rely on 'a...more
If you are a seller, you need to widen your pool of buyers to people who do not qualify for traditional financing as well. Some options may be the following:Seller FinancingIf you have equity, you may want to offer seller financing. With seller financing, the seller is the bank.Assumable MortgageOther alternatives are checking with your lender to see if the buyer can assume your mortgage. Although most loans are not assumable, today some lenders may offer that as an option to a seller who is about to fall behind in their mortgage payments or who is already in default. It may make more sense for the lender to allow a buyer to take over the loan than have to foreclosure on the property. Average foreclosure costs to a lender are approximately $50,000 per foreclosure.Lease OptionsLease options are a way to sell your home in a difficult market for a higher price because the buyer enters into a contract to lease your home with an option to buy it at a specific price in the future. Lease options are a great way for buyers who do not have enough cash or who have bad credit to own a home. During the option period, they can work on cleaning up their credit and qualifying for traditional...more
I have a simple strategy that I use when I want to get a short sale sold. Here is the process:1. List the Property2. Get an Investor Offer on the Property3. Collect current Financials & other Short Sale Documents4. Submit entire short sale packet to lender(s)5. Order BPO/Appraisal and lender's BPO/Appraisal6. Start a "Dutch Auction" list price...more
Author: Keith GonzalezSalaried people are often frustrated with the cash shortage peeping out its head in the middle of the month. Lack of money ruin the ease of life and left them to struggle for meeting their monthly expense. This state of critical cash drought can be solved with the aid of payday loans no fax no credit checks. This is the...more
There are a remarkable number of oil absorbents available today, capable of achieving not only a great deal more than previous methods which may have been used, but adding a degree of safety and convenience which can rapidly speed up the process of lifting, separating or restricting the passage or spread of oil, whether intentional or accidental.Oil has peculiar properties, and can be extremely difficult to remove from fabrics and materials as well as causing damaging staining. There are many industries and businesses where the presence of oil is entirely necessary, particularly where machinery, engineering or mechanical work takes place. it is in these environments that keeping excess oil to a minimum, reducing the presence of oil, or separating oil out from other chemicals, liquids or parts can be necessary, and without the right oil absorbents, this can be an almost impossible task.When oil and water meet, they do not mix, but usually result in the oil floating to the top of the water, creating a layer over the water's surface. In cases where spillages occur, this can effectively create a very slick, lubricating film, and this easily causes accidents. In situations where a water...more
An employee-centered workplace is one in which all individuals, programs, processes, and systems are focused on helping employees become fully successful. Individuals who feel valued will provide excellent products and service, which will result in...more
Well first, what is wholesaling? As a quick overview wholesaling is taking a property that you have under contract and selling or assigning that contract to another buyer for a fee. How does this process happen? First you find a motivated seller and...more
Mostly people think that availing loans at the time of financial crisis is not a good option due to its bulky documentation and long processing formalities. If a borrower was in quick need of cash, he would think that better asking financial help...more
Recession is defined as the downhill movement of the economic growth of a country. Global economic recession is now being felt all over the world. There is turmoil not only in the business sector, but also in the daily lives of people. As an effect,...more
In the complex world of employee background screening, no two countries are alike. In the United States International investigators have a web of databases at their disposal and a vast network of local resources that provide a wealth of information...more
I have come across many examples of small business owners or directors who use personal borrowing to supplement their business cash flow. This practise may not strictly be the right way to finance a business but certainly it has for a number of...more