With the advances in technology, the Internet is the median of today that allows use to do almost anything and everything we need to do. We can pay for the bills online, order products, watch movies or our favorite shows, read the latest updates on news around the globe and a whole lot more. The things that we can get done via the net are made much easier this is added convenience on our part. Doing things the easy way is what everyone is...more
Through no fault of your own, you may be facing one of the greatest challenges of your life; how to prevent your property from being foreclosed upon.Why let the bank take your most valued asset and leave you with nothing? Fortunately, alternatives exist. In fact, there are seven ways you can avoid foreclosure. They are:1. Refinance2. Bring your mortgage current3. Create a workout with the bank4. Declare bankruptcy5. Create shared equity6....more
One of things that comes with experience is a trading edge. If you are unable to develop a good trading edge over the other traders, you could end up losing all of your capital, even if you are very disciplined and organised.In this article I will cover some pertinent factors that I quite often use in achieving my own personal trading edge. Fundamental Analysis. Fundamental analysis as we all know by now, is the best method of checking out the financial condition of a company. This is easily accomplished by using financial reports, price/earning ratios, incomes, market share, sales and growth, etc.that are available This type of analysis can be very time consuming but I find it well worthwhile the effort that I put into it. Here are a few factors that I take into consideration when researching a potential stock.1. Earnings Per Share (EPS) .This shows me the stocks average short term (recent quarters) and long term (last three years) earnings growth rate actually is. 2. Relative Price Strength (RPS) This measures a stocks relative price change in the last 12 months in comparison to other equities Iin the Stock market. 3. Sales + Profit Margins + ROE (Return on Equity). This...more
1.) Review Your Organisational Chart. First things first. Review your Organisational Chart in terms of fulfilment of product or service delivery and the operational necessity of each position. Also consider the impact a redundancy has on customers, continuing employees, team morale, revenue and operational efficiency.2.) Review Your Employment...more
Author: Celeste ParkerAre you stuck with your bad credit score? Then you can take help from bad credit payday loans for meeting your immediate needs. You can use the funds for your special expenses like medical bill, grocery bills, electricity bill, children education, home renovation, buying a PC or any other purpose. Aspirant can easily get these...more
What makes the difference between an average presentation and one that rocks your world? What makes the difference between a memorable speech and one that fades into oblivion as soon as the presenter steps off the stage? The answer sits in four building blocks that are essential for crafting a speech into a work of art rather than hum-drum blather.Building Block Number One: Add context to your content.Every word we utter, every gesture we make take its nuance and meaning from the context of the moment. Consider context to be the background or the stage setting for what is being spoken. Small wonder that Congress recoiled with the Big Three Automakers arrived in individual corporate jets to ask for money. The context made their mode of travel ludicrous.If Astronaut Neil Armstrong had said, "One small step for a man; one giant leap for mankind" while standing on the 16th hole of Pebble Beach with a #3 wood in his hand, that statement would have been destined for locker room chatter rather than heard as a defining moment in placing the U.S. on the moon. Context is everything. While this is a rather silly scenario, every speaker faces an audience with a background that brings them...more
6 Sound Banking Principles from the Folks Who Should Know the Banking Industry!In these hard times it can be challenging to consider making money, let alone saving money. But regardless of your current financial situation, and in good times and...more
A question that is often asked, and a good one, I suppose, is what are the necessary steps to become a millionaire that normal, everyday people can take? I will be commenting on this subject through a series of articles that will address the steps...more
Do employment verifications and background checks consume a significant amount of your HR departments time? Outsourcing these functions is a great way to increase the efficiency of HR personnel through the elimination of these time-consuming tasks....more
What is E-Verify?E-Verify was originally introduced to employers as the Basic Pilot Program. The program was developed to provide employers with a free internet-based system where they could determine employment eligibility of new hires and the...more
In the book Rich Dad's Guide to Investing, Robert Kiyosaki and Sharon Lechter point out that a big difference between a business owner (a person in the "B-Quadrant" of Kiyosaki's Cashflow Quadrant) and a sole proprieter (a person in the "S-Quadrant"...more
If a business cannot survive without good cash flow management, then a business will not thrive without good communications.There are two parts to network marketing...1. NETWORK and2. MARKETINGBoth parts are of equal importance in building a highly...more