When searching for a 0 apr credit card, one with 0% annual percentage rate (apr) for a trial period, one of the best ways to find a good deal is to compare the credit card rate of several sites. One way to find reliable sites is to start with a bank credit card. Bank of America, Citibank, and many others offer endless resources online for credit card comparisons. You can find out annual fees, interest rates, balance transfer rates, and...more
Firms believe that forging relationships with customers will make them more profitable. But people recognize a company's true goal: to take their money. To succeed with CRM efforts, firms must make each interaction a satisfying experience in its own right. Customer relationship management (CRM) is all the rage, as companies increasingly use technology to craft relationships with consumers. The goal: improving customer acquisition, retention, and...more
Is your business working, really working? If not pick up a pencil and write down quickly why not. It should take you about 30 seconds at most. Go on write it down.Those of you who have worked with me know the answer .go look in the mirror. The answer lies there. That's the bad news. Here's the good news. Go look in the mirror the answer lies there.You are both the problem and the solution good thing 'cause you can't change anybody but you. In the next few paragraphs I'm going to give you my thoughts on why I think most people have difficulty getting their businesses off the ground. Or to be more to the point why it's so tough to find and start recruits.How many times have you heard "Financial Freedom" when you ask someone what they want out of their home business?What does that mean really? I know the "stock" answer, "So money isn't a consideration any more." But is that really what we're looking for?I think people are looking for a freedom much deeper than money. It's a freedom to live in tune with who they really are. I'm going to paraphrase something Timothy Gallwey said in his book "The Inner Game Of Work." We don't really want to be free of our responsibilities...more
The winter season gives real estate agent/brokers a chance to sit back and evaluate the previous season-Yes? No! These days, the chance to sit back is merely a dream. Agents and Brokers must build their business with new market niches in order to stay on top of their field.Yes, the "bubble" has burst. Burst into a finely tuned, quickly burning...more
Studies in demographics and trends abound in the market of real estate. Every day new reports are speculating about the ups and downs, the insides and out of this industry. In deciphering the material for building real estate business, the consensus shows that niche markets utilizing specialized services, provide the largest profit for the least...more
Believe it or not, there are ways to convert taxable incomeinto non-taxable income, without any fear of an IRS audit.Here's one of my favorites. It's been part of ourtax code for over 30 years, yet many still don't takeadvantage of it.What am I talking about?The IRA -- Individual Retirement Account.Now, before you say, "Oh, I know all about that one; what'sso great about an IRA?", give me 10 minutes to explain 3 newbenefits to the IRA rules that you may not realize.BENEFIT #1: How To Avoid Tax Rather Than Postpone TaxFirst, did you know that there are now 2 kinds of IRA'savailable?The so-called Traditional IRA is the one that first cameout way back in the 1970's. But there's a newer version of the IRA that's only a fewyears old -- it's called the Roth IRA. And the differencebetween these 2 IRA's is huge.Traditional IRA contributions are tax-deductible, resultingin immediate tax savings. The growth of those contributionsis also tax-sheltered while the funds remain in the account.But eventually all tax-deductible Traditional IRAcontributions, as well as the growth of those contributions,will be subject to income tax when the money is withdrawnfrom the account.In other words,...more
If you are like most people, you've pledged, whether enthusiastically or begrudgingly, a few New Years' resolutions for 2006. One resolution you may not have considered is improving your website results in the coming year. Think about it, how many of...more
A client with a creative business called me one day and asked the following question. It's a question I get asked frequently, so rather than write an entire article, I decided just to tell you exactly what I told her.Kirstin,"I never know what to...more
The key elements of matrix marketing have always SEEMED like a great way to create a successful perpetual income. But whenever that blueprint has been transferred to real life, some unforeseen element causes it to fail. Why?That's the question Thom...more
To start seeing remarkable success, you must make time for marketing. Many people tend to make their marketing a low priority. Instead of including it as a part of your weekly routine, you may find yourself scrambling to try and find customers only...more
If you hate cold calling, and even if you don't, you should start capitalizing on the work you've already done.So often we don't utilize one of the most persuasive selling components in our marketing materials - the words of our own clients. Many...more
Abstract: Hiring continues to be key to a company's success. Hiring the right staff - with the skills AND characteristics required for success - requires behavioral event interviewing. This article provides insights into effective interviewing and...more