Monopoly is a zero sum game based on competition. Since the money supply cannot increase, the players can win only by taking money from other players. The fundamental belief behind Monopoly is lack of money. This means that the only way to get more money is to take it away from others.This zero sum competitive game reflects the economic realities of the Great Depression. While thousands stood in breadlines, a handful made fortunes. For one...more
For many Americans debt is an overwhelming problem, a stressor that can quickly take hold of one's life. When there are bills attached to house, boat, automobiles, college tuition, and daycare, it's not hard to imagine that many folks can quickly be swept under the current of spending which can unexpectedly whirl into deep debt. On top of necessary expenses, many consumers dig their debt rut even deeper when they rely on credit cards to pay for...more
Working at home is very popular. As with anything that is popular there are people out there who like to try to scam those looking for work at home jobs. Scams can sometimes be hard to recognize, but if a person knows what to look for they can raise their chances of not being caught in a work at home scam. A popular way to get taken by a scam work at home company is when they ask a person to pay them money. The first key that a work at home opportunity may be a scam is that the company asks for money up front. This is also something that can be confusing because some legitimate companies ask for money, too. The main rule abut paying money is that if the job were not work at home would it be reasonable to pay money up front to work with this company. If it is a job where the person is required to keep an inventory of products than it is reasonable to pay something upfront for the inventory. However, if the payment is for administrative fees that is a red flag. A work at home job is like any other job. Nobody would pay a company to process their employment papers, so it is unreasonable for a work at home company to request payment for this purpose.What usually happens when a company...more
Since the dawn of free trading only two things have ever mattered; producing a quality product or service and the ability to sell it successfully. By successfully, I mean ensuring that you achieve maximum profit from the sale, while the customer is delighted with their purchase. In most cases the Business owner understands what they need to...more
As if the problems of tenancies were not enough that loan providers too have started treating tenants in a step motherly fashion. Such is the indifference of loan providers that it appears as though loan opportunities are all shut for the tenants. Since they do not have a home of their own, tenants are often eyed with suspicion. What if the tenant...more
When somebody has done something good, it is right to provide him or her some rewards. For all the hardships and continuous service to the community, a worker is entitled to all the required benefits in exchange for all the services that he or she has done.It is for this reason that retirement benefits are extremely important. It is solely the best gratification one could ever have after so many years of working hard.In the military, people who work for the government and for their respective community should likewise be entitled to receive the benefits that are due for them.Basically, military retirement is available in three remuneration plans. These plans were authorized by the Congress, which are entitled for every military personnel who have rendered the needed services to the government and to the whole country as well. Military retirement plans are unique on its basic concept inclusive of the service dates, in which the amount of retirement benefits will be based from.These military retirement benefits involve the "primary service dates" that provides the DIEMS or the "Date of Initial Entry into Military Service" and the service date as stipulated in the Title 10, Section...more
A "Lo Doc" or sometimes call "Lo Doc Home loan" are mortgage or home loans where documentation for verification of your income is not required. However, all other documentation is. These loans are ideally suited to self-employed, independent...more
As clients meet with me to discuss leadership, inevitably the conversation turns to decision-making. Making decisions is one of the most taxing job responsibilities that leaders have. In my experience, leaders suffer more than they should because...more
Is your business missing out on valuable tax deductions you can take for the use of your personal vehicle for business purposes?If you haven't done so already, you should definitely beat a path to the door of your local office supply store and pick...more
HUD reverse mortgages can be a great tool for Seniors that are looking for additional funds for retirement. Through a HUD reverse mortgage, seniors can tap into the equity from their homes without having to make repayments.HUD Reverse Mortgage...more
Credit Cards For Anybody?Credit Cards are widespread all over the US as well as worldwide and are accepted Internationally as a very convenient mean of payment either in person at stores, via the phone and the Internet or on signed forms via the...more
Value Investing refers to a philosophy or practice of buying stocks that are fundamentally sound, but the stock price is below its obvious value. There are various indicators that Value Investors use to determine that a company is both sound and the...more