Generally, there are many who take their credit report for granted. However, a good credit rating is very essential tool for leading economically successful life. Credit reports allow for many things like credit cards, car rentals, hassle free loans and apartment rentals etc. Each and every time you miss a payment or make default your creditor would report it to the credit bureau and your credit report will be affected. If you continue doing this...more
We live in a world of constant change, and even though the vast majority of these changes are for the better, change is still something that many people - and therefore many organisations - can find extremely difficult to deal with. Why is this, and what can be done to help people embrace change rather than fearing it?The nature of changeChange is all around us. Changes can be small or large, but the overall impression they create is of a world...more
According to the Institute of Psychiatry (April 2005), for the first time, stress, anxiety and depression have overtaken physical ailments as the most common cause of long-term absence from work. With sickness absence reportedly costing employers an average of £522 per employee per year (or an average of 10 lost working days), there are good reasons to look closely at the root causes of absenteeism and, where possible, provide early intervention to support employees in regaining their health.Short-term absenceShort-term absence is usually defined as a period of absence of less than ten consecutive working days, and will usually be as a result of the employee suffering from a minor medical condition. Persistent short-term sickness is one of the most common problems employers have to face. Arranging temporary cover when an employee is off sick may not always be viable, and is often both disruptive and costly. Many employers therefore adopt the approach of persuading existing employees to cover for absentees on an ad hoc basis.While this may work in the short term, when applied over longer periods it puts pressure on existing staff, as they struggle to do their own work in addition...more
Taxes is an issue when running an Auction Business. But is there a grey line when it comes to declaring it?It's really within reason if you're going to do a huge amount of it, a small amount is negligible.Some people want to have a small business for write-offs, you might want to consider taking it to the next level and be able to write off some of...more
My husband loves to negotiate. So much so that whenever I need to buy new running shoes, he always buys a pair, too, with the hopes that he can swing a "deal" with the store by buying two pairs at once. Of course, he never gets a discount, but what I find fascinating is the number of times he asks for a discount, doesn't get it, and still buys the...more
There are many options for someone wanting to work at home. The many types of work at home jobs means there is something for everyone. A person must first define what type of work at home job they want to find. This will make finding a work at home job easier. Sales jobs are one of the biggest work at home options. There are direct sales jobs where a person maintains an inventory and sells the items. A good example of this type of sales job is cosmetic sales Then there are sales jobs where the person sells products that are then shipped from the main company. Most often these types of jobs are referred to as affiliate programs. There are also opportunities to sell through online auctions. A different type of sales job is on the phone. The typical telemarketing job is becoming a popular work at home option. Sales are not for everyone, but those who work in sales find there is amazing money making potential.Another work at home job type is customer service. Many of these jobs are on the telephone. The typical work at home customer service phone job involves answering incoming calls from people wanting to order from catalogs or off a television ad. Customer service can also cover such...more
It is that time in life that we all look forward to. It is time to sit and relax and no longer have to worry about catching the bus or missing lunch just to beat the deadline. It is that point in our lives that the challenges of a planned working...more
Managing diversity isn't just a moral and legal obligation, it can present tangible business benefits as well.What is diversity?We in the UK are fortunate to live in a country which is rich in the diversity of its population. Nowadays, your work...more
One question almost every investor asks at some point is whether it is possible to achieve above market returns by selecting a diversified group of stocks according to some formula, rather than having to evaluate each stock from every angle. There...more
Putting together a resume is not an easy feat, and many job seekers are so relieved to be done with this arduous task that they can't wait to be done with it. Recall though, that your resume is a marketing tool and is the first impression an...more
One of the greatest decisions and largest risks of a person or organizations life is starting a business. The next big decision? Whether or not to go franchise. A franchise business is one which is basically a duplicate of a previous business. The...more
Working at home is something that appeals to many people. The benefits are great. The problem is that many people have the same idea, so finding a home business is sometimes difficult. There are plenty of opportunities, but if a person doe not know...more
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