Year after year, the lack of managerial experience and aptitude has accounted for more than 90 percent of all failures.Many factors may adversely affect individual firms over which owners have little control. In such cases, the astute manager can often soften the blow or, sometimes, change adversity into an asset. Examples of factors over which the owner has little control are overall poor business conditions, relocation of highways, sudden style...more
The beautiful thing about being a real estate investor is that there are unlimited ways to make BIG cash all the time in any type of economy. Real Estate is one of those things that everybody needs. It is not quite water, but it is something that everybody needs. Even the homeless guy has established his piece of real estate under the bridge or in the alley, etc. So you can see how you can take advantage of this wonderful resource and make lots...more
Why do people come to your site, stay on your page and then leave without buying your product?? This is the same question that was bothering me for almost 6 months! I was selling an ebook about affiliate advertising, and I could get people to come to my site, but I couldn't get very many of them to actually buy my book. This thing took me a while to write too-it was a good book! Anyway, I was getting frustrated and I began searching for some solutions to my problem. I came across tons and tons of 'sales converters,' but not any information. Unfortunately, if I was going to to do something I would have to try some of the sales converters. I read all the sales letters for each converter, and they all basically broke down the same information. What I needed was my product to be presented at the right time, to the right people, for the right price. Well duh!, that's what I was trying to do! These sales letters I was reading went on to explain that while my product and advertising may have initially captured them, I needed something more once they were at my site. My visitors needed to be reminded about my product and why it was a great investment. They needed to be reminded...more
If you're like many small business owners, you log at least 50 -- possibly closer to 60 or 70 -- hours a week in the harness. You may put in a few late nights each week... spend some hours on Saturday (perhaps even Sunday) wrapping up details...tend to start vacations a day late and return a day early...slip away from the family in the evening to...more
It's easy to get the right answer from your customers - just ask the right question!Elmer Wheeler was a marketing genius of the 1930s. Of course you've heard the expression: "Sell the sizzle not the steak." You may think that's so proverbial that nobody knows who said it first. Not so - Elmer Wheeler coined that phrase more than 70 years ago.He...more
If interest rates have dropped by a percentage point or more since you got your first mortgage, refinancing could save you big bucks. And if you have enough equity so that your new mortgage is for less than 80% of your home's value, you'll be able to stop paying Private Mortgage Insurance (PMI), which will save you even more.Mortgage refinancing could also result in lower monthly payments, depending on factors such as: if any 'points' are paid to lower the interest rate on the new mortgage; how much cash is taken out at the time of refinancing; the duration of the new mortgage and whether the new mortgage is a fixed-rate, adjustable-rate or variable-rate loan."A vast majority of people close their loans, make their payments and don't worry about it again," says Bob Cannon of BancMortgage Financial Corp. "They don't refinance when they should be looking at it."Even if you have bad credit and have to pay somewhat higher interest rates, mortgage refinancing will still cost less than other forms of borrowing because the loan is secured by your home. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in...more
Lower Your Taxes on the PhoneDisturbed by how much you pay in taxes?When trying to reduce their taxes, most people focus on their federal and state taxes.While that is a good idea, there is another way to stop paying many taxes- a way that has...more
While most people are accustomed to shopping for homes between Memorial Day and Labor day, that may actually be the worst time of the year to buy a house. The best time of year to go house hunting may be the dead of winter, rather than the...more
Not too many people know this, but there are over 900 different Chase credit cards for consumers to choose from! Yes, the number you read is correct. With most of these cards being "affinity" cards, meaning having direct tie-ins with a store, or with...more
Choosing the right executive office suite can be the solution you are looking for when your home office no longer supports your business's success. The benefits of a home office may soon be over shadowed by staff growth or the need to branch out to...more
Applying for a grant used to be a difficult and tedious process. The applications were long and often difficult to obtain. Even worse, loans used to be difficult to locate. Unless you were extremely familiar with government loan programs, in all...more
Are you shopping for a new home? Maybe you're not sure where to look or who to contact about financing options. One of the first places you may want to check is the online Internet site, Mortgage Mall (www.mortgagemall.com.au). One of the best-known...more
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