If you are looking to start, or you already own a credit repair business, than the concept of purchasing credit repair leads has undoubtedly crossed your mind.The benefit of purchasing credit repair leads for a credit repair business is that the potential customer is motivated to have their credit repaired by a professional such as yourself.These customers are not playing games. They are not just looking for information. The moment they were...more
Google has a competitive advantage. In fact, one might even say it has a franchise in web search. I wouldn't say that. I mean, Google does have a franchise; but, it doesn't have a monopoly on web search and never will. There are real problems with Google's model that are often overlooked. It does a poor job of finding certain sites that are difficult to describe in keywords. For this reason, there may still be a market for web search in the form...more
One day, while you are shopping at your favorite department store, the sales clerk says to you, "If you apply for our credit card, you can save ten percent on your purchase." You think about it and decide, "Why not?" You provide some information to the clerk and a minute or two later, your credit card application is approved, your discount is applied, and you're on your way home.Was this a smart thing to do? There are several reasons why it may not have been a good choice:# The card will probably carry a higher interest rate than the major credit card you had planned to use. Do you really need a credit card with a 20% interest rate?# The card may not include a grace period for the accrual of interest charges. You may find that although you saved 10%, you started paying 20% interest the minute you walked out the door!# The quick credit check that the store made to see if you qualify for credit put a small dent in your credit score, as will any credit inquiry. In and of itself, that's not a big deal, but a number of inquiries in a short period of time can affect your score significantly, and not for the better. The credit bureaus do not look favorably on repeated inquiries; it makes...more
Network Marketing is a powerful tool.The wealthiest people in the world and Network Marketers know the secret to creating true wealth. They have been focusing on it for hundreds of years. They understand the difference between linear and recurring income.Recurring income is when one performs the work just once and gets paid over and over again. An...more
Back in the early-1990's, after I had quit my job in higher education, I began my journey into the self-employment world by opening a business in which I made stenciled floorcloths and wallhangings and sold them at juried craft shows. The business wasn't going so well, and I wasn't really enjoying what I was doing, so I decided to enroll in an...more
Headache #1: An employer shipped out copies of an expensive video program to dozens of distant managers without providing HR staff to either answer questions or ensure that employees were actually following and learning from the programs. Many of the managers turned on the videos in break rooms and left them running while employees came and went.Headache #2: During face-to-face anti-harassment training given by a lower-level supervisor, he let it be known that he had no use for the training and was just going through the motions.Regardless of whether or not you comply with any mandated sexual harassment training laws, jurors are increasingly unwilling to accept a "check the box" approach to harassment prevention training; they want to see training that is interactive, memorable, supported by senior management, and delivered by a credible, well-trained presenter. Given that an ineffective training program will provide little or no protection in the event of a lawsuit, let's take a look at the essential components of an effective training program and identify some of the most common pitfalls.Effort May Count - But Not MuchHarassment prevention is not an easy subject to teach. ...more
Bad credit loans are in high demand. And if you do any research on "bad credit loan", you'll find plenty of advice on how to get the lowest interest rate. You'll also find plenty of people willing to give you a bad credit loan, but you'd be making a...more
When you are in business for yourself, it is not easy to make those collection calls. Emotions, both subtle and forceful can come into play, on both sides. But as a business owner with outstanding Accounts Receivable, making the calls to collect...more
You can turn your daily purchases into a fabulous Disney vacation. Bank One offers a new Visa Disney credit card that provides you and your family with great Disney rewards in exchange for making your everyday purchases using your travel credit card....more
It has happened again, and again in a very big way. I am sure you have heard the news that General Motors is closing plants and letting some 30,000 people go. Some they will be able to relocate, some they won't.Ford has started announcing they will...more
If you have been looking into trading systems, then you realized that most published results are marked as hypothetical.This fact might have made you a bit skeptical. Does it mean that the system won't work in real time? The answer is no.Published...more
Can these high rates of appreciation in second home markets really continue? Many experts believe, "Yes!", it can sustain for a long run (not months, but years). The fundamentals of rapid appreciation equate to supply growing slower than demand....more