Term mortgage refers to a method that is used to secure the property for the payment of a debt. Generally mortgage is related with the loans secured on real property. In certain cases only land is mortgaged. With the help of mortgage, businesses can easily purchase commercial real estate without paying full value immediately. It is also beneficial for the individuals to buy residential property. In some countries it is used for home purchase...more
Whether you're looking for new agents or new clients, the key to finding them is effective prospecting. There are numerous ways to go about prospecting. Some of them are active methods, while others are passive. Active prospecting methods are things like Personal Observation, Public Speaking, Agent and Client Referrals, Networking, and Centers of Influence, while passive methods include using the internet, newspaper advertising and direct mail...more
I said, "No."What is it about "no" that you don't understand?Generations of salespeople have been told that when a prospect tells you "no" it's really a request for more information.You may have heard that the "sale" doesn't really begin until your prospect tells you "no."I say, "Baloney."Sometimes a "no" means "no."Try this on. When your prospects tell you "no", it's a good thing especially when you control the "no."You've heard of "Getting to Yes."I believe in getting to "No."Let me make an educated guess.You don't like hearing the word "no."Ever since you were very young you've done your best to avoid being told "No." The word "no" seems so negative.A "no" in the world of selling is looked upon as a negative.If your sales process results in a "no", it's usually viewed as a setback.Therefore, most salespeople hate the word "no."It doesn't have to be that way.I believe that there is a better way to look at a "no."I believe that you can shift the emotional response you have to this two letter, little devil.Think of it this way----You don't really hate to hear 'No"---You hate not knowing when a "no" is coming.If a prospect is going to tell you "no"--- when would you rather find...more
Planning for your retirement is obviously a good idea. The phrase "the earlier, the better" describes what your policy should be for handling your transition from a harried work life to your relaxed golden years. At best, take twenty four to eighteen months to prepare for this significant change in your life. * Cleaning Up - Try to pay off any...more
It's time to remove every hurdle and pave the pathway to success. The XanGo compensation plan will provide everything you have ever dreamed. A full 50 percent of each bottle of XanGo Juice sold goes straight back to commission payments. No tricks. No fuzzy math. Just unlimited potential and a product that demands attention. It matters how you...more
Frequent flyer credit cards are considered to be the best of the reward type credit cards. Many credit cards offer rewards ranging from money back to free air travel, like frequent flyer credit cards. These cards let you earn free air miles for making purchases on your credit card. This is a good offer for people who travel often. The key is to find the card that offers the best deal.The first step to finding the best frequent flyer credit card is understanding the basic way these cards work. When you make purchases with your frequent flyer credit card you earn points. The amount of points is based on the amount of money you charge to the card. Once you earn a certain number of points you can then redeem them fro discounts off airline tickets or free tickets. The basic idea behind these cards is to reward the card user for using the credit card instead of some other means to make purchases.The basic features of a frequent flyer credit card are the same as any other card. There are fees and interest rates, along with differences in grace periods and other common features. It is always best to shop around for the fees and features that meet your needs the best. With...more
Building a resilient workforce to manage pressure effectively'Resilience' is the new buzzword for the process of adapting well in the face of adversity, trauma, tragedy, threats or other 'stressors'. It's how we 'bounce back' from difficult...more
If you have employees, you must meet a payroll week after week. You must always have money to pay creditors - the man who sells you goods or materials, the dealer who furnishes fixtures and equipment, the landlord if you rent, the mortgage holder if...more
You Can Start a Restaurant Business - Here's HowThose looking to start a restaurant business need to be properly equipped with the right information. Everywhere you look; there is another magazine or a book that promises to help you along the way. ...more
The strongest houses are built on the strongest foundations. No matter how well-constructed and reinforced the walls and roof are, none of it will stand under stress if the foundation is weak. Conversely, a strong foundation will help strengthen an...more
Even the hardest-hitting corporate executives sometimes need to punch up their presentation skills. Nick Paulus, an executive and business coach who offers online articles on effective business presentations, recently recounted his observations...more
If you've ever applied for a loan or credit card, chances are your lender acquired and examined a copy of your credit report before deciding whether or not to grant you credit. Your "Credit Report" is a record of your credit history and it's prepared...more