Medigap insurance is the other name of Medicare supplement insurance plan and it is an additional policy where a plan is taken in accordance to the original medicare policy which takes care of the additional expense plans not covered by Medicare health care policy plan. Medigap policies are not available unless the purchaser has his existing medicare policy. The rules and regulation of Medigap insurance policies are monitored by state and Federal...more
Whenever I conduct a workshop or give a speak to a group of agents, I inquire how several of them are in the company of selling insurance coverage. Inevitably about 25% increase their fingers. My response to them is, "If you're in the company of selling insurance coverage you'll have a tough time succeeding simply because NO 1 Would like TO Purchase Insurance plan!"No a single desires to purchase insurance plan. Not homeowner's,...more
We all have one or more types of insurance in ours lives, and keeping the prices low, and benefits high are the goal of most policyholders. Living and owning a business in the state of Maryland results in the need for several policies, and it is always best to try to keep all of them with one carrier to simplify and possibly realize extra discounts. A general insurance company Maryland State licensed, offering several veins of liability coverage is the goal at hand. Performing that extra research will bring in just the right company that can handle all aspects of a business and for the homeowner to manage their asset liability coverage.When it comes to general business liability, it is important to find a company that is willing to work with you, and make sure that every aspect of your company is covered from employee to customer. A major red flag will be when going over this type of policy with the agent, and they become vague about what is exactly covered. In such areas of importance like slip and fall coverage you want to know exactly how well you will be protected, from the injured person, and how much out of pocket expense will be incurred.Homeowner insurance...more
If you have ever had to help pay for a burial, you probably know how much it costs. When you add up the burial, service, lunch, and other expenses, you may be paying tens of thousands of dollars. This may seem like an odd subject, but it is a real concern for a lot of people.One alternative is to purchase a burial life insurance policy. These...more
There is another kind of insurance that goes beyond the coverage of your basic policy, people from the insurance business calls this Extended Coverage. From the word itself, basic insurance policies cover only the basics, it doesn't take into account unnatural occurrences. So if you want additional coverage, you can ask your broker for an Extended...more
With the arrival of various online insurance authorization providers, the task of obtaining authorization for hospitals in US , medical groups as well as independent healthcare providers has become a lot simpler than ever. These online authorization providers have their own user friendly, easily navigable and intuitive websites whereby you can download the application form for your radiology, cardiology, DME, nuclear medicine, general medicine, and surgery insurance authorization requests. The form is to be filled out and then sent to the authorization expert via mail or fax. You can even upload the required clinical documents via their website. Once the form and required documents have reached the authorization service provider, you can rest assured as the authorization would come to you very soon that too without any hassle. The service provider will carry out the entire leg work and do everything from contacting the local insurance agencies and following up with them and getting the documentation done in the end. Outsourcing the process of obtaining authorization for hospitals has multiple advantages for the healthcare provider. The most prominent of all the advantages is that...more
Compliance with self insurance regulations is critical. It's a legal obligation on self-insured businesses. The alternative is not having self insurance, and that's definitely not the preferred option. Compliance management issues can be difficult,...more
Consumer guide is the buying guide; when we decide to purchase anything we need to evaluate the advantages and disadvantages of a service or about a product. Therefore consumer guide is an essential manual for purchase irrespective of the nature of...more
It would be fallacious to assume that a company like Blue Cross Blue Defend medical insurance is the very best to go with simply because they've been around so long. The appeal to tradition, in different words, shouldn't be the one issue considered...more
Health care expenses have increased abruptly since last few years and according to market analysts medical expenses are going to take a hike due to global inflation. In this scenario health related expenses are becoming great headache for senior...more
Many employers have the tendency to employ more staff during busy seasons. They take more employees when the festive season is fast approaching. The appointment of temporary staff is generally done to meet increasing customer demand. You have to take...more
Medigap insurance is the other name of Medicare Supplemental insurance and it is meant to cover the left over gaps related to medical expenses by Medicare insurance plans. The utility of Medigap insurance is immense for the aged persons who have to...more