Are you currently in search of affordable building and contents insurance? Every homeowner should always be certain that they have the necessary insurance cover that would help protect against any financial losses related to the home and possessions. Building insurance is a policy that would be taken out against a property's physical structure, while contents cover is for any expensive or precious items contained within the perimeter of the...more
There are a lot of companies offering cheap building and contents insurance and sometimes it can be difficult to know what you are getting for your money and how good your deal is. A price may look cheap but if it does not provide the cover you need it is a false economy.Buildings insurance refers to the building itself and covers you in the event of any damage to the property. It is important to check what the policy covers. For example you may...more
A business would need insurance for the same reason that drives a homeowner to buy home insurance, i.e. to protect the asset from losses arising from an unforeseen event. The Business Owner Policy (BOP) is designed to help businesses deal with the financial losses from an accident. But when it comes to buying business insurance Ontario the task is not easy. You would need to carefully decide upon the coverage, price, whether you should buy a package or single policy and so on and so forth. The following list of do's and don'ts would help you decide upon the right business insurance Ontario.Do's of business insuranceAssess your insurance requirements: Even before you begin your search for business insurance Ontario,you may take time in listing the assets that you would cover under the policy. If you are not sure how to do it, you may even ask an insurance agent to help you in doing so.Depending upon the nature of your business you may also need specialized coverage to ensure complete protection. Without analyzing your coverage requirement it is impossible to find the right coverage.Make list of your inventory: Make a list of your inventories. If possible photograph the...more
Are you writing off tobacco cessation counseling as non-payable? If so, it's time to change your gear. Previously, CMS only covered 99406-99407 for a beneficiary with a tobacco-related disease or with symptoms of one. However, the agency recently announced that under new coverage, any new smoker covered by Medicare will be able to...more
Philadelphia Insurance Company - Strategic Analysis ReviewPhiladelphia Insurance Company (PHLY) together with its subsidiaries specializes in designing and underwriting commercial property/casualty insurance. Philadelphia Insurance Company was formerly known as Philadelphia Consolidated Holding Corp. The niche clients of the company...more
We live in a very litigious society and although most claims are dropped, dismissed or settled out of court, the fact remains that all business owners and professionals risk having their reputations marred by unhappy clients who bring claims against them. Just as all businesses require Commercial Business Insurance in California, no business should be without commercial liability insurance. A Commercial Liability Insurance Broker can help you find the right policy for your needs regardless of the type of professional service or business that you operate including, to name a few; • Contracting • Trucking • Grocery • Auto Repair • Manufacturing • Hotels and hospitality • Restaurant • Non-Profit • Retail This may sound cliché but not all commercial business insurance policies or commercial liability insurance policies are created equal. When asking for a Commercial Business Insurance Quote, California professionals need to be very clear about the type of work that they do. If you are looking to renew your commercial business insurance policy, keep in mind that your old policy may not include every type of coverage your profession may need. A...more
Do you have a plan in place to maintain your family's financial well-being if you lost your life? Paying everyday bills can be quite difficult for a suddenly single-income family, so although it is unpleasant to think of such an event, it is...more
If you're attending to sell a structured insurance settlement then you're a extremely valued and extremely searched client in the financial industry. This is because payment flows such as the one you have for sale is a good investment...more
Rankin Manufacturing Limited is a small company based in Coventry manufacturing vehicle component parts and is covered by an ARPI policy with Industrial Risks Limited. On 5 August the claims manager of Industrial received a phone call...more
If litigation does subsequently take place, after the close of pleadings each party must disclose all documents relevant to the issues in question. There are various exceptions to that rule, particularly relating to privilege. The...more
If solicitors are to be instructed at an early date, the insurer will probably have the best chance of maintaining privilege at a later date. The involvement of the solicitor in cases of potential fraud is also critical in that he will...more
As part of this investigation it is also important to investigate the past history and habits of the directors of the company. For example, have any of the directors been involved in bankruptcy or insolvency? Do they have criminal...more