As one who knows, nothing can prepare a family for the loss of a loved one. The hole that is left in our lives when the unthinkable occurs is a physical presence that is felt daily. Sometimes we know death is coming, other times a loved one loses their life without warning. Regardless of how little control we have over death, one thing that we do have control of is preparing to the best of our ability to protect our loved ones when...more
One area in the LGBT hospitality business you do not want to skimp is insurance. Insurance can protect you and your business for a myriad of problems, from broken equipment to liability lawsuits. Depending on where your establishment is located, you will need certain types of insurance for your business. You will also need to carry certain types of insurance to satisfy your bank loans and mortgage. The most common types of bar and...more
Here are six things to keep in mind when looking for a new or upgraded insurance policyMake sure your insurance agent is an expert in nightclubs and/or bars to ensure he or she fully understands your business, or consider hiring an independent risk management and insurance consultant who does not sell insurance.Educate yourself on the going rates, and be prepared to negotiate with your agent and tell him or her why you think the rates might be a little high. Make sure he or she also knows everything about your particular nightclub or bar.Don't pick the cheapest insurance policy — its low price likely means there's a lot missing from it. Instead, opt for a mid-priced policy because you can always add to it. The more food you serve, the lower your insurance premiums. Look at it this way: Food is the sponge that protects your customers from their own indulgences.Basic responsible service training for your bartenders and your cocktail staff can reduce premiums in your liquor liability coverage by 15 to 20 percent. This training should include recognizing when a customer is intoxicated or mixing alcohol. Other things that can cause your premiums to rise: bottle service...more
Should you own a car and are interested in finding affordable auto coverage, then you can get free insurance quotes online. This is a way that you can save yourself plenty of time and money by using the many websites that auto insurers provide over the internet. The online insurance quotes will help you to create yourself some savings on money.Each...more
A year ago, I decided I needed a change in career. I wanted to do some thing that would touch people's hearts and change their lives. So, I quit a well paying engineering job and I left my design desk for good. I started my career as an insurance agent.I was passionate about my job and respected the industry for the changes it made in...more
Insurance License Exams are necessary to get the proper license to start an insurance career. Moreover, such exams will prove an individuals knowledge and expertise regarding insurance field. It is necessary to write Government administered insurance license exam in order to get a successful insurance job. This article provides some secrets to prepare and pass insurance license exams successfully.Basic things neededIn order to pass an insurance license exam effectively and successfully, do some basic things. Some of the basic things to be done before registering for writing an Insurance License Exam are as follows: 1.It is necessary to attend some pre-license training or special training classes. People can choose either on-site training classes or online training.2.It is necessary to develop enough knowledge about the insurance field.3.It is necessary to attend and practice many online practice exams.4. It is necessary to refer to insurance books, and insurance exam preparation workbooks.5.It is better to register for the exam only if the candidate is fully prepared to take up the test.Tips to pass the examIn order to pass an insurance license exam effectively and successfully,...more
OneBeacon Insurance Group, Ltd. (OneBeacon) is a subsidiary of White Mountains Insurance Group, Ltd. (White Mountains). OneBeacon operates as a casualty insurance writer that provides a range of specialty insurance products and a variety of segmented...more
Bahrain Kuwait Insurance Company B.S.C. (BKIC) is a Bahrain based insurance company, principally engaged in providing insurance products and services in Bahrain and Kuwait. The insurance products offered by the company include fire, general accident,...more
Sometimes the things that we dream of actually do come true, and not just in Disney movies! For example, the good people of Austin, Texas, have recently had their dreams of a next generation wireless internet network fulfilled thanks to...more
Auto insurance ads are all over the media at the moment. Each and every insurer claims to have less expensive insurance premiums than the others. Watching these ads can be a little confusing, because all companies say and sell generally the same...more
If you are starting a new business, then you will want to be sure to purchase at least the minimum insurance required by law in Maryland. There are different types of coverage offered by Maryland business insurance companies; each...more
Australia is a developed country, where people work hard to have a good life style. Most people live quite a happy and satisfied life with the luxuries they can afford. But in our beautiful country people don't give much thought to insuring their...more