You've got pen in hand, ready to sign a new client contract, and then you glance at the fine print. It says that to get the work, your IT business needs to carry five different kinds of insurance. That can't be right! Or can it?If you've already got E&O, general liability and small business property insurance, aren't you insured for just about everything? Why would you need to get workers' comp and employers' liability, too?Besides...more
If you have run into a plumbing problem in your home, it may be time to call your insurance company to file a claim. No one wants to run into these problems, but sometimes, you just have to make the best of the situation. If you can isolate the problem and stop the issue you can call someone to set up an appointment. If it is an emergency and you can't stop the water, you need to call an emergency service to come out right away.Find the ProblemIf...more
You might be thinking about starting up a cab company and there is nothing wrong with that. Cities need taxis, especially considering that in some cities it is nearly impossible for one to drive a personal vehicle on the streets and for this reason most people look for cab companies. You can be their relief from walking, taking the bus, or attempting to drive a car through the masses of people. It might seem like a huge undertaking and it is, but it can also be incredibly profitable if done properly!There are a few pros and cons to creating a private hire taxi service and we will go over those now so that you will know precisely what you are getting yourself into:Pros:Perhaps the largest advantage to a private hire taxi service is the condition of your vehicles. You will obviously have a limited clientele and as a result your vehicles may very well be kept spotless. This simple fact may actually bring you additional customers and generally make you feel better about your company.You can charge your clientele less than your public hire competition because your insurance rates will be lower. You may also be popular among some of the more high class individuals in town as there are...more
It is extremely wise to have the correct insurance if you are a bar owner. Running a bar requires plenty of planning and organisation and this includes bar insurance. Any bar owner selling alcohol to the public will be well aware of the risks involved. Undoubtedly for the owner the working day will be very hectic, however, this should...more
People nowadays are used to having big cars with a lot of HP and fast 0-60 MPH times so that they can enjoy the most out of their lives. But what happens when something goes wrong with your 1.4 million Euros Bugatti Veyron Blue Centenaire? Whos going to pay for that flat tire and the windshield your wife decided to crack when she caught you up...more
A social club is defined as a place where a group of people or their meeting place is formed around a common occupation or activity. They can range from sports clubs, working men's clubs or snooker clubs for instance. Whatever type of club it is, it will need insurance. It is the responsibility of the owner or owners of the social club to ensure that everything is correctly insured.Your social club may have people that are interested in different activities such as hunting, fishing or charity work, the list is endless. Depending on the amount of people, if food and alcohol is usually served, and the kind of social club it is, the potential for an accident or an injury remains. If something untoward does happen on your premises resulting from any negligence on your part, then you can be sued. This would be detrimental to you and your business especially if you are not insured correctly. The result could be financial ruin and a closure of your social club.The easiest way to insure a social club is online. A reputable insurance broker can provide you with the necessary policies that will cover every eventuality. They are committed in helping you find adequate insurance...more
As one who knows, nothing can prepare a family for the loss of a loved one. The hole that is left in our lives when the unthinkable occurs is a physical presence that is felt daily. Sometimes we know death is coming, other times a loved...more
One area in the LGBT hospitality business you do not want to skimp is insurance. Insurance can protect you and your business for a myriad of problems, from broken equipment to liability lawsuits. Depending on where your establishment is...more
Here are six things to keep in mind when looking for a new or upgraded insurance policyMake sure your insurance agent is an expert in nightclubs and/or bars to ensure he or she fully understands your business, or consider hiring an...more
Should you own a car and are interested in finding affordable auto coverage, then you can get free insurance quotes online. This is a way that you can save yourself plenty of time and money by using the many websites that auto insurers provide over...more
A year ago, I decided I needed a change in career. I wanted to do some thing that would touch people's hearts and change their lives. So, I quit a well paying engineering job and I left my design desk for good. I started my career as an...more
Insurance License Exams are necessary to get the proper license to start an insurance career. Moreover, such exams will prove an individuals knowledge and expertise regarding insurance field. It is necessary to write Government administered insurance...more