Protection & Indemnity insurance is shortly known as P & I insurance that specifically protects liability coverage designed for sea-going yachts, vessels and boats. It is mainly used for ships that are used for transportation cargos for commercial usages. This type of insurance usually provides complete liability protection against the liability caused to ship owners.Who Needs P&I Insurance Policy?This kind of insurance protection is generally...more
Errors and Omissions Insurance for Insurance Agents and BrokersInsurance agents and brokers (IAB) perform a valuable service for the business community. They are responsible for helping businesses manage risk and mitigate claims associated with everyday operations. Because of this responsibility, insurance agents are held to a high standard for ensuring that their clients are properly covered. Increasingly, insurance agents and brokers are...more
Whenever trying to get insurance on a provisional licence, it is not the same as the normal insurers, because they are able to provide free quotes. Standard insurers are giving high rates for their vehicle insurance. The rates that they're providing is more than the driver can afford. If you are a 1st time driver or a student who are beginning to discover how to drive you are definitely susceptible to different types of accidents. This is the main reason why their insurance is dear. Aside from this, majority of insurance company are disinclined in giving policies that are accessible for learners. There are different types of insurance schemes available to cover the insurance for provisional drivers.There is also an accessible insurance for Seventeen years old drivers possessing provisional drivers. Some learners accept that after they procure their driving exam, the final vehicle insurance will lessen because they have passed the examination. This isn't always the case, because a learner driver under self-examination of his driving abilities is much susceptible to have accidents. As you test your skills in driving are probe to make a couple of mistakes that may cause...more
Who dont like to enjoy holidays? People often make a plan to go out for holidays with their family and loved ones. There are many risks associated when one goes out for holidays like accidents, any physical disease or theft of valuables etc. To save yourself from any kind of mishappenings you should have holiday insurance done. This will be done as...more
There are numerous risks associated with the insurance of construction jobs; this article will analyze those risks and discuss the various policies available to protect against them.There are a number of factors that an insurance underwriter must take in to consideration when evaluating the risk a certain project contains, starting...more
The MS&AD Insurance Group - SWOT Analysis company profile is the essential source for top-level company data and information. MS&AD Insurance Group - SWOT Analysis examines the companys key business structure and operations, history and products, and provides summary analysis of its key revenue lines and strategy.MS&AD Insurance Group (earlier known as Mitsui Sumitomo Insurance Group Holdings Inc) provides insurance (life and non-life), financial services and other risk related business solutions. The group together with its subsidiaries has operations spread across 39 countries.It is headquartered in Tokyo, Japan and employs 15,151 people. The group recorded revenues of JPY2,040 billion (approximately $20,971.3 million) during the financial year (FY) ended March 2009, a decrease of 4.6% over FY2008. The operating loss was JPY13 billion (approximately $134.1 million) in FY2009, compared to operating profit of JPY60.9 billion (approximately $625.7 million) in 2008.The net profit was JPY8.2 billion (approximately $84.2 million) in FY2009, a decrease of 79.5% over 2008. of 1% over 2007. The net profit was JPY40 billion (approximately $351.4 million) in the financial year 2008, a...more
Every backpacker travel insurance covered person should factor in three valuable considerations. These are before, during and after periods where every step should be carefully considered. First, the before tells you how important it is to know what...more
Be cautious when you are going for an insurance policy. Take your time in analyzing the various options before making a decision. Do not get forced into a decision by the pressure of the insurance agent.See, one thing you have to understand clearly...more
When you purchase an ipod or a blackberry you most likely told yourself that you would have to treat the device with proper respect and care. You probably were very cautious in the first few weeks after you purchased one of these...more
If you're going to ride a motor bike on shared roads, you'll need motorcycle insurance - not merely since it's mandatory, but also because in case something happens you'll need to be covered. It would be easy to just call around and get the best...more
The major goal of disability insurance policies is to to substitute an individual's income need to they be unable to work as a end result of both an accident or a sickness.In this guide, we will discuss the incapacity insurance coverage...more
Are you writing off tobacco cessation counseling as non-payable? If so, its time to change your gear. Previously, CMS only covered 99406-99407 for a beneficiary with a tobacco-related disease or with symptoms of one. However, the agency recently...more