A business would need insurance for the same reason that drives a homeowner to buy home insurance, i.e. to protect the asset from losses arising from an unforeseen event. The Business Owner Policy (BOP) is designed to help businesses deal with the financial losses from an accident. But when it comes to buying business insurance Ontario the task is not easy. You would need to carefully decide upon the coverage, price, whether you...more
Are you writing off tobacco cessation counseling as non-payable? If so, it's time to change your gear. Previously, CMS only covered 99406-99407 for a beneficiary with a tobacco-related disease or with symptoms of one. However, the agency recently announced that under new coverage, any new smoker covered by Medicare will be able to get tobacco cessation counseling from a qualified doctor or other Medicare-approved practitioner who...more
Philadelphia Insurance Company - Strategic Analysis ReviewPhiladelphia Insurance Company (PHLY) together with its subsidiaries specializes in designing and underwriting commercial property/casualty insurance. Philadelphia Insurance Company was formerly known as Philadelphia Consolidated Holding Corp. The niche clients of the company include rental car companies, not-for-profits, health and fitness centers and day-care facilities. The company sells homeowners' policies for mobile homes, as well as condominium and renters' policies. The company markets its products and services through multiple distribution channels such as Internet, wholesalers, direct sales, preferred agents and independent insurance producers.Philadelphia Insurance Company Key Recent DevelopmentsMar 01, 2010: Philadelphia Insurance Names New Co-PresidentsFeb 02, 2010: Philadelphia Insurance Expands Environmental Product OfferingDec 22, 2009: Philadelphia Insurance Appoints New ChairmanThis comprehensive SWOT profile of Philadelphia Insurance Company provides you an in-depth strategic analysis of the company's businesses and operations. The profile has been compiled to bring to you a clear and an...more
We live in a very litigious society and although most claims are dropped, dismissed or settled out of court, the fact remains that all business owners and professionals risk having their reputations marred by unhappy clients who bring claims against them. Just as all businesses require Commercial Business Insurance in California, no...more
Do you have a plan in place to maintain your family's financial well-being if you lost your life? Paying everyday bills can be quite difficult for a suddenly single-income family, so although it is unpleasant to think of such an event, it is important to plan for it. Term life insurance is your most reliable option for protecting your family in...more
If you're attending to sell a structured insurance settlement then you're a extremely valued and extremely searched client in the financial industry. This is because payment flows such as the one you have for sale is a good investment for peoples who are seeking such financial revenues. These investors are ready to give you a lump sum of cash today for the right to get your cash flow for the predictable time. But a lump sum of cash arrives at the end of what could be a profitable set of perks for you.There are so much competitive organizations with similar organizations in this industry that they are ready to grant very worthful profits and free gifts only for the opportunity to talk with you about your case. They will make it valuable your while to hear about the amount of money you receive. They will pay dearly to find out how often you are paid and they will crook over backwards to read up which insurance company is footing the dun for your payment flow. The important thing to unlock these perks is understanding where to go and how to ask for them when you sell a structured insurance settlement.First things first, before looking out a buyer of your payment...more
Rankin Manufacturing Limited is a small company based in Coventry manufacturing vehicle component parts and is covered by an ARPI policy with Industrial Risks Limited. On 5 August the claims manager of Industrial received a phone call...more
If litigation does subsequently take place, after the close of pleadings each party must disclose all documents relevant to the issues in question. There are various exceptions to that rule, particularly relating to privilege. The...more
If solicitors are to be instructed at an early date, the insurer will probably have the best chance of maintaining privilege at a later date. The involvement of the solicitor in cases of potential fraud is also critical in that he will...more
As part of this investigation it is also important to investigate the past history and habits of the directors of the company. For example, have any of the directors been involved in bankruptcy or insolvency? Do they have criminal...more
As soon as the evidence has been gathered the claims manager should call a meeting of his team to decide whether the evidence justifies rejecting the claim (which has already been made by Rankin Manufacturing Ltd.) or whether, despite...more
Safety is still not an assurance even with the availability of travel insurance coverage in travelling out of a province, according to an industry representative. The medical facility you are transacting with may or may not accept payments directly...more