Life Insurance Life Insurance, which is also known as life assurance, is when an insurance company and an individual agree and make a contract in that the insurance company pays a beneficiary a certain amount of money in the event of death or terminal illness. In return the insured individual agrees and is obligated to pay the insurer a certain amount of money monthly or as per agreed time. The amount of money to be paid by the policy is...more
Long Term Care InsuranceReason to consider Long Term Care InsuranceLong-term care insurance policy is the best option for the elderly people who are above the age of 65 years as this policy ensures them that their future remains bright and they can have complete financial stability You can simply compare long term care insurance plans with different policy features and get the most affordable insurance plan according to your needs. The best time...more
How to get the best Burial Life Insurance Burial life insurance or final expense insurance is usually the most expensive life insurance plan you can buy. Most people think of burial life insurance only when they are in real bad health. The trick to beat the high cost of this product is to purchase it when you are in your forties or fifties and in relatively decent health.When you apply later in life the options become limited. However, that does not mean that there are no good options available. When shopping for one, try to find and independent agent or broker who can compare multiple options for you. There will be a questionnaire to fill to understand you health and other important issues. Please answer all of them to the best of your knowledge. Your answers will help an agent or advisor to shop for you appropriately. Generally speaking, there are two options available for Burial Life Insurance:Whole life insurance with medical exam (Regular underwriting)Whole life insurance without medical exam (Simplified underwriting)Needless to say, that option one is always less expensive than option two. If your health is not good enough to qualify for option one, the latter is the...more
People set up life insurance for a range of reasons. Often people will set up life insurance once they have children providing a replacement income in the event of death is very common. Or a mortgage can prompt a need for life insurance typically couples will protect each other if they share a debt. Another reason that people set up cover is to...more
At the time you set up a life insurance policy you are required to provide a range of personal information. This will include details like your date of birth, smoking status, and health information, and will also include information on any dangerous hobbies that you have. The life insurance company will assess this information, and finalise the...more
Now days a number of websites tell you to buy poker related stuff from their stores. For those who are really passionate about poker just any chip wont work. For them the chips are not only playing stuff but they are a part of their passion. They select the chips that suit their style or that could be lucky for them. Poker lovers should very carefully select the sites that sell poker stuff. There can be sites that would sell you the useless low quality stuff at high rates. Since e-commerce is used by many people to buy things such sites are increasing in number. Most of them might be selling the right thing that a customer wants but some such sites are just fraud and sell low quality goods. It is advised to the customers who love to buy poker chips online to first see whether the sites they are visiting in order to buy the items is authentic or not. If you have any doubt that the site who is selling the poker chips, poker tables and other objects like poker books of your need does not seems to be good them it is better not to use that site for buying. The need of items related to poker is increasing day by day. People now days visit a lot on the sites that sell such items. These...more
How do you explain life and death except in terms of a God? How do you explain life and death except in terms of a God? You come into life as a helpless fetus, and then you enter this world as a baby. You have to grow up and your ageing trip...more
Long term care is a wide range of services that help meet the medical and nonmedical needs of people with chronic illness or disability who cannot care for themselves for long periods. It involves a level of care that requires the expertise of...more
As an older worker or near-retiree, the importance of setting up safeguards such as buying life insurance for seniors becomes even more important to your retirement planning strategy. If you are a single worker who has reached middle age or older, ...more
Caring for family members or friends can be free, but it takes tons of emotional, financial and material resources at their disposal. It can also reduce their earning capacity in the future. Thus, opening doors on buying long term care insurance has...more
Senior life insurance is a valuable tool that can help retirees strengthen their nest eggs and guard these against depletion during retirement. This is because insurance policies such as these not only help protect the wealth of the plan holder in...more
Life insurance is a must. It might bring come with thoughts about death and the likes, but it is something anyone in his right mind should have for security and protection. After all, no one wishes to go and leave loved ones with financial problems...more