Home insurance quotes: Careful selection is required Today it is very important for the man to timely go through the maximum number of the home insurance quotes in order to select the most desirable home insurance policy. It is the home insurance policy that enables the person to take the sigh of relief. With the passage of time the number of people relying on to the home insurance policy has increased. In fact today's man is very cautious...more
Cancer Life Insurance for New Jersey Residents Surviving cancer is a difficult process and one that is a blessing to anyone involved. There is such a low survival rate that it is nearly always a miracle when someone gets through the worst time in their life. So how is one rewarded by beating the odds? Most commonly, it is an inability to qualify for life insurance. Some of the reasons that are given are the likelihood that the cancer can...more
What is Death Life Insurance? Life insurance and death life insurance can be considered two very different types of coverage. It is a good idea to have both types of insurance because they cover two distinct types of issues. So how does one know the different between the two and which is the more important coverage for them? The following illustrates how the two insurance types vary and what they cover:Death Insurance – This is insurance that is also called accidental death and is only paid if the person passes away because of an accident, injury or illness. It does not cover death due to natural causes and old age. Some policies also cover dismemberment if that is added to the policy. This means that if any limb is lost due to an accident or illness, the insurance pays out to the beneficiary. Each limb has a different amount that is collected if it removed from the body. In the event of death, the entire amount of the policy is paid off and can be used for funeral expenses or other death related expenditures. This is a great policy for those who are younger and who are more likely to pass away from causes that are considered other than natural.Life Insurance – There are...more
Diabetes Life Insurance is Available If you have diabetes, you may have been turned down for life insurance before. You've probably been told that you are not eligible for certain policies and this can be a frustrating and frightening experience. If you are approved for life insurance, the company is probably trying to charge you an arm and...more
The Various Life Insurance Benefits The times are tough for many people and with the economy consistently getting worse each day, it is important for those living in New Jersey to have some financial security. Life insurance is not typically thought of as a short term investment as it is considered more as death insurance because it pays out...more
Work Life Balance, and How to Get There As Your Own Boss I think back on my time working for someone else and almost have to laugh now. It seems so distant and far away that it isn't even real to me anymore!But I have to remind myself how I felt at the time.The mornings were the worst. I had to leave earlier and earlier to get to work on time with all the traffic. Each morning an epic battle was waged just to get out of bed. On one side was my sense of obligation; on the other was the snooze button on my alarm clock.I remember absolutely HATING my alarm clock with a passion. I felt guilty every time I pushed that snooze button, like I was had just gone to a crack dealer. I could get one more hit, just 10 more minutes, and it would feel so great. But at the same time I knew I shouldn't!I'd run out of the house bleary eyed and half awake. Some days I'd even have enough time to grab a piece of burnt toast on my way out.All morning I'd sip on bad coffee to try and stay alert, but it would only make me jittery and remind me of how hungry I was (having missed breakfast!).Finally, when lunch would role around, I'd be famished and would run to the nearest food court to gorge myself....more
Term Life Insurance Funeral Coverage Many people are under the impression that term life insurance does not cover funeral expenses. This is partway true, depending on the length of the policy and where the insured stands in their payments....more
Why is Life Insurance in NJ on the Rise? There is a booming industry in New Jersey and it is not in any industry that people might consider. It is in life insurance in NJ and there are a few common factors as to why this is happening right...more
Three NJ Life Insurance Questions Commonly Asked Buying life insurance never seems easy for those who are seeking it. This is because the policies are so complicated and it can be difficult to understand some of the terminology. Another aspect...more
Life Insurance You Can Borrow From As a popular plan, whole life insurance is usually the most requested type of cash value life insurance. The question is, is it the best plan to use if someone needs to borrow from the policy? In most cases...more
Life Insurance You Can Actually Afford! You've decided to purchase life insurance. Well then, you've made a fantastic decision for your family and those you care for. Knowing that you've provided for them after you're gone is a priceless...more
Top up your Life Insurance "Fun is like life insurance; the older you get the more it costs"…Kin HubbardWe have all heard about the importance of rupee cost averaging when it comes to investments but very rarely do we realise that the...more