Life Insurance for Police Officers and Other Law Enforcement Individuals First thing first, is there such a thing as police officer life insurance? Not really, but there is such thing as the right company and underwriter for life insurance for police officers. Life insurance is life insurance no matter what other term precedes or follows the word life insurance. In other words, you want to make sure that whatever the policy is called, it...more
The Many Options of No Medical Exam Life Insurance. What Is Best? When no exam life insurance started to be offered, it seems that all that was available was fast online response companies. You got approved or declined on the spot. Insurance companies used simple cross reference methods to weed out individuals. Now, much more is available. Is it better? Not necessarily.If one needs a no medical exam life insurance, many choices abound. You...more
Rotator Cuff Muscles Injury – Taking Care of Injured Rotor Cuff When you've injured your rotator cuff muscles, you can apply heat to the injured area for instant relief. If there is swelling, use an ice pack. If there is sign of swelling, you can take medicine such as ibuprofen or naproxen to relief the pain and inflammation. When someone injured his rotor cuff, follow the R.I.C.E approach. R.I.C.E is an acronym for Rest, Ice, Compression and Elevation. A person who has rotator cuff injury should Rest and refrain from anymore physical movement. Next, Ice should be used and apply Compression on the injured area. Finally, the shoulder should be Elevated to relieve the pain.Orthopedic surgeons will always suggest using cold compressions on injured shoulder as it helps in recovering of a muscle tear. Cold compression simply means to expose the effected part to ice or cold packs before sleeping for around twenty minutes. This will reduce pain and swelling. According to physical therapist, certain sleeping positions can also help the patient to get relief from pain. Certain rotor exercises like internal and external rotations can help the situation to improve. If the pain does...more
So, do you have to take an exam to be approved for insurance? To briefly answer this question, the answer is no, you do not have to take an exam to be granted a life insurance policy. As a matter of fact we know of at least one company that does not even ask health questions! So, it appears that anyone can get a life insurance policy without an...more
Here's a list of 51 simple, and not-so-simple ways to improve the quality of your life. I added the "not-so-simple" not to be negative, but to keep things real. Some of these really aren't so "simple", but I promise the tough ones become easier when you master the more simple ones one step at a time."If it was easy, it wasn't the way."-SevanThese...more
Life insurance for seniors is just as important as it is for anyone else. There are a variety of reasons that you, as a senior, would benefit from life insurance, not the least of which is to be sure that your estate is taken care of in the event you should pass on. Death is never a happy subject, but it is one we are all going to face and one that we should all be well prepared for. Chances are you have got outstanding debts like a car, a home, credit cards. Your life insurance benefit can be used to pay those outstanding bills so those you leave surviving you would not have to stress about them. Maybe you have been left in the position before. A close family member passes away. You are left to deal with your own grief, their funeral arrangements and they are hardly buried before the bills start coming in. Credit cards you did not know they had, subscriptions they had not cancelled and the medical bills. Your debts do not die with you, unfortunately. Someone is expected to foot the bill, and if you do not have a large amount of money stashed away or life insurance for seniors, your survivors are left to foot the bill. Another excellent reason to have life insurance, even if you...more
There are a variety of reasons that life insurance for seniors is very important to you and your family. You would not want to leave your family to foot your funeral bills, or the debts you have not had a chance to pay off. Maybe you have got...more
Life insurance for seniors is valuable for a variety of reasons. One of the biggest reasons most people get life insurance is to be sure that all their debts are paid when they pass away. Even if you retired debt free, you did not stop living. With...more
As your 50th birthday is drawing closer, you might probably be thinking of the day you will stay on that chair near the window as you wait for the caregiver to come around and change your diapers. Every adult is worried on how their senior life will...more
Have you considered buying life insurance for seniors? Still weighing the pros and cons? There are quite a few things that life insurance can do for your family once you have passed on. Life insurance can leave you knowing that you have done all you...more
There are those among us still wondering if we need to invest in life insurance for seniors. The truth of the matter is that, unless you are independently wealthy or have been extremely meticulous in planning for every eventuality in your financial...more
There are quite a few reasons to spend the time and money to find life insurance for seniors. For many people, life insurance will provide the ability to leave an inheritance to your family, cover your final expenses or help to pay any outstanding...more