A Guide to Life Insurance By Age Life insurance can be a fantastic safety net at any age, helping you ensure financial security for your family and the resources they need to achieve their goals. However, our reason for having life insurance, as well as the overall necessity of a policy, varies according to your age. Today we give you a guide to life insurance according to your age decade. Life Insurance for ChildrenLife insurance...more
Top 10 Most Important Factors Affecting Your Life Insurance Rates There has been many life insurance applicants that have almost hit the floor once their offer of insurance comes back with a yearly premium ... some are surprised at just how cheap life insurance is, while others wonder how anybody ever affords it! The truth is that life insurance rates vary wildly from person to person because the policies need to be as unique as your...more
Over 50 Life Insurance Plans Assuming that you are a healthy 50+ year old, the simplest way to find the right life insurance and insurance company is to get rates from at least three life insurance companies. We recommend that you do get one with an online only company (no agent to speak to) and two from insurance companies that offer limited online quotes or no online quotes. For the latter, you may have to talk to an agent.Why, do we suggest online and offline? Simply put, experience. We have often found that by using the services of an advisor (with whom you do not have to meet), final rates would tend to come out much lower. Which does not mean they always do, but it is well worth the extra effort. The advisor may not give you lowest quotes, but he/she should know best which insurance companies are more likely to approve you at best possible rates. After all, as you may already know, quotes do not always mean best final rates and, final approved rates are really what matters most. Whether you use all web only shopping or a mixture of online and agent shopping, we highly suggest that, even if you are very healthy, once you have narrowed down your choices, that you apply...more
For most people today protecting their loved ones is a top priority including after one passes. Continued financial support can be setup before something dramatic happens. We all know sooner or later we will live our last day which makes it vitally important to put things in motion now that will ensure the ones we love will be taken care of once we...more
La Salle Green Hills Alumni Association partners with Philippine Prudential Life Insurance Company, Inc The Philippine Prudential Life Insurance Company, Inc. (PPLIC), the industry leader in innovation and growth, continues to develop special life insurance products and solutions that provide value-added benefits to specific target markets....more
You can obtain this coverage in many different ways. Unlike traditional policies where you have to set down and speak with an agent, you can obtain a no load term life insurance policy by speaking with someone over the phone, or by simply filling out the paperwork and mailing it in.Some people think that obtaining life insurance over the phone simply sounds crazy. But, to be honest with you, the same people that are selling you this insurance over the phone are actually licensed agents that are well versed in the policy that they are selling and have gone through lots of training to be able to sell you the policy.However, the company will not be the one responsible for paying this agent a percentage on your premiums. Instead you pay your adviser the first time that you make your initial payment to begin your policy. After the first payment has been made, many have been content in seeing that their payments thereafter were substantially lower.However, a no load policy does not acquire any kind of cash value like other life insurance policies do. So, do not expect to get the same attributes as whole life policies have. You will however save money on this policy which for some is a...more
Nobody likes to talk about the death of a loved one. Or at least, nobody likes to start the conversation. But I have found that once people do start talking about concerns and preparing for them, there is actually a sense of security.Many older...more
No load term life insurance is type of insurance coverage that you may have heard of discussed before, but never really figured out exactly what it entails. This particular type of insurance is just a non-commissioned based form of life insurance...more
How to Prepare for Life Insurance Underwriting When you apply for a life insurance policy to protect your family and their assets after your death, your health and lifestyle will be scrutinized by life insurance underwriters in order for them...more
The first step to getting life insurance is by looking for and comparing quotes from different companies. This can be very tasking, especially if you have to talk to a lot of agents. You will not only waste your time but you will also get tired of...more
De-Fence-less: How to Protect Your Property from Deer and Other Wildlife Protect What You LoveDeer fencing is simply the very best way to keep deer and other wildlife from destroying your trees and plants, something that they will not hesitate...more
Wealth Creation, Becoming Rich & the Purpose of Life: Stop what you're doing and consider this This sounds like a peculiar title for an article. What has Wealth Creation got to do with the purpose of life you might ask? I'm gonna...more