Change Your Life With the 11 Forgotten Laws and Bob Proctor When I first saw Bob Proctor on the movie "The Secret," it tickled me the way he kissed his own hand. Though he wasn't always secure and that sure of himself, after more than 40 years being successful at these personal growth techniques and teaching people how to change their lives in a few short weeks, he's earned these accolades in my book.He Walks the Talk His copy of Napoleon...more
For many individuals, the process of taking out a life insurance policy is seen as time consuming and tedious, not only because of the seemingly endless paperwork, but also because of the necessity of a medical exam. There are many people who simply don't like going to the doctor or specifically find it a hassle to deal with things like medical exams and doctor visits. By opting instead for a life insurance policy that doesn't require the medical...more
Term Life Insurance Pros and Cons Before you buy life insurance, please take some time to learn about it. That way you can make a good choice. You will need to decide how much coverage you want, how long you want it for, and what type of policy to buy! Term insurance is very popular thse days. Consider some advantages and disadvantages of this type of policy.As is suggested by the name, it ends after a set period of time. A term policy is temporary. The length of the policy will be specified in the original paperwork. It could vary from a period of months to a period of decades. But after this term is over, coverage ends.There will not usually be any value left to the policy. Sometimes, you can renew the insurance. However, the renewal rate will probably be higher than the old rate. If you purchased a term policy at age 30, and then wanted to renew 20 years later at age 50, your rates would almost certainly be higher. If you develop a heath condition, you may even be denied coverage. However, term life is very popular today. We do not mean to discount the positives. Because term costs less, people can afford to buy larger policies. When is the best time to consider buying...more
Life insurance is the best tool to offer financial protection to the buyer from the insurer. Since the figure of mishaps and death rates are increasing at an alarming rate, majority of the people need to ensure their life and priceless via due to|owing to perfect insurance security. Life insurance can be easily bought from any reliable insurance...more
Buzzing In Ears At Night - You Can Get Your Life Back and Stop Hearing the Non Stop Ear Ringing Buzzing In Ears At NightDo you suffering from painful buzzing ears or ringing ears? Do you lay awake at night and wonder if this will be the night that they finally stop buzzing and you can get some rest? If this sounds like you then you are...more
Try the 30-Day Smile Challenge, and Change Your Life Out of the Mouths of Baristas I just had a great conversation with Kim, one of my two favorite baristas at the local Borders Cafe. She told me about a new philosophy she had for her life. "I decided," she said, "that whenever I don't feel good or there's someone who is giving me a hard time, I'm just going to smile. And it's working." she said with a playful smile." Smiling Works That reminded me of a UCLA research study I read several years ago. Researchers took a group of depressed individuals and did a SMILE intervention with them. The participants in the study did a daily exercise where they would stand in front of a mirror and smile, for some number of minutes. That was the intervention. Their depression decreased significantly. Smiling worked for them just as it is working for Kim. My conversation with Kim also reminded me of Thich Nhat Han's meditations in mindfulness that I practiced years ago. He suggested that you smile while you are sitting in meditation. Thich Nhat Han smiled a lot and I experienced his smiles as genuine. I know enough about his life history to know that he experienced many things...more
What Is Long Term Disability Insurance? As it is called, long term disability insurance should pay you an income in case of disability for an extended period of time. For most people, it seems that that period of time is at least 5, 10 years...more
I Was Recently Diagnosed With Depression. What Happens Under My Term Life Insurance, Income Protection and Trauma Insurance Policies? A diagnosis of depression is often more of a relief than a burden. As opposed to a diagnosis of cancer,...more
Life Insurance for Seniors Is Unnecessary, Plus 5 More Insidious Retirement Myths For many of us, retirement is a strange and very far off time. However, for an equal number of people, retirement is just around the corner! In today's society,...more
When setting up a life insurance plan there are several points to consider. Well look at three of the most important to get right.The first thing to consider is the amount of life insurance you want (the lump sum that you choose to insure). With most...more
What Are The Benefits Of Critical Illness Life Insurance The critical illness insurance coverage is created to safeguard against specific diseases or illnesses such as heart attack, stroke, cancer, kidney failure, coma, paralysis, MS,...more
When To Get A Critical Illness Life Insurance Policy Most people choose to sign up for a critical illness life insurance and a joint life insurance option as a substitute. This might very well be a great choice if you're making plans for all...more