Buying health insurance online is undoubtedly the most pragmatic and convenient option for an individual as it gives him/her the liberty to go through each policy feature carefully, compare policies of different as well as same health insurance provider and then accordingly select the one that best suits the requirements.The importance of medical insurance in India is increasing by the day as more and more people are realizing the benefits...more
With the difficulty for many people to pay for necessary health care, there are a number of different types of government-provided health insurance. Many people assume that this type of insurance requires individuals to be dirt poor to qualify, but this is not actually the case. Read on for a review of many of the options offered by both federal and state governments to help keep you and your family healthy.Perhaps the most well known...more
American health insurance sector has witnessed key changes since the beginning of this year. Read on to find out what these changes mean for common Americans. Get useful tips on choosing an insurance package that is the closest to your requirements and friendly to your budget as well.Health insurance sector in America has undergone major changes since the beginning of this year, under the impact of the policies of Obama administration. Insurers have been forced to reduce premiums on individual policies, thanks to the Affordable Care Act that mandates for insurers to spend at least 80 percent of the accumulated premiums on medical claims, rather than administrative expenditure or profit, or pay rebates for the excess amount collected. Consumers are set to receive more value for their premium dollar.The regulation has brought transparency to the marketplace, making it easier for the Americans to buy plans that provide better value for their money. Insurance premiums have witnessed consistent upward curve in the country. Since 2005, the average family health insurance premium has gone up by 27 percent, making it harder for an average person to get proper insurance cover. Now, the...more
In the unfortunate event of being diagnosed with a severe illness at any point during your life, critical illness insurance will pay out a lump sum. As with any type of insurance plan, it comes with varying rules and regulations that must be researched thoroughly. Having done this and purchased the insurance that is best suited to your needs, you...more
If you are running an organization in Chicago, Illinois then concerning the health of your employees becomes so vital for you. In this regard, you cant ignore the importance of widely appreciated group health insurance plans used as one of the cheapest and highly effective health care for your workers and employees as well. Employers pay maximum...more
When it comes to choosing between health insurance plans, the jargon and fine print can easily prove overwhelming. While you may feel the urge to play "eeny, meeny, miney, moe" and simply pick one at random, it is nevertheless extremely important to overcome your frustration and ensure that you are making the right choice for both you and your family. Your financial future just may depend on it.One of the first things to do when figuring out which health insurance plan is the best for you is to sit down and identify your medical needs. If you have any pre-existing conditions, these will need to be covered by the new plan if possible. Individuals prone to catching viruses and other contagious illnesses should make sure that they will be able to obtain the required care when needed, and anyone with the possibility of becoming pregnant should also take this into account and ensure that coverage is offered for both prenatal care and labor expenses.Also, the best health insurance plan for your neighbor or parent may not be the best plan for you. Do take into account recommendations (or warnings) from those you trust, but understand that you have different circumstances and medical...more
Health insurance generally covers health risks and helps the policy holder with health care expenses like vaccines, X-rays, routine physical examinations and hospitalization. There are several private medical insurance companies that make coverage...more
Many of us have not even thought about taking out a form of personal insurance and why havent we? Our lives are very busy doing something else and always putting it off. If we were to develop a critical illness and become ill, die of a heart attack...more
When it comes to emergency care, in the past there were two options: the primary physician or the emergency room. If one's primary care doctor was unavailable, then it was common sense to go to the emergency room at the closest hospital. Recent...more
We all know the drill when we go to a new physician's office. Provide your health insurance card and ID card for them to copy, fill out contact and emergency information, complete a comprehensive medical history form, and sign the HIPAA form. This...more
Many doctors today ask a variety of questions regarding the health of your family as well as your own personal history. It is important that you can provide as much family medical history as possible to your family care provider. Keeping a diary of...more
When shopping for a health insurance provider, it is best to check out multiple companies so you can compare the different plans which they offer. Here are 10 insurance companies and a brief description:Blue Cross Blue Shield Association is a group...more