We all have been duped into believing that health insurance is something that was designed to help people in an emergency, when in fact it has taken on a whole different definition and is no longer the benefit it used to be. It used to be part of the perks that employers offered valued employees as a way of showing they are appreciated. In time employers would benefit from this because it encouraged employees to take care of themselves.However,...more
In Arizona, House Bill 2625 has been passed to allow employers to deny health insurance coverage for birth control. The bill has to pass in the Senate and be signed into law by Gov. Jan Brewer before the economic impact of higher costs for men and women to prevent pregnancies when they are not financially able to care for more children.According to the National Conference of State Legislatures, Arizona is among 26 states with laws that mandate...more
Not all critical illnesses may be covered with different particular policies. It is true that there are some grey areas where a critical illness may be contracted and if caught in time and treated effectively could leave the policy holder unable to place a claim, even if they contracted one of the underlining critical illnesses as stated in their policy. In a good sense it is by far a relief that many critical illnesses can now be treated, however if a policy was to be taken out and no claim could be made, what would be the point of taking out the policy in the first place.Insurance policies are there to offer a protective cover for individuals and quite possibly their families too depending on the type of policy taken out. In much the same way as you would take out home insurance or car insurance, you do in the event the worst happens or something unfortunate takes place. When it does your insurance will pay out towards the cost of repairs and getting things back to normal. Even if you never make a claim, having the insurance there as a protective safety net is always a helpful and handy thing to have. And so the attention is turned back to insurance policies that centre on health...more
Allow us cut straight to the chase, everyone requires health insurance! It is vital to have a health plan as it can protect you from unexpected expenses and emergencies which could come up at any given time. It can prevent you from using up all of your savings that you have huge plans for. Having a health plan will definitely help out at these...more
Uninsured Americans need health care options. 4-1-1 HealthNews offers alternatives such as savings accounts health, medical discount cards for savings, and medical tourism.In today's economy, it is fortunate minority who have both a job and medical benefits. Indeed, the number of uninsured Americans has continued to increase, and at last count...more
Getting the Right Health Insurance Plan Few things are as confusing as having to decipher all the acronyms you will have to deal with on the first week of your new job. Deciding on your health benefits and understanding the various health insurance plans available can be a very daunting process. But in the light of the current economy, having a health insurance plan can be a blessing.Some companies may provide you with a few choices to choose from while others may only offer one. Whatever the situation may be in your company, you should take the time to review your choices carefully as this is one of the most important decisions you will be making for a while.If your company doesn't offer a health insurance you should try to procure one on the market. Recent changes in legislation have made the process much easier and finding an affordable plan shouldn't be too difficult.Don't fall into the mistake of feeling tempted to forego health insurance. Health insurance isn't very expensive and if you're young and healthy there is no reason for you not to plan a budget to include health insurance. Living without health insurance is like being on a ship without a life jacket. While...more
Whether or not you choose to trust it or not, over 50 million people in developed countries such as United States and the UK doesn't have health insurance! You can pick up your jaw off the ground now. People who do not have a health plan are losing...more
State regulators are getting money to fight unreasonable Tennessee health insurance premium hikes. The U.S. Department of Health and Human Services (HHS) announced an Affordable Care Act grant in the amount of $3,979,002 to help the state in this...more
As one approaches retirement, it is increasingly important to have some sort of protection from major medical bills. Did you know that while you are still employed, you may be eligible for a Health Reimbursement Arrangement?Health Reimbursement...more
When one hears mention of HIPAA, they generally journey back in their mind to their last visit to a physician's office or hospital. Along with all the rest of the necessary paperwork, the HIPAA form becomes just one more thing to sign and date,...more
When the USA suffered from a financial turmoil, many people abruptly found themselves out of work and without any health plan. If you made it through this situation and got a new occupation at this time, you are probably a very lucky person. This...more
The cost of medical treatment has increase greatly just of late. Do to this problem of expensive treatment many people are now looking for less expensive health insurance plans. Therefore most people are in for low cost medical insurance coverage....more