After you turn 65 the rules for dealing with your health insurance are totally different then they were before you qualified for Medicare health coverage. Even though the government pays many of your medical bills when you join Medicare from that point on, you still need to cover a lot of the costs of your healthcare yourself. You can buy several types of health insurance to fill in those gaps in your Medicare coverage. Here are some tips to help...more
When you are looking for employment, it is human nature to accept the one job that offers the most money. Money is a great factor that needs to be weighed seriously, of course, but there are also benefits that most companies offer and it is vital to check out the different insurance policies that are being offered by prospective employers and, even if it means taking a little bit less money, the proper insurance policy that covers everything that...more
The reason for this is some people may take out critical illness insurance at a young age which is beneficial as the price is likely to be cheaper and you are more likely to get a contract at standard rates as you are less likely to have any health problems. However when you are younger and you may have just bought your first home which may have been the reason why you took out such insurance but you would have to consider that at some point in your life your circumstances may change and you may need to re address your financial commitments perhaps.It is common for people to at some point in their life to want to buy a bigger house perhaps or a house with more garden for example as they are starting their family. This would be then when their financial circumstances would change as they would most likely need to take out a bigger mortgage and for most people this is fairly straightforward however you have to consider that your insurance would then leave you with a short fall if something were to happen to you in the future. You would therefore have to contact your financial adviser so that they could look into your old plan and see what needs to be done in order to ensure that you...more
When we enroll for health insurance, especially for a private healthcare plan, we should get our money's worth. Conduct research and find reviews for the specific company you are planning to enroll with. Word of mouth is a great way of investigating a good company. The testimonies of other people who have already experienced the service of the...more
As the economy worsens and becomes very uncertain, the stability of health insurance coverage becomes uncertain as well. The number of Americans looking for suitable work is on a steady increase and this changes the health insurance coverage. In the past we have history examples of how a recession and large unemployment did change health care...more
The history of health insurance in IndiaDuring the mid-80s the government owned hospitals in India offered free treatment to the patients. Later many private players came up with their medical services. The arrival of private medical care led to the spread of awareness of the necessity and seriousness of health insurance. Health insurance in India gained momentum as many health insurance companies introduced their customized products for the residents. Companies like New India Assurance, Oriental Insurance, United Insurance and National Insurance spread the importance of buying a health plan. Since the 80s till today, health insurance industry in India has been amongst one of the fast growing industries. Since the establishment of Oriental Life Insurance Company, the Indian health insurance sector progressed from just being a competitive market to a national market. It was in 1999 when the Indian government allowed private players to introduce their health care products for Indians. With lot of international insurers coming to India, the segment is growing at a fast rate. The future of health insurance in IndiaWith a yearly growth rate of 55%, the health insurance sector grew fast...more
Do you want health insurance coverage that you can really afford and actually take advantage of? Believe it or not there are options available that may be of interest to you, and they may cost much less than you may think. Everyone knows the...more
From routine cleanings to fillings to crowns and major oral surgery to routine cleaning to crowns to fillings, the costs involved in keeping your teeth and gums healthy in good condition can be quite substantial. Fortunately, dental insurance...more
Turning on the Television or opening up a paper will without doubt present some tale about the declining NHS, terrible care after surgery which is killing people, extended waits for treatment, in addition to an unhappy workforce. Can it be any wonder...more
Why Travel Health Insurance? It either works in combination with your medical plans or independently. Travel health insurance is usually offered if you are a frequent traveler and often seek help of travel agents or prefer package...more
A new research report by RNCOS titled, Saudi Arabia Insurance Market to 2012, favorable government initiatives and increasing credibility factor among the population is fuelling the health insurance market, which is anticipated to grow at a CAGR of...more
Self employed health insurance is a difficult item to find, especially within the Usa. Component with the problem with getting health insurance coverage in general is the fact that during Globe War II, when there were wage and cost controls, health...more