As a resident of Florida, you're close to several hospitals acclaimed for excellence in a variety of specialties ranging from digestive disorders to urological problems. Does your Florida health insurance work with the following hospitals? If not, it's time to look for new insurance. Here's a breakdown of Florida's finest hospitals by speciality.Florida Hospitals Were Recognized in "America's Best Hospitals"Perhaps best known for assessing...more
Breast Reduction surgery can occasionally be covered by your health insurance. However, most health insurances require permission or pre-certification, to ensure payment. Health insurance companies across the country have different requirements, but some are fairly general and are widespread. To obtain pre-certification, your plastic surgeon will meet with you and discuss with you what needs to be done before surgery can be...more
In the competitive world today people spend more than half of their lives working day and night for some or the other reason. Though it gives them good financial rewards and gratification of their desires yet what suffers a big setback is their health. This is because individuals fail to pay significant heed to health, the most crucial aspect of their lives. But being occupied is not the only factor in deteriorating health. Reasons like environment, epidemics, natural calamities etc. also contribute largely to fading human health.Keeping in mind the precariousness of human fitness and the immensely expensive medical treatments available nowadays, health insurance has become the need of the hour. Health insurance is an ideal way to care for your health. A health insurance policy enables you to have the best medical therapy for your illness at any point of time.The American health care system provides four basic health plans. These are HMOs, PPOs, POSs, and Free-for-Service (Indemnity) Plans.1.HMOs Plans- these plans are least expensive of all and are offered by Health Maintenance Organizations. In case you avail this plan, you are required to pay for every health related service in...more
There can be times in your life when you need a temporary health insurance option to help you and your family. It may be while you are in between jobs or while you wait for another group policy to begin, but if you no longer have access to COBRA coverage or if you need a less expensive option then a short-term health insurance policy might be a...more
The new healthcare reform bill will completely change how health insurance works in the United States by 2014. Here are just a few highlights: * In 2014, not only will most adults be required to carry health insurance but insurance companies will not be allowed to decline coverage based on pre-existing conditions. While this could be viewed as a...more
If you are trying to select a health insurance option, you may be having some difficulty. There are many different insurance plans to choose from and you want to find the one that best fits your individual needs without spending too much. It is imperative that you have a basic understanding of health insurance plans before making a decision.The three forms of health insurance payments are premium, co-payment, and deductible. A premium is the overall cost of your medical insurance that you pay to the insurer. It is usually an annual rate that is split into monthly payments. A co-payment is a set amount that you pay to a health care provider before they provide care to you. A deductible is money that you pay to the health care provider, either a fixed amount or percentage of the bill, that you must pay before the insurer pays the remainder.In the world of medical insurance, plans can really be broken down into four broad categories. The categories are health maintenance organization (HMO) plans, point of service (POS) plans, preferred provider organization (PPO) plans, and fee for service (FFS) plans. Each of them has varying degrees of flexibility and premium costs. They each also...more
When most people learn that their family's health insurance coverage is going to cost more, they shop for a more affordable policy. Often the solution is a combination of an insurance plan and a tax-sheltered Health Savings Account.More than 1...more
Just like parents worry about the health and well being of their children, so do children worry about their parents when they grow up. It is only natural for a son to worry about his parents physical condition because age is the biggest leveller of...more
We all make use of our Medical insurance at one time or the other in our life. Sometimes there are cases where your reimbursement of a Health insurance claim is not honoured correctly. Sometimes there are also cases where due to a miscommunication,...more
Medical insurance is one of the most essential things in life these days. Ever increasing cost of healthcare can make it extremely difficult to cope up with the medical expenses. Health Insurance companies in India however, can make a difference to...more
Caring for yourself is not only a wise decision but a necessity nowadays. Health insurance in India is on the rise with more and more people realising its importance. Just as you insure your car or your home, health insurance for individuals is...more
Government officials are cautioning insurance companies to stop utilizing scare tactics to stir up public concern in relation to government modifications in the health care system. It appears that several health insurance companies are using the new...more