There is no worse feeling than standing by feeling helpless when a person we love is taken ill. Long-term medical problems within our family can make us feel ineffective because we are unable to really help them. Managing our health and wellbeing is within our hands but many individuals don't realise the capability we have to actually help make an improvement. It's not about life-style changes or eating well and working out much more, it's really...more
While gyms and health clubs are designed with health and wellbeing in mind, they often become sites for a number of hazards and risks. As a health club owner, you have a duty of care towards your clients which makes health club insurance a necessity.Whether you are a small gym business or a multi-national health club, your responsibility towards the safety of your clients extends beyond gym induction training and the non-slip flooring you...more
Adrenaline and cortisol are hormones that are released by the body when we experience stress. While that system worked effectively for millions of years, our culture created so many high-stress experiences that we now face a build-up of these hormones, and that can be detrimental to your health.Recently, Gallup-Healthways conducted a survey that revealed that stress is an extensive problem for Tennesseans. It turns out that Tennessee has a high stress rate with 40.3 percent of its population constantly reporting high stress levels. Tennessee is ranked 14th among all states for high stress reports this year. That tends to drive up both the need for health care and the cost of health insurance for Tennessee.According to Dr. Angela Willis, a family medicine doctor in Nashville Medical Group Cool Springs, stress is a huge health problem. Nationwide, from 75 to 90 percent of doctor visits are for problems related to stress, which manifest in numerous ways from diarrhea to hives. She added that stress-related illnesses have increased due to the emotional toll of economic problems and the flood that Tennessee experienced last year. How Is Tennessee Health Insurance Affected By...more
So, you have been advised by many of your friends and relatives to buy health insurance. And they have suggested names of different health insurance companies in India. Now, you are in a dilemma which one to choose. Moreover, each of the insurance companies has different options to offer. And ultimately you will choose a health insurance that is...more
One of the federal subsidies that were created to help laid-off employees continue their Florida health insurance coverage finally ended last August 31, 2011. COBRA is a program under the federal law that allows laid-off workers continue employer provided FL health insurance for 18 months if they pay the entire premium plus the administrative fee....more
Insurance always carries kind of a negative connotation. You make payments with the understanding that something bad can and will likely happen. We have accidents, we get sick, and that's just the way it is. Since we don't know exactly what will happen or when, health insurance is a necessary protection from the crippling medical debt that can occur if you aren't prepared for the worst. Many insurance companies identify their clients in two ways: "the good risks" and "the bad risks". This is for them to know in advance if they will be able to get profit from their customers or not. For example, if someone had a serious illness and applied for health insurance, there's a good chance that the application could be denied. The reason is that they would expect to pay much more on their behalf than would end up being paying to them. It's a losing business equation for them. They are much better off taking on clients where neither party can say with certainty whether their health will fail sooner or later. Another thing you should know that is hiding on the backstage of these companies is the representations of your premiums. If you belong to a high risk group they will likely charge you...more
When looking at this issue it is easy to be mislead into thinking that there are easy solutions to this problem. Current research gives some very pat answers to a question that is extremely complex. The key to understanding the insurance dilemma...more
Purchasing private health insurance is becoming a necessity. With all the unpredictability of life, you may never know when you may possibly be capable of use it. Once the time does come, it'll always be better to have insurance than not have one at...more