Breast Reduction surgery can occasionally be covered by your health insurance. However, most health insurances require permission or pre-certification, to ensure payment. Health insurance companies across the country have different requirements, but some are fairly general and are widespread. To obtain pre-certification, your plastic surgeon will meet with you and discuss with you what needs to be done before surgery can be...more
In the competitive world today people spend more than half of their lives working day and night for some or the other reason. Though it gives them good financial rewards and gratification of their desires yet what suffers a big setback is their health. This is because individuals fail to pay significant heed to health, the most crucial aspect of their lives. But being occupied is not the only factor in deteriorating health. Reasons like...more
There can be times in your life when you need a temporary health insurance option to help you and your family. It may be while you are in between jobs or while you wait for another group policy to begin, but if you no longer have access to COBRA coverage or if you need a less expensive option then a short-term health insurance policy might be a good option for you.When you get health insurance quotes online, short-term health insurance is one type of insurance you can get a quote for. They are usually inexpensive since they cover a very limited period of time and the likelihood of having significant claims occur during this period is low. That means that the insurance company does not take on a great amount of risk when insuring you.The Downside of Short-Term Health InsuranceMuch like catastrophic insurance policies, short-term health insurance policies will not likely count as creditable coverage under HIPAA. This can have a major impact on your future health insurance purchases and can mean that your pre-existing conditions can be excluded for a limited period of time from group policy coverage. It also means that when you have a short-term health insurance policy, you may not...more
The new healthcare reform bill will completely change how health insurance works in the United States by 2014. Here are just a few highlights: * In 2014, not only will most adults be required to carry health insurance but insurance companies will not be allowed to decline coverage based on pre-existing conditions. While this could be viewed as a...more
If you are trying to select a health insurance option, you may be having some difficulty. There are many different insurance plans to choose from and you want to find the one that best fits your individual needs without spending too much. It is imperative that you have a basic understanding of health insurance plans before making a decision.The...more
When most people learn that their family's health insurance coverage is going to cost more, they shop for a more affordable policy. Often the solution is a combination of an insurance plan and a tax-sheltered Health Savings Account.More than 1 million Americans have made a similar choice, signing up for high-deductible health insurance policies and associated HSAs since the program was introduced in late 2003 according to the Washington-based industry group, America's Health Insurance Plans.The new plans are a bit complex, but a growing number of insurers offer them.Under federal law, the policy must have a minimum deductible of $1000 a year for an individual and $2000 for a family; maximum out of pocket expenses; for example, copayments required for surgical procedures, cannot exceed $5100 for individuals and $10,200 for families.People Help With Their Own Health InsurancePolicyholders, meanwhile, can set up HSAs that they fund with their own money. Employers also can contribute to their workers' HSAs. HSA contributions, generally set an amount equal to the policy's deductible, can best be used to cover health care costs, and unused money can be carried over at year's end. This...more
Just like parents worry about the health and well being of their children, so do children worry about their parents when they grow up. It is only natural for a son to worry about his parents physical condition because age is the biggest leveller of...more
We all make use of our Medical insurance at one time or the other in our life. Sometimes there are cases where your reimbursement of a Health insurance claim is not honoured correctly. Sometimes there are also cases where due to a miscommunication,...more
Medical insurance is one of the most essential things in life these days. Ever increasing cost of healthcare can make it extremely difficult to cope up with the medical expenses. Health Insurance companies in India however, can make a difference to...more
Caring for yourself is not only a wise decision but a necessity nowadays. Health insurance in India is on the rise with more and more people realising its importance. Just as you insure your car or your home, health insurance for individuals is...more
Government officials are cautioning insurance companies to stop utilizing scare tactics to stir up public concern in relation to government modifications in the health care system. It appears that several health insurance companies are using the new...more
In my many life experiences, my first massage was not all it could have been. Having had more massages than my first one, I realize, it actually is great. I was the subject of a lady who was learning. I worked at a health club and she needed...more