Why does your small business need a Florida group health plan? Despite high unemployment numbers, most businesses want to retain their experienced employees. They might have more potential candidates from which to select. However, the experience is something they cannot replace without extensive training time and costs. A good health insurance policy for employees is a benefit many people want to retain. If you provide your employees with...more
Small Business Health Insurance a Valuable Employee Benefit Small business owners should consider small business health insurance as a valuable employee benefit and staff retention tool. Most small business cannot afford to lose a member of staff for any length of time, the business is usually run by the directors or partners and each has a vital role in the business. Consider the fact that if one of these key members of staff were to...more
Need, importance and benefits of switching Health Insurance Need: If you are not satisfied with the services of your health insurer, what should you do? Earlier nothing, but now from 1st of July thanks to Health Insurance Portability, you will be able to switch to another health insurer without losing any of the benefits that your current health insurer provides.Importance: If you want to shift from one place to another, that is, relocating, there is a chance that due to lack of insurers' office providing necessary policy service at the new location. Secondly, if you are shifting from one organization to another organization many times you lose health insurance cover due to lack of portability of the health insurance policies especially loss of Pre Existing Diseases (PED).Benefits: It is essential to protect the policyholders against discontinuity and consequential loss of PED cover by making the health insurance plans portable across the insurance companies thus IRDA has allowed health insurance to be portable from 1st July.The portability will ensure that the policyholder is not tied to one single insurer throughout his life for fear of losing the cover of...more
Brace Your Knee, Heal that Injury Never let yourself suffer a career ending injury. Like a machine that needs constant treatment, oiling, and maintenance, the knee also needs proper care and medical attention. Re-injuring your knee can put its use to an end. Injuries such as medial collateral ligament which is caused by the slight bent of...more
Anyone that is legally considered self-employed will likely need to consider obtaining health insurance at one point or another. While individuals that are employed by large corporations or agencies have little to worry about when it comes to qualifying for affordable, comprehensive health insurance, it is a different story for the...more
The secrets to Nevada Health Insurance Plans Contracted rates Contracted rates are a critical component of the Nevada health insurance industry. A contracted rate is the predetermined rate that an insurance company will pay a healthcare provider for services and I feel it is the single most important aspect of why we must all have health insurance coverage. This is also important to take under consideration when selecting a Nevada health care plan and company. The contract rate (also referred to as the, "usual and customary" charge) paid to each physician, hospital, pharmacy, and lab facility is a fraction of what your healthcare costs would be without this pre-existing agreement. The contract between these providers and the insurance company is the key to saving many thousands of dollars in the event of an unexpected hospitalization or injury. After all, health insurance plans are designed to help save you money. Instead of being responsible for paying the normal charge, you are instead expected to pay only your deductible or copayment. Anything that the insurance company doesn't pay is written off-no breaking your bank, ruining your budget or reducing your...more
More often than not, when consumers buy or look to buy affordable health insurance in Virginia, they tend to search for obligations and responsibilities of insurers and what they ought to do. On the other side, if you check the recommendations...more
It is important to have a health insurance plan cannot be stressed enough. Although most people in Los Angeles, as in other cities are aware of the need to have an insurance policy, the main problem they face is cost. Many people do not know that it...more
Useful Suggestions To Help You Find Health Coverage You Can Afford Finding affordable health insurance involves price shopping, not opting for unnecessary services, paying some costs upfront to lower premiums, keeping healthy, not engaging in...more
You may be clear about the concept of critical illness insurance as its name indicates that it is the type of insurance which activates on the initiation of your critical illness. It is a type of insurance that is able to financially satisfy your...more
Kaiser, the nonprofit corporation that tracks employer supported health insurance, reported recently that the average cost of a family health insurance policy has reached over $15,000. This represents a 9% jump in 2011. According to the New York...more
Until current health care reform legislation takes full effect in 2014, individuals with pre-existing conditions will continue to legally be subject to certain exclusions and limitations in coverage from health insurance companies. However, despite...more