Until current health care reform legislation takes full effect in 2014, individuals with pre-existing conditions will continue to legally be subject to certain exclusions and limitations in coverage from health insurance companies. However, despite legislation to the contrary, various types of discrimination continue to occur throughout the country in regards to offering fair coverage and premiums when it comes to health insurance.A recent study...more
We all know that children are expensive. Starting from the cost of pre-natal care, the dollar signs seem to just keep adding up until parents start seeing stars. With the high cost of health care these days, it is of utmost importance to have insurance at all times for one's children. After all, no one knows what the future may hold, and children are rather prone to getting sick and otherwise hurting themselves in new and creative ways.Parents...more
In recent years, it seems that advertisers can get away with just about anything. This includes companies making claims that they are offering health insurance when in actuality they are not. There are at least a few companies that advertise on television and the radio as offering real health insurance policies. These advertisements may seem legit, but they also may seem too good to be true. Since consumers really can't base their judgment of a company, product, or service by their advertisements, they need to dig deeper to make sure they obtain the health insurance or discount card that they are looking for.Simply calling the toll free number from one of these advertisements often will leave consumers surprised within seconds. Even companies that state in their ad that they are actually offering real health insurance often say the opposite in an automated statement when calling the toll free number. Though this is evidently blatant false advertising, for some reason it is apparently not illegal since it continues on a daily basis across the nation.Anyone who cannot afford health insurance or finds themselves struggling to become eligible for it might benefit from a medical...more
Buying Affordable Health Insurance - Get Cheap Medical Insurance Cover Quickly More and more consumers are seeking health insurance plans through the internet due to its vast popularity and because they can be buying affordable health insurance in just a few minutes without having to worry about confusing sales tactics.There are a...more
Many times, we find people complaining about health insurance companies. They complain about all the hassles and paperwork and yet find their claims unsettled. The problem is that many of us buy health insurance policies in March to get a tax advantage, or to oblige friends and relatives who are agents. Very few people realize the importance of a...more
There are many reasons why this is an advantage to both the provider and the person taking out the insurance. Doctors reports do cost the insurance industry thousands of pounds every single day and so the reduction in this will cost the provider less money. This will then also help to speed up the application process for the individual as any information they may require may be asked directly whether that it is in the form of a tele interview with the client or a letter to the client. This then means that the client is then in control of how long the information then takes to be received by the insurance provider to then make an underwriting decision.There are a number of different options available to an insurance provider of critical illness cover in order to seek further information about the client, and each way can take anything from a day perhaps to even a few months if not more. There has been a lot of discussion regarding the time taken by doctors to complete the report requested. Once an insurance provider decides that they need information from the doctor and they have a signed medical consent form from the client they will then write out the doctor within a few working...more
You can cover your whole family under the same health insurance plan. Family floater policy makes that possible. Although you can buy individual policies for all family members, family floater policies are fast gaining popularity. A major reason for...more
As the waistbands of residents of the United Sates continue to expand, the rate of both chronic and terminal illness continues to increase along with it. Not excluded from this epidemic of obesity and the resulting medical problems is diabetes.While...more
If you are searching for a rewarding and stimulating career, you may consider becoming a licensed insurance agent. An insurance agent can sell health insurance, among other forms of insurance, and help people to protect themselves and their homes and...more
It is vitally important that commercial truck drivers have some type of medical care plan due to the high rate of illnesses and injuries that they sustain. Most commercial truck drivers health is not the best and could be improved through better food...more
Shopping is a virtue that many of us acquire from experience. Whether shopping online or in a store, comparisons are essential in order to achieve the most satisfying shopping experience possible. There are many ways compare and shop. The most common...more
When it comes to any fitness program, the two areas that concern women are the physical aspect and the motivation. For most, the hardest part is overcoming the inertia of doing nothing to actually get started. Sure, you most certainly do need a high...more