The report titled The US Health Insurance Industry Outlook to 2015 Promising Health Reforms to Stimulate Industry Growth provides a comprehensive analysis on the Health Insurance market in the US covering various aspects such as market size of the health insurance industry on the basis of total premium written and total number of people with health insurance, market segmentation by Comprehensive, Medicaid, Medicare and FEHBP, and by health...more
With health care reform on the top of almost everyone's mind in recent years, it can be incredibly difficult to discern fact from fiction when it comes to health insurance. While it is clear that reform is necessary, any legislation and related opinions must be based in solid facts, rather than fictional ideas.FictionWe don't really need health care reform. Our health care system offers free care to anyone who can't afford it.FactThere are...more
Health has always been uncertain. We can try our best to keep fit, but after a certain age the expenses on health do increase. Its better to keep ourselves insured under a Medical Plan to make sure that our medical expenses are taken care of.If we talk about Individual Health Insurance Plans in US, they are designed to help an individual and their families access care and cover the medical cost of receiving medical services from any physician, hospital or other provider.There are different types of Medical Plans:IndemnityHealth Maintenance OrganizationPreferred Provider OrganizationPoint of Service PlanExclusive Provider OrganizationConsumer-DrivenHealth Insurance Portability and Accountability Act (HIPAA) Privacy Protected Health Information.Under HIPAA Privacy, unauthorized individuals cannot ask or inquire about any clinical or personal health information when counseling participants about their Medical Plans.Indemnity Plans These plans are sometimes called Free-for-Service Plans, where:An individual pays the medical care provider directly for servicesFiles claim to be reimbursed by the PlanAn Individual can seek care from any doctor or hospital and receive benefits.Hospital...more
High deductible health insurance plans, as with any other coverage option, have their benefits as well as their pitfalls. However, based on a recent survey by the well-known investment firm Fidelity, the results of such a policy may be having a negative impact on the health of those that opt for this type of plan.This kind of health insurance...more
Vision coverage is a type of insurance which includes eye examinations and vision aids like contact lenses or glasses. Ideal vision coverage does not require co-pays. A co-payment is the amount of money you pay every time you receive a vision service. It is an amount of money that you have to pay even if you are insured with a vision insurance...more
Medical emergencies are extremely common and yet incredibly unpredictable. Sometimes these accidents and onsets are swift and even fatal. Many insurance companies provide coverage for medical emergencies while some loan you service to be paid back later. Emergency medical services such as an ambulance service can be quite expensive, for example, in Oregon an ambulance ride can cost you over $800.00. Not many people have that kind of money readily available. The Emergency Medical Treatment and Active Labor Act is affiliated with many participating hospitals which accept payments from insurance providers like Medicare and Medicaid and the Department of Health and Human Services. This is only for hospitals that are on the listings of the Medicare program. The EMTALA is for all of the citizens of the United States, not just for the ones who are members of the Medicare program. This program is to ensure that the public can have the emergency help they require regardless of their financial conditions. The Social Security Act, section 1867 obliged the hospitals who participated in the Medicare program to make a medical screening examination or treatment for the patients that acquire...more
Explaining What is Health and Dental InsuranceWhat is health and dental insurance? It is an insurance policy in opposition to the risk of incurring medical expenses for individuals or families. In Canada, with universal health care, these financial...more
To give yourself the best sun protection during the summer months it's important to seek shade between the hours of 11am and 3pm. The best way to avoid the sun at these times is to seek shelter from a tree, sun shade, umbrella or canopy. If you...more
Playa del Carmen Real Estate owners generally enjoy the benefit of living in a city which provides all conveniences and necessities, but at the same time a city relatively free of traffic; crossing the city from one extreme to the other rarely takes...more
One of the major concerns among women who just found out that they're on their way is how to look for the best obgyn doctors. Having a reliable, accommodating and patient obgyn doctor plays a huge role in helping you have a healthy and safe...more
Tics are repetitive, unexpected, nonrhythmic, involuntary movements (motor tics) stereotyped and utterances (phonic tics) that affect separate muscle groups. Tics are often bigger with excitement or anxiousness and best during calm,...more
Still moving slow and with pain from the operation gone wrong my wife and I approached the solid wood door leading to the lawyer's office specializing in medical malpractice cases. Highly recommended for his success and fat settlements we were more...more