It is common for individual health insurance policies to exclude applicants for a variety of factors. One of the most significant is the potential policyholder's weight. In most cases, a person with a BMI (body mass index) over 30--which is considered obese--will have to pay a higher monthly premium. This is due to the increased likelihood of them needing expensive treatment. Depending on how overweight a person is, they may be...more
There is a difference in the Indian Thali and the American Pizza, there is a difference in the Indian Bollywood and American Hollywood, there is a difference in Dr. Manmohan Singh and Mr. Barack Obama, and there is a difference in the Indian health Insurance and the American Health insurance sectors. Some of these differences are distinct, while the others are subtle.The Differences are- Mandatory coverage / voluntary...more
You have decided to buy a health insurance policy and have opted for the online mode since you get multiple choices, instant results and you can make the final choice without being pressurized by ‘friendly' agents or whoever. But there is a glitch… When you started out, you thought it would be an easy decision to make but with 21 insurance companies selling health insurance and so much of data available, you are finding it difficult to make a decision. Also with the different parameters available, there are some policies which are great in one aspect but bad in others…Firstly, get the advice of a Health insurance Broker- The reason that we are asking you to do this is because even with all the options available, it is not very easy to select a product. A health insurance broker has the expertise and the knowledge to give you the most neutral advice to choose a product suitable to your needs. Even when all the policy conditions are mentioned in the policy, finer insights (for ex., some health insurance companies have increased their premiums three times in the last 2 years) is something only a broker can provide you with. Unlike agents/financial advisors who...more
Foot cramps can be quite painful and may stand as a barrier in carrying out daily activities due to the consistent pain and inability to move it. The duration of these cramps may sometimes be for only a couple of minutes, or in some cases may be as long as days. A pull of the muscle or injury is usually what causes it.The area of the foot at which...more
If you are denied health insurance due to a pre-existing medical condition such as diabetes, cancer, heart disease or another illness, there is still hope that you will be able to obtain health insurance coverage. Although most people become frustrated, overwhelmed and worried, and often times give up. There is a solution for you to obtain adequate...more
Today many people are having to cut their budgets and highly scrutinizing all their expenses to find ways to save money. Unfortunately, often times in these situations people look to go for cheap health insurance. But the reality is a cheap health plan will end up costing you more in the long run than you will save in the short term. The sole purpose for having health insurance is to protect you from financial ruin if you were to develop a severe medical problem. What many don't understand is that many of these cheap plans will not cover certain conditions or may have daily or annual limits an certain benefits which in turn will leave you stuck with owing the majority of the bill anyway.Obviously the price of monthly premiums should be a factor that you consider when evaluating your insurance plan. However, it should not be the primary factor in your decision. First and foremost, you want to make sure that the health plan you are buying is a major medical policy that covers all facets of your health care needs. In fact, many low priced policies are limited benefit plans that may only contribute a small amount of money towards your care or may not cover certain critical conditions....more
When shopping for Texas health insurance plans, it is important that you understand the terminology that is used to describe your benefits. This will allow you to effectively compare them and pick the medical plan that fits your needs. Although it...more
Aussie souvenir gifts, winter Sheepskin boots, fashionable shoes Australian Sheepskin. Call them what you would like, they may be the style accessory, you certainly not run out develop, you far more put on than your loyal faded jeans and that your...more
Laser Hair Removal Treatments in Lancaster Pennsylvaniahttp://www.LancasterLaserHairRemoval.comI was asked this the other day,What Happens During Bikini Laser Hair Removal?Well, with bikini laser hair removal, the process is basically...more
One area that many self employed people and entrepreneurs struggle with is finding and deciding on what is the best individual health insurance plan that fits their budget. Their are literally hundreds of plan varitions from multiple carriers that it...more
When shopping for Texas health insurance plans, it is important that you understand the terminology that is used to describe your benefits. This will allow you to effectively compare them and pick the medical plan that fits your needs....more
Long term health insurance is important for every person to have and getting it when you are young is the best time to get it. There are some facts that you need to know about this insurance because it really can have an affect on your...more