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Are You Underestimating Your Credit Card Debt? by:Jacque LaMantia

Learn How to Get Rid of Debt the Easy Way Have you fallen into this trap? Repeatedly, reliable survey sources tell us that most of us do not realize how much we spend every month using our credit cards. Investigations reveal that when consumers thought their total credit card debt was about $20,000, in fact it was closer to $40,000. Scary difference - consumers are spending a lot more than they think! When we routinely pay for everything with the...more

Salesmanship 101 by:Jim Meisenheimer

Salesmanship - I just love that word.It's the ability to sell.It's 50% art and 50% science. Of course that's my opinion.Ask most salespeople and they'll say it's 90% art and 10% science.I know, because that's how I felt years ago. I believe there is a science to successful selling and it's not acquired through osmosis.You have to dig for it. You have to ratchet up your level of interest and curiosity.You have to take courses, you have to read...more

A Sales Lesson From Mt. Everest by:Jim Meisenheimer

How To Stay Up, Even When You’re Down.This past weekend I was going through some old newsletters when I came across a letter that might help you to deal more effectively with the recession and the tough times you're facing.So - enjoy the updated version of my Mt. Everest Newsletter.Sixteen years ago I did a sales training program in Colorado. The meeting was held about two hours north of Denver, in a lodge situated in Roosevelt National Park. My client was, Low Alpine, a manufacturer of outdoor gear. Specifically, they made the stuff that Mt. Everest climbers use to trek up that mountain.My two-hour sales training presentation was scheduled right after lunch. The speaker, who preceded me before lunch, had an extremely interesting topic. He had a slide presentation showing his various attempts at climbing the incredible MT. Everest. As you might imagine it was a powerful and extremely insightful presentation about the skills and dangers of mountain climbing.I was sitting on the edge of my chair during his entire presentation.There were 25 salespeople at this meeting. Their climbing gear was sold to retailers. So they knew all about the climbing business. They also new, by...more

Little Investment, Great Rewards: How to Start a Party Rental Business by:Lily Twinn

Today, lots of business experts recommend getting into a business that needs very limited investment and yet returns to you twice or even thrice of what you first put in. With very minimal start-up capital, you could start your very own party rentals business and earn a heaping income every month or so.1. Begin by building your business identity by...more

How to Define a Project by:Mike Forryan

Before we start there are a number of definitions we need to be clear about. These relate to the type of person needed to manage the work and understanding what a project plan is.Project Manager:A project manager is the person accountable for accomplishing the stated project objectives. Key project management responsibilities include creating clear...more

Microdot Technology by:Philip Opperman

South Africa-based Recoveri has launched an entirely locally-developed, superior microdot-tag and trace solution for vehicles and other high-value moveable assets, giving South Africans access to affordable, effective asset-identification technology that has the potential to curb the market for stolen goods by making theft and the resale of stolen property less viable for criminals.Recoveri is one of only three providers of microdot tags for asset-identification in this country and aims to capture about 50 percent of the growing market in the short-term, with the goal of growing its market-share to 70 percent by 2012.The company's director, Graeme Love, believes that there is a huge market for microdot technology in South Africa because it has significant potential to deter theft by limiting the local market for stolen goods."Securing the identity of assets is essentially the most effective tool to limit theft because it reduces their marketability, and microdot technology is one of the best ways of entrenching the identity of an asset because it provides indisputable proof of ownership and a level of asset-identification that simply makes the resale of stolen property less viable...more

UK Financials Ltd, Online Cheap Car Loans Available With Very Low Interest Rate Now In UK by:Ravi Mishra

Raise Finance to Buy a Car EasilyBuy a Luxurious Car at Low Cost with the Cheap Car LoansEveryone wants to own a car in his name. It doesn’t matter whether the car is a new one or a used car. This need arises because of the comfort one gets by...more

What's Better 401(k) or Roth IRA? by:Rocco Beatrice

One of the most frequently asked questions planners get about retirement planning is what's better for retirement planning: a 401(k) or a Roth IRA. The answer may not be as straightforward as it might seem.WHAT ARE THE OPTIONS?401(K)Under section...more

The Art Of Real Estate Investing Is About People by:Sharon Samraj

Real estate investing is a wide area of learning as well as practical application of techniques in the market. You might be an experienced real estate investor but every time you realize the fact that there is still something to learn further and...more

We Are Still In Tough Economic Times by:Sheila Berg

We are still in tough economic times. CNN reported today that the number of people unemployed in the United Kingdom has topped 2 million for the first time in more than a decade. So the good times are not rolling yet. Here in the USA we are not...more

Using Credit Reports in the Hiring Decision by:Shelley Phelps

According to a recent article on the Wall Street Journal website, 16% of employers surveyed use credit reports as part of the pre-employment screening process. This news may be particularly alarming for some individuals given the current economic...more

Top 5 Resume Lies by:Shelley Phelps

While exaggerated and false résumé claims have always been an issue, job candidates are more likely than ever to lie on applications and résumés in these difficult economic times. Unfortunately, small businesses are more negatively impacted by...more
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