The Commerce department in Washington D.C. reported today that housing starts dropped 13 % to a record low in April. The largest contributor was Multi family unit, such as Condominiums and apartment complexes, which were off a whopping 46%. Single family structures were actually up 2.8%. That would help to explain the positive growing home builders sentiment. NAHB, the National Association of Home Builders, housing market index reported numbers...more
Project management training courses come in many sizes, types, and flavors. As Project Management is very popular topic among professionals today, there are many project management training courses out there to help Project Managers advance their skills and careers. Choosing the right project management courses among the plethora of options, however, can be daunting! This article provides some guidance to help project managers more easily sift...more
How Involving Your Community Bank Is Easier Than You ThinkWhen it comes to raising community awareness about a special interest, a local charity or a health concern, dont overlook your community bank. Thats right; community banks are in the business of doing business in the community FOR the community. In fact, according to Robert Sumner, CEO of First National Bank of Pasco (FNB Pasco) near Tampa, Florida, Banking is a people business. Believe it or not, bankers get into the business to help people, as well as to make money.Banks make great partners for a variety of reasons:1.) Marketing without marketing: For one, they are often looking for ways to make their presence known in the community. Many small, local or community branches prefer to limit their marketing budgets to devote to direct customer concerns such as insurance, safety or program offerings, so sponsoring a local or charitable event gives them high visibility for low cost.2.) At home in the crowd: Also, community banks want to work within their community to spread the word about their various services. Such banks thrive on close, personal relationships versus bulk deposits or banking programs, so community,...more
A rewards credit card can very often represent excellent value and present real benefits to the consumer. However, it is important not to sign up for a credit card based on the reward alone, and it will be important to take two things into consideration.The first aspect to consider is whether the card itself represents good value in terms of the...more
Do you know what a secured loan is? A secured loan is a loan in which the person wishing to borrow has to give some sort of security, characteristically their property. A loan against a building that is owned outright is called a first charge, whereas a loan secured on a property that already has a mortgage is called a second charge.The amount you...more
Business process outsourcing has opened the doors of third world countries like the Philippines to global business, inspiring local talent to attain world-class credentials and eligibility. Now that the country has proven its capability at providing a highly qualified pool of human resources, companies around the globe have seen the wisdom of outsourcing in the Philippines. In fact, the Philippines is one of the top recipients of outsourced business processes worldwide.Through business process outsourcing, companies are able to streamline their operations and lower costs. Certain work processes are sourced out at a fraction of the cost of in-house counterparts. Not only are resources saved but company management time is freed up, as well, to enable them to focus their attention to core business competencies, maximizing the companys specialization and leveraging income and profit. Back Office and Front Office ProceduresBusiness process outsourcing is divided into back office procedures and front office procedures. Back office procedures are internal functions that include, among others, human resources administration, payroll, tax compliance, purchasing and disbursement, order...more
Corporate social responsibility is the buzz word in big business. In this age of environmental awareness and people empowerment, corporations are expected to behave ethically, uphold environmental sustainability, help combat poverty and support...more
These are the days of skillful and qualified marketing. Looks are of immense importance in selling the products of a company or business. Even the envelopes you bring into play to your letters and all related credentials also need to show a...more
I discover a lot of business and life lessons in movies. While I dont get out much these days, and I rarely have occasion to kick back and watch them at home, I value the nuggets of wisdom that I take away from them.One night I actually put my feet...more
The Christmas season is upon us, and children young and old take great pleasure in wrapping gifts for loved ones and friends.Now, a little family history here... my mother, Head Wrapper of our household at Christmas, was not one to 'fuss' with...more
I live in a small rural community in Western Canada, sandwiched between a small city of about 80,000 and a major metropolitan center. Theres a lot of pressure to buy from local businesses in order to support our entrepreneurial base.Im in...more
Summary: By all accounts, it works. They claim 100% successful trades. The one live account I found out there indeed had 100% successful trades and a 170% net profit over 7 weeks. The drawbacks are that you have to manually trade (the robot only...more