How Involving Your Community Bank Is Easier Than You ThinkWhen it comes to raising community awareness about a special interest, a local charity or a health concern, dont overlook your community bank. Thats right; community banks are in the business of doing business in the community FOR the community. In fact, according to Robert Sumner, CEO of First National Bank of Pasco (FNB Pasco) near Tampa, Florida, Banking is a people business....more
A rewards credit card can very often represent excellent value and present real benefits to the consumer. However, it is important not to sign up for a credit card based on the reward alone, and it will be important to take two things into consideration.The first aspect to consider is whether the card itself represents good value in terms of the available limit, the interest rate charged and any fees, in addition to costs that might be incurred...more
Do you know what a secured loan is? A secured loan is a loan in which the person wishing to borrow has to give some sort of security, characteristically their property. A loan against a building that is owned outright is called a first charge, whereas a loan secured on a property that already has a mortgage is called a second charge.The amount you can borrow usually ranges from 3.000 pounds to 50.000 pounds, even though you can borrow sums up to 100.000 pounds, over a period of between 3 and 25 years. A penalty may be charged for early repayment of the loan, a fact you should check during the application process.You may even be able to borrow up to 80 per cent of your property's value, although since the credit crunch, this is now unlikely. What are the advantages of a secured loan? It's usually easier to acquire a secured loan than other forms of credit, largely because your borrowing is protected by the equity in your property. Secured loans are a way of borrowing large amounts that would usually be impossible by way of unsecured loans and offer the option of paying back smaller amounts over a longer time.They are a costly choice but, if other channels of credit have dried up,...more
Business process outsourcing has opened the doors of third world countries like the Philippines to global business, inspiring local talent to attain world-class credentials and eligibility. Now that the country has proven its capability at providing a highly qualified pool of human resources, companies around the globe have seen the wisdom of...more
Corporate social responsibility is the buzz word in big business. In this age of environmental awareness and people empowerment, corporations are expected to behave ethically, uphold environmental sustainability, help combat poverty and support social justice. The public has learned to demand this in exchange for corporate existence. Although it is...more
These are the days of skillful and qualified marketing. Looks are of immense importance in selling the products of a company or business. Even the envelopes you bring into play to your letters and all related credentials also need to show a professional touch, as they can talk dimensions about your dedication and assurance!There is an old saying the first impression is the last impression. Messy envelopes can give a wrong message to your customers and cohorts. Therefore, it becomes very important that you advance the finest envelope printing firms, in order to get your job done in style. A further important fact that needs to be cared is that the entire design and surface of your covers ought to match that of papers mail inside them.These days, stacks of companies are approaching towards the competent and professional printing services, for getting their printing jobs done. Letterheads, postcards, memo cards, brochures, and obviously envelopes are getting printed in an elegant and solicitous way, with a purpose to astound the consumers all over the place. Many of us have a preference of color copies, but black as well as white copies still have their strong suit areas.Colorful...more
I discover a lot of business and life lessons in movies. While I dont get out much these days, and I rarely have occasion to kick back and watch them at home, I value the nuggets of wisdom that I take away from them.One night I actually put my feet...more
The Christmas season is upon us, and children young and old take great pleasure in wrapping gifts for loved ones and friends.Now, a little family history here... my mother, Head Wrapper of our household at Christmas, was not one to 'fuss' with...more
I live in a small rural community in Western Canada, sandwiched between a small city of about 80,000 and a major metropolitan center. Theres a lot of pressure to buy from local businesses in order to support our entrepreneurial base.Im in...more
Summary: By all accounts, it works. They claim 100% successful trades. The one live account I found out there indeed had 100% successful trades and a 170% net profit over 7 weeks. The drawbacks are that you have to manually trade (the robot only...more
There is lots of talk these days about foreclosures. Investing in foreclosures can be a big money maker when it comes to real estate investing niches. While investing in foreclosures results in large profits when you choose the right house, ther are...more
The unpleasant TRIGGER word in the IRS dictionary is "IRD" [I]ncome in [R]espect of a [D]ecedent, Internal Revenue Code (IRC) Section 691. Income in Respect of a Decedent (IRD) refers to those amounts to which a decedent was entitled as gross income,...more