If you are ready to purchase insurance for your commercial vans, it is important that you learn more about your options, the cover provided and more before you buy. This type of insurance offers cover that specifically is designed for business owners, providing the protection you need. A personal insurance policy is not going to provide what you need for your vans, so you need the right insurance to keep you protected against losses that can...more
During a life you, your family and your property are exposed to various risks. Illnesses, traumas, fires, hurricanes, thefts -- "the Name it a legion..." The best way to secure, the family and the property -- insurance.You have decided to buy an insurance policy. One of the first questions: "What insurance company to choose?" We shall try to help you.The companies are subdivided into 2 groups: LIFE insurance companies, which sell life insurance,...more
Secrets your car insurer won't tell you Knowing how the industry works can save you a lot of money and grief. Here are the secrets behind the premiums, and how you can save after an accident. Getting a good deal on auto insurance is hard enough. Keeping your premiums from rising? That can feel like playing a game where the rule maker refuses to tell you the rules. Here are a dozen ways the industry works, with tips to help you save: If you have good credit, you'll pay less. Almost all insurers -- including the top five -- pull your credit report. Why? Studies have shown a direct correlation between your credit score and the likelihood that you will file a claim. Insurers also know that if you pay your bills in a timely fashion and have had the same credit accounts for a long time, you're more stable than someone who pays late and frequently opens and closes accounts. They use this information to create your "insurance risk score," which is one factor that determines your auto-insurance rate. Tip: Your insurance-risk score is not available to you, but it may be similar to your credit score. If you have unusual credit activity, wait a month for it to return to normal before buying...more
Cheap Motorcycle Insurance - Can It Provide Enough Security? First we need to understand that there is no such thing as cheap motorcycle insurance, at the very least not in the sense that we usually think of when we say cheap. Because of the inherent risk of bodily harm when motorbike riding, insurance can be relatively expensive. That being...more
Because there are so many insurance providers offering health, home, auto, life and other types of insurance, it is wise to compare insurance quotes, as this can make it easier to obtain the most benefits for the lowest premiums. The advantage of using an online free quote tool is that you can obtain many quotes without any obligations, so that you...more
LinkedIn as a Prospecting Tool for Insurance Agents Many people see the current rage of social networking as a fun and easy way to waste time. From checking in and earning badges on Foursquare to updating your status on Facebook to sending out links to great news articles on Twitter, every spare moment of your day could be filled with social networking tasks that may not be targeted enough to really help your agency's bottom line.But there is one social network that was developed for professionals that can actually be used and result in some quick and easy new clients. That network is called LinkedIn.What is LinkedIn?LinkedIn is a networking tool that was developed for, and by, business professionals. It was meant to be a place where like-minded professionals could talk shop, exchange ideas and maybe even head hunt. LinkedIn does not have any games or quiz applications (Oh c'mon, do you really need to know what movie vampire you are most like?) but has a place for you to post about your professional experience and former company relationships. While it was meant to focus on networking for professionals within a particular industry, LinkedIn has evolved to become a...more
Identity Fraud Protection Insurance is not for me - I'll risk it! Most of us think that we are just too careful to be the victim of an identity thief. We look after our cards, and shred all our trash. When my colleague's identity was...more
The thing about home insurance is that too many people do not even think about it until it is too late, as it is something that gets pushed aside from time to time. With that being said, however, there are ways that you can ensure that this never...more
A person riding a motorcycle is far more likely to have an accident than a person who drives a four wheeled vehicle. There are many different reasons for this, one is that car and van drivers simply have a harder time seeing a motorcyclist. Whether...more
A person riding a motorcycle is far more likely to become involved in an accident that a person driving a car, van, or caravan. Why is this you might ask? Even the most experienced rider, no matter how safe or aware they are can have an accident and...more
Insurance is a funny thing, as everyone knows that they need it, but few know where to go for the best deals. This is because it seems as though different people are given different prices on insurance, depending on where they go. Anyone who is...more
If you're like most people, you are probably looking for an affordable motorcycle insurance policy. However, there are other things to consider when buying an insurance policy. For one, you have to figure out how you are going to use your...more