Welcome to 2010. Look around the states. Yes, they all have different perils for drivers to face. For some, its the weather with snow and ice making driving dangerous during winter. In others, its hurricanes and tornados. But leaving aside all the different types of peril, theres one big problem for everyone with a vehicle on the road. All the major insurers are pressing for rate hikes. State Farm, Allstate and Geico have been leading the charge....more
Holiday Insurance: For the smooth holidays Holiday is a word for which every person who is involved waits throughout the weekend. It is possible that this word doesn't have any importance for the people who are idle say doing nothing. But at the same time these types of people are very few. Ranging from students to the working class of people this word holiday is of real importance.Even in our school days every one of us no matter how much...more
How to avoid holiday insurance Loopholes It's difficult to make sure you'll be properly covered when purchasing holiday insurance. So how do you protect yourself any hidden loopholes?The first, and most important thing to note is that you need to read the small print.A study from financial research company Defaqto highlighted the importance of scrutinising any small print before purchasing an insurance package.Travel insurance is available from most banks as well as packaged with some use abroad credit cards.The new Defaqto study revealed that from 423 of the available annual travel insurance policies, 28 per cent did not cover children that lived in a different home to the parent they were travelling with.Brian Brown, author of the Defaqto report and Head of Research at the company warns separated parents to check details of insurance documents as some insurers do not view the child as family if they live at a different address.The study also found that 77 per cent of insurance companies refuse to refund for grounded flights, with independent travellers found to be most at risk.Brown points out that although many insurers will cover for £1,500 or more for airline failure,...more
How Much Does Flood Insurance Cost After seeing the historic flooding of Nashville, Tennessee, the question of "how much does flood insurance cost" is on many of our minds. After all, floods are devastating – and they're not typically covered under typical homeowners insurance policies. National flood insurance is available through the...more
Backpacker Insurance: Exploring the excitements Everyone is fond of excitements and this definition of excitements is different for everyone. This is the normal feeling of every human being that they want to explore amazing fantasy of this world. The amazing fantasy of this world is really amazing as it is full of wonderful sceneries. These...more
Business Insurance - the importance of reading your intruder alarm warranty When you look to obtain a business insurance quote you will either be asked to declare certain information or complete a proposal form. This information will be used to provide you with a quotation and should you choose to accept the quote and incept an insurance policy, this information will form the basis of the policy that is taken out. It is a two way street between you, the business owner and the commercial insurer. You declare information, including sums insured's, values, security and construction details and an insurer then provides a contract of insurance which outlines their obligations to you, usually financial or re-instatement, in the event of an insured peril operating. This will also apply, in a business sense, to commercial property owners insurance. For many businesses nowadays, their insurance will define the types of security that needs to be in place. Usually, depending on the amount of stock and it's theft attractiveness and/or the value of other contents (such as business computers), you will be required to have an intruder alarm. Now, we are not intruder alarm or security...more
Top 5 Things To Think About With Motor Trade Insurance If you have set yourself up in some capacity to work with cars whether as a car trader or a valeter, then you need to consider motor trade insurance. Getting the right cover can save you...more
Watch NJIT Highlanders vs Maryland Terrapins Online Game Coverage Viewing satellite and cable Television set plans on your laptop computer or desktop personal computer is considerably cheaper than utilizing regular cable Telly or satellite Tv...more
Bad Faith Insurance Claims When we make insurance premium payments every month or quarter, we do so believing that the insurance company will be there for us, and act in "good faith," when we need them. Unfortunately, instances of "bad faith...more
Engineers Insurance – Weir Group Faces Fines It will be interesting to see if Scotland's Weir Group will call upon their Engineers insurance polices as they face fines after admitting they had breached UN sanctions by doing business with...more
Without beating around bush, getting straight to the point, people in need of mortgage protection insurance can identify themselves as the one who need it or not if they answer the below-mentioned questions. Q1. Are you self-employed?Q2. Do you...more
Protection Insurance is Key to Sound Financial Planning When financial experts speak it always makes sense to listen, so with 94% of independent financial advisers – according to a survey conducted by Scottish Provident – believing that...more