Cheaper Motor Trade Insurance With a No Claims Discount Most people know that it is possible to get reductions in your premium for a private car policy if you have any no claims bonuses. However, some people within the industry may not be aware that you can also get reduced costs for you motor trade insurance via the same means. Your discounts will work similarly whether you have a trade policy or a private policy but we have outlined some...more
Tips For Purchasing Motorcycle Insurance Did you know that motorcycle insurance is required in the majority of the states throughout the U.S.? Insurance is purchased for a number of reasons including medical liability, physical damage, and more. When you buy a motorcycle, you should also buy motorcycle insurance even if it isn't required in your state simply because you never know when an accident could happen. There are a number of...more
Hunting Lease Insurance With the litigious society that we live in these days, Hunting Lease Insurance has become a staple for most fee hunting operations. Landowners realize that they must protect themselves from suit whether it be a legitimate case or a frivolous one. All 50 states have adopted a "recreational user" statute that limits the landowner's liability when the property is used for recreational purposes and no fee or other benefit is received. The purpose of this law is to encourage landowners to open their property for public recreation thus reducing the state's expenses of providing public land for such purposes.When landowners offer hunting leases and accept a fee (or any other benefit) for hunting on their property, they take on legal responsibility for the safety of the hunters. The paying hunter becomes an "invitee" and the law states that landowners have a "duty of ordinary and reasonable care" to their invitees. The landowner's responsibilities change considerably according to the legal status of the visitor. The courts recognize three classifications of visitors on the property of the owner. They are trespassers, licensees and invitees.An owner's only...more
Remember that you always want to have all of your insurance needs sorted out well before you actually allow the courier company to pick up your package. You need to discuss with your San Francisco courier service what kinds of coverage they provide, and in what amounts so that you understand what kind of coverage that you have on your shipment. You...more
If you live in California, the US Geological Survey has said that Southern California will most likely be hit with a big earthquake within the next 30 years. They said that there is a 99% chance that we'll experience a quake with a magnitude of at least 6.7. They also said there is 46% chance that we will have a 7.5 magnitude quake - or bigger. So...more
"Is it worth insuring my business?" This is the usual question that business owners have in mind when asked if they do have business insurance. The answer is simple. It is a big YES. All types of business must have a certain form of insurance for its business and for its employees. Non-profit and profit organizations are never excused for this. Even small and large scale business ventures should avail of the benefits of business insurance. The type of insurance you need depends on the type of business you have.If you own a business with huge assets, will you not apply for theft insurance? If you own a security agency, will you not insure your employees with a life insurance? Business insurance is a need. The rule of thumb is that the Worker's Compensation Insurance is a requirement if you have employees. Making a decision as to what type of insurance you need is easy. Here are the five (5) basic but valuable questions that will guide you in finding the right business insurance for you.1. What are my choices for business insurance?Business organizations must insure the business in four different categories: asset, capital, health, and life. 2. Is homeowners insurance fit for my...more
Income protection insurance has been available in Australia for a number of decades. It pays up to 75% of your income if you become sick or injured for a period of time. Income insurance offers financial security by giving you funds to pay for living...more
Get Business Insurance Just what Type of Business Insurance Do I Need to Purchase for My Business?Depending on the individual risk characteristics of your business, the broker-agent will present you with various insurance coverage choices for...more
Final Expense Insurance Leads Telemarketing Guide Telemarketing final expense insurance leads are created by an outbound call center. The actual call center can either be in the United States or it can be overseas.US call centers usually have...more
If you are in need of orthodontic treatment, Invisalign may be the ideal option for you. The Invisalign system allows you to correct your bite and straighten your teeth with a series of custom-made, virtually invisible plastic aligners. Each...more
Heath Insurance In Minnesota For Small Business Regulations Heath Insurance In Minnesota For Small Business Regulations. Many small businesses rely on people like Scott Swartzendruber for advice. With all the laws changing over the next few...more
Medigap Insurance - Knowledge the Rating Strategies Being a wise shopper pays off no make a difference what category you are talking about. Informing your self about various competition by comparison purchasing is quite valuable to locating...more