Methods for Free Online Insurance Quotes There is a way to have a bigger savings in insurance policy. To learn the most efficient way to get and contrast online insurance quotes for massive savings, you should read this. There are several people knew that getting free online insurance quotes is very convenient and fast. However, some of them are just selecting it without an assurance that you will get benefits from it. Insurance rates are...more
Motor Trade Insurance – What Level of Cover Should You Have? The level of cover or indemnity that you get on your motor trade insurance policy should be dependent on the specific industry and type of work that you are going to be carrying out. It isn't hard to understand why someone who is working as a mechanic will not need to have the same type of cover that someone who is buying and selling cars. We have given you some basic...more
A Selection of Motor Trader Insurance Terms Explained When you are taking out a motor trader insurance policy it is important that you understand as much of the wording as you possibly can. Obviously if you know what the different parts mean then you will have a much clearer picture of exactly what you are getting for your premium. We have given you a definition of some of the most common terms below. Road Risk Cover – Indemnity for damage or loss to any insured vehicle whilst being used on the public highway, temporarily parked during the course of a journey or parked at the home address of the insured. Third Party, Fire and Theft – Loss by fire or theft of vehicles in the possession of the insured up to a maximum amount as declared and accepted by the underwriters. Trade value will apply to own vehicles. Excluding any loss whilst kept on or adjacent to any Trade Premises unless specifically covered on the policy – i.e stock of vehicles cover. Accidental Damage – As per Third Party, Fire and Theft but including damage to vehicles in your possession – to include accidental damage, vandalism, and malicious damage. Demonstration Cover – Cover extends the...more
Cheaper Motor Trade Insurance With a No Claims Discount Most people know that it is possible to get reductions in your premium for a private car policy if you have any no claims bonuses. However, some people within the industry may not be aware that you can also get reduced costs for you motor trade insurance via the same means. Your...more
Tips For Purchasing Motorcycle Insurance Did you know that motorcycle insurance is required in the majority of the states throughout the U.S.? Insurance is purchased for a number of reasons including medical liability, physical damage, and more. When you buy a motorcycle, you should also buy motorcycle insurance even if it isn't required...more
Hunting Lease Insurance With the litigious society that we live in these days, Hunting Lease Insurance has become a staple for most fee hunting operations. Landowners realize that they must protect themselves from suit whether it be a legitimate case or a frivolous one. All 50 states have adopted a "recreational user" statute that limits the landowner's liability when the property is used for recreational purposes and no fee or other benefit is received. The purpose of this law is to encourage landowners to open their property for public recreation thus reducing the state's expenses of providing public land for such purposes.When landowners offer hunting leases and accept a fee (or any other benefit) for hunting on their property, they take on legal responsibility for the safety of the hunters. The paying hunter becomes an "invitee" and the law states that landowners have a "duty of ordinary and reasonable care" to their invitees. The landowner's responsibilities change considerably according to the legal status of the visitor. The courts recognize three classifications of visitors on the property of the owner. They are trespassers, licensees and invitees.An owner's only...more
Remember that you always want to have all of your insurance needs sorted out well before you actually allow the courier company to pick up your package. You need to discuss with your San Francisco courier service what kinds of coverage they provide,...more
If you live in California, the US Geological Survey has said that Southern California will most likely be hit with a big earthquake within the next 30 years. They said that there is a 99% chance that we'll experience a quake with a magnitude of at...more
"Is it worth insuring my business?" This is the usual question that business owners have in mind when asked if they do have business insurance. The answer is simple. It is a big YES. All types of business must have a certain form of insurance for its...more
Income protection insurance has been available in Australia for a number of decades. It pays up to 75% of your income if you become sick or injured for a period of time. Income insurance offers financial security by giving you funds to pay for living...more
Get Business Insurance Just what Type of Business Insurance Do I Need to Purchase for My Business?Depending on the individual risk characteristics of your business, the broker-agent will present you with various insurance coverage choices for...more
Final Expense Insurance Leads Telemarketing Guide Telemarketing final expense insurance leads are created by an outbound call center. The actual call center can either be in the United States or it can be overseas.US call centers usually have...more