How Much Does Flood Insurance Cost After seeing the historic flooding of Nashville, Tennessee, the question of "how much does flood insurance cost" is on many of our minds. After all, floods are devastating – and they're not typically covered under typical homeowners insurance policies. National flood insurance is available through the National Flood Insurance Program. As with most insurance, flood insurance rates vary based on amount...more
Backpacker Insurance: Exploring the excitements Everyone is fond of excitements and this definition of excitements is different for everyone. This is the normal feeling of every human being that they want to explore amazing fantasy of this world. The amazing fantasy of this world is really amazing as it is full of wonderful sceneries. These sceneries of the world are sometimes fearful and sometimes full of excitements but they are actually...more
Business Insurance - the importance of reading your intruder alarm warranty When you look to obtain a business insurance quote you will either be asked to declare certain information or complete a proposal form. This information will be used to provide you with a quotation and should you choose to accept the quote and incept an insurance policy, this information will form the basis of the policy that is taken out. It is a two way street between you, the business owner and the commercial insurer. You declare information, including sums insured's, values, security and construction details and an insurer then provides a contract of insurance which outlines their obligations to you, usually financial or re-instatement, in the event of an insured peril operating. This will also apply, in a business sense, to commercial property owners insurance. For many businesses nowadays, their insurance will define the types of security that needs to be in place. Usually, depending on the amount of stock and it's theft attractiveness and/or the value of other contents (such as business computers), you will be required to have an intruder alarm. Now, we are not intruder alarm or security...more
Top 5 Things To Think About With Motor Trade Insurance If you have set yourself up in some capacity to work with cars whether as a car trader or a valeter, then you need to consider motor trade insurance. Getting the right cover can save you plenty of hassle in the event of an accident. We have given you our top 5 things to take into...more
Watch NJIT Highlanders vs Maryland Terrapins Online Game Coverage Viewing satellite and cable Television set plans on your laptop computer or desktop personal computer is considerably cheaper than utilizing regular cable Telly or satellite Tv companies. You will discover no monthly fees involved. To view NJIT Highlanders vs Maryland...more
Bad Faith Insurance Claims When we make insurance premium payments every month or quarter, we do so believing that the insurance company will be there for us, and act in "good faith," when we need them. Unfortunately, instances of "bad faith insurance" happen all too frequently. This can occur when an insurance provider does not provide the promised coverage for a valid insurance claim. It is against the law for an insurance company to act in bad faith.Types of Bad Faith InsuranceThere are many different kinds of acts that equal bad faith, and they can happen at various phases of a customer's claim. Here are some examples of what may be bad faith:• Denial of coverage and/or payment for a legitimate claim • Failure to process or investigate a claim at all • Misrepresentation regarding a policy and its coverage • Settling a claim with a forged signature or application • Not acting and issuing payment in a reasonable amount of time once a liability has been determined • Failure to provide an appropriate settlement to an insured customer (often called "low-balling" in the industry)What to Do if You Believe Your Insurance Company has Acted in Bad Faith If your...more
Engineers Insurance – Weir Group Faces Fines It will be interesting to see if Scotland's Weir Group will call upon their Engineers insurance polices as they face fines after admitting they had breached UN sanctions by doing business with...more
Without beating around bush, getting straight to the point, people in need of mortgage protection insurance can identify themselves as the one who need it or not if they answer the below-mentioned questions. Q1. Are you self-employed?Q2. Do you...more
Protection Insurance is Key to Sound Financial Planning When financial experts speak it always makes sense to listen, so with 94% of independent financial advisers – according to a survey conducted by Scottish Provident – believing that...more
Hedge Fund E&O Insurance -- If You Don't Get Anything Else There's a lot to be said for being prepared. Making sure that you've dotted your "i"s and crossed your "t"s can save you from a world of trouble in many things, including...more
Worth The Cost Of Loan Payment Protection Insurance Nowadays, every time you apply for a loan you will most likely be offered payment protection insurance. If you are taking out a particularly large loan, the idea may seem very attractive....more
A Captive Insurance Company Can Save Your Company A Lot Of Money More and more businesses are turning to captive insurance companies; some of the businesses that are switching are: professional services, retail, transport, construction,...more