When you have purchased any kind of motorcycle, you will probably take the next step to find the most affordable insurance. There are more than forty insurers who offer this type of insurance, and there is a wide range of motorcycle cover options to consider.Depending on whether you have purchased a new motorcycle, a classic motorcycle or a custom motorcycle, your insurance needs might vary. For example, there are those that have bought the...more
As any successful entrepreneur will attest to, trying to run a business without having adequate insurance cover in place is nothing short of complete madness. Of course you're going to have to pay for good insurance, but considering the stakes, it's an expense which is well worthwhile, and besides, there are certain steps you can take in order to ensure you don't pay more than you need to.1. Higher Excess Many business owners focus primarily on a...more
Many people who own a small business are under the impression they don't really need to have their business insured. Unfortunately, many who feel this way do so simply because they've been misinformed.One common misconception is that insurance costs too much, and yet a little bit of online research shows that this is simply not the case. To the contrary, if you own a business in the UK, insurance cover can be obtained at a very reasonable price.When a business owner decides to go without commercial insurance, the consequences can be catastrophic. The first question you need to ask yourself is whether you have enough financial resources in order to survive a disaster. In other words, if a fire breaks out in the building where your business is situated, and 90% of your assets end up being destroyed in the blaze, do you personally have enough money to replace everything.Perhaps your business doesn't require you to have a vast amount of assets, but what happens if the building itself is destroyed, and you're the owner of the building? Can you afford to have it rebuilt? Without adequate commercial insurance, you probably couldn't. Even if you could, forking out that type of money when...more
In this day and age, the internet is the connecting tissue for the entire world. You can now do business with people half a continent away with the touch of a button. The world has indeed become a small place after all and this is good news for many in the business world.Nevertheless, for all the great things the internet has done for a global...more
Regardless of what type of business you have you will need several different types of insurance. Employees may need to be covered for injuries on the job and you will have to insure your business against losses caused by your employees, and these are just a couple examples of what you need to carry.What kind of insurance do you need? This will...more
Irrespective of what type of business you run, the chances are you've invested a large amount of money in getting it set up.Apart from all the assets you've acquired, you may even own the actual premises as well, which in turn means an even larger investment, and as such, it only makes sense that you'd want to have peace of mind in knowing your investment is covered against things such as natural disasters, crime etc.This is where commercial business insurance comes into the equation, in that it's the only way to ensure your assets are covered against unforeseen calamities. Of course if you employ people to work for you then the issue of insurance is of even greater importance, and in fact, it's a legal requirement as well.Floods, fires and burglaries are just a few of the things which can wipe out a business completely, and if the owner or owners don't have adequate insurance in place, the damage could in all likelihood mean that the business closes down permanently. Flooding for example is of particular concern, given the recent spate of floods in the UK. Flooding can cause extensive damage, not only buildings and structures, but also to a business's assets, and of course, in...more
If you own a business, then you've no doubt experienced first hand just how challenging it can be, particularly in the current economic climate.Admittedly, some businesses have been hit harder than others by the financial crisis, but even those which...more
If you enjoy being a business owner or working at a high level within an organisation then you probably already know how important insurance is to your continued success. There are many expenses that come along with running a business and the...more
Public liability insurance or PLI is an insurance policy that's best to have when you have a small business. PLI is essential at the time when person got hurt in your business site. Other types of losses can be property loss or damage. Places like...more
Your house is very important to you, and you need to be able to obtain the proper insurance for it and your possessions as well. However, getting the best cover doesn't mean that you have to sell an organ to get it. By following some easy tips, it is...more
Insurance Agency SEOToday, for most agencies, SEO generated leads are probably not going to make or break your business – but insurance agency SEO should have a prominent place in your insurance marketing strategy moving forward. The longer you...more