Motorcycle Insurance: Some Vital AspectsMotorcycle insurance demand has increased at a rate of knots over the years. The reason behind is simple. The sale of brand new motorcycles has touched its record highs over the last few years. Customers these days are looking for motorcycle insurance policies that are low on premium and high on value. An ideal motorcycle insurance policy must offer a blend of great user benefits and a flexible lapse...more
Four Wheel Drive Insurance: Some Vital AspectsFour wheel drive insurance has come of age. Gone are the days when an insurance policy was only concerned with protection of a car. These days a four wheel drive insurance offers many dimensions. Most insurance policies not only provide accidental damage cover but also ensure that the driver of the car is also compensated. Increasing competition amongst market players has ensured that people look out...more
Recently the Canadian government announced its intention to change some to the rules as it relates to your ability to qualify for high ratio insurance.High ratio insurance is offered by the Canadian Mortgage and Housing Corporation (CMHC) and is the reason that Canadians are able to purchase homes with as little as 5% down payment. If you qualify, CMHC will provide default insurance to your bank which will enable you to qualify for financing with a smaller down payment than that of a conventional mortgage. They key is that you must qualify. CMHC has strict guidelines and applicants must have good credit, low debt service ratios, good stability and provable income, just to name a few of the pre-requisites. True Assess is the only online service that offers an online tool that grades a consumers complete financial profile using CMHC lending criteria which makes planning for a mortgage much easier www.trueassess.com.Canadas high ratio insurance system is the Cadillac and the primary reason that we didnt see the level of disaster in the real-estate market that our friends south of the border have experienced. Canadian Finance Minister Jim Flaherty has been vocal about seeing CMHC...more
What You Need to Know About Commercial InsuranceWhy is commercial insurance important? Why do I need it? There are just some of the few questions that people asked about commercial insurance. To put it simple, commercial insurance are like life vests. These are your protections if in case your boat turns upside down, when your boat sinks or damaged by giant waves. With your business, insurance is your protection when your business got bankrupt, robbed, sued or damaged by natural calamities. Would you risk your all and go to the open sea without your vest on? I hope not because as responsible business owner, you would not jeopardize your livelihood just like thatMost companies are looking for the cheapest commercial insurance available and a lot of them are confused on how to find one. So here are the 3 basic steps to effectively get the insurance that you need.Know what you need. Before you decide on a policy, determine first what you truly need in terms of coverage. One way to know is to talk to some important people in your company. Brainstorm with them and identify the assets that are most important for your business. Compiling them is an excellent idea to make the most of your...more
A good corporate job used to be key to a comfortable retirement. But as many people have learned the hard way its no longer true.Companies are looking for any available way to get rid of any employee who might be nearing retirement.Additionally...more
The first thing you need to think about is how many vehicles you own, or how many you intend to have. The reason for this is simply because if you have more than one vehicle, fleet insurance may very well be your best option.Most insurance companies...more
Most people who decide to start a taxi business in the UK soon discover that most of the websites they visit only tend to offer, or at least mention, regular car insurance, and of course regular car insurance is pretty much useless if you own a taxi....more
Contrary to what you may believe, finding affordable insurance for you taxi is a relatively simply task nowadays, simply because there's an unbelievable amount of competition out there. Insurance companies all over the UK are continuously slashing...more
As you may well already know, having regular car insurance means nothing if your vehicle is being used as a taxi. Whether you're involved in public hire, private hire, or contract hire, you'll need to have the correct type of insurance in order to be...more