Soon-To-Be Mothers Should Plan for Short Term Disability Insurance Pregnancy is a serious endeavor for women, which entails a lot of support. Of course, women have their own career whether employee of a company or even self-employed. Given this scenario, financial support for pregnant women should be available to lessen the monetary burden. In this case, the short-term disability insurance can be used to cover pregnancy. Previously, short...more
Common insurance terms Insurance companies work hard to make their products as accessible and easy to understand as possible. Of course, as in any specialist industry, there are some distinctive terms that insurers use that you may not often hear in everyday conversation. Here is a guide to some of the most common insurance terms. Act of God: An event that occurs because of natural causes, without human intervention.Adjuster/Assessor: A...more
There are lots of people who had been laid off because of the recent recession. It has almost been a regular experience for the Americans. They have lost their job either because their company has been laid off or the company might just have got rid of few of their employees to survive recession.Other than the recession there are certain other problems which can lead to this. There are some kinds of online scams which can make a person lose all the money. Other than this, there are certain get rich quick schemes which are very much risky.Are you one of them who have been laid off recently? You need not worry because you are not the only one who is suffering from this problem. If you are suddenly hit then just sit and relax and then you can think of something which can help you get out of the problem.One of the problems which arise is that of insurance. There are lots of people who do not have proper insurance before they are thrust out of the company. This is a serious matter for consideration.There are different kinds of insurances which can offer some relief to you. You might have heard about the cobra. This is not insurance but an act which helps people who are under this...more
Successful Farm Insurance When I met my husband, everything I knew about farming including Farmers Insurance, could be written down on a postage stamp. I didn't really grow up in a city, but it was a town with sidewalks, street lights and neighborhoods. My family would occasionally plant a flower garden and even more occasionally we planted...more
Similar to car insurance, motorcycle insurance is required by law in many places. Where it is a legal requirement, you will have to obtain the minimum coverage, at least. If not required by law, basic coverage should be acceptable.You most likely do want insurance for your motorcycle because it will protect you on the road. Maybe you've even...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or Caveman or groovy waitress-looking chicks are telling you that all you have to do is call them and you will save $487. Or switch to xyz insurance company and save 15%. Are all of these ads right? Are they all the lowest cost solutions? How can this be? Who can I believe? Something just isn't adding up! Take a peak here to get an insider's look at the insurance industry Insurance companies price their policies on a multitude of factors ranging from their overall underwriting profit (or combined ratio), their expense ratios, returns on their investment income and the competitive landscape. It has been our experience in the Cedar Park insurance market that carriers go through cycles in their pricing structure. A big reason for this is their loss history for a given market segment as well as the company overall. If an insurance company experiences lower than normal claims and makes more of an underwriting profit, they typically get more...more
From boiler insurance to the Gas Safe register – a handy checklist for the winter Suffering a home emergency can really ruin your day – whatever time of the year it is. However, when it comes to a boiler breakdown, winter is the worst time...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or...more
How Talking to the Insurance Adjuster Can Hurt You A good car accdient attorney will tell you that you shouldn't speak with an insurance adjuster. Despite this good advice, the adjuster is still going to call, a lot. Can you really just shut...more
Should Insurance Agents Blog? Originally called a web log, a Blog is a chronological online journal. Individuals can use blogs to share their interest with the world. For example, someone may want to blog about their travels or to share...more
Applying for Social Security Disability Insurance Doesn't Have to Be Stressful When you or someone that you care for has been seriously injured or becomes severely ill and is unable to work for a long period of time, the financial burden...more
And What Can You Reasonably Do Without? In an ideal world Austin entrepreneurs could afford a comprehensive Austin business insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have...more