When you own a business, it is likely that you have a lot invested, either monetarily or in hard work or maybe, both. If you deal with the public, you always have to be worried if it is all at risk, unless you have the adequate commercial cover to protect yourself and your business.You never know when an accident might happen or a natural disaster and it can affect your business and your personal assets, as well. For those that have adequate...more
When you have a growing business, it is important that you consider the amount of commercial cover you have, on an annual basis, at least. It might be more important to analyse your needs more frequently, if you have experienced a jump in the worth of the business or if sales are increasing rapidly.You need to be sure you have enough commercial insurance in place to cover your assets and some policies provide for lost income, in the event of a...more
No matter what kind of business you are in, you need to have the proper insurance cover.Depending upon the kind of business you have, you may be in need of and construction or trade, insurance, shop, pub and/or restaurant insurance, office insurance, insurance for professional workers, surgery insurance, commercial vehicle insurance or residential landlord insurance just to name a few insurance protections. For proper commercial insurance, you need to include public liability insurance and make sure you have adequate protection for your business. Having the proper business insurance includes having adequate protection from the risks you might face in your business, no matter what kind of business you are in. A break-in, fire or flood can have a major impact on your business and by law, you are required to carry certain insurance cover against risks, including employers' liability insurance and public liability insurance. When you are in business, you need to make sure you understand the types of commercial insurance cover that is available and make sure you have the particular types you need to protect your personal and business assets.Tradesmen insurance is designed for those that...more
Essentially you are just a compilation of risk. You may believe that you don't need insurance for you or for your family and that you will take your chances on staying healthy and safe but taking this risk could cost you everything that you have worked for. The following are the basic forms of insurance that every person should have regardless of...more
Choosing Business Insurance In Denver If you have decided to open a business in the Southwest, you may notice a number of unique challenges and opportunities. The weather is amongst the oddest in the country, switching between extreme heat and extreme cold with the season, and you have likely learned that the term "dry heat" is a cruel joke...more
Why You Need Insurance Insurance is a fairly simple concept; you pay a company a certain amount of money in order to cover your own financial risks. In general the amount of money you pay, known as a premium, is far less than the amount paid out by the insurance company should your claim be successful. So why do you need insurance? Let us take a look at some scenarios:Should you have a family and you unexpectedly die, could your family maintain the same standard of living without your income? If your answer is ‘no' then you could take out a life insurance policy to pay out enough money to service your families financial needs long after you are gone.Injuries and long term disabilities are almost scarier than death in terms of the financial burdens they could place on a family or individual. Could you afford to maintain your current level of living should you become disabled and unable to work? If you cannot then you could take out a disability insurance policy to cover you for this type of eventuality. This type of insurance is even more important for the breadwinners in families.Car accidents happen all the time, but what would happen if you caused an accident with two...more
Claims payment record of the Private Insurance Companies An important observation from the above table is that the claims rejection ratio of LIC is the lowest, thus implying that their record is the best as far as claims payment is concerned....more
Types of Insurance Plans While we understand that to invest in a unit trust carries certain risk, especially so when the unit trust carries lots of equity component and more so if the investment is on foreign market. A few of the most...more
Jobs in insurance sector are emerging at a fast pace due to the growing demand of insurance policies across the country. This sector has widened its scope and reaches in last few years and is now reaping huge benefits. Insurance jobs are available...more
Insurance Broker: Helps In Choosing The Best Policy Life is unpredictable. Calamities of all sorts may strike a person at any moment. So, investment in insurance is very important to get coverage against financial losses. To choose the right...more
Rabbits and Lions- The Truth About Insurance Companies BUNNY RABBITS AND LIONS- Learn Why Smart Personal Injury and Wrongful Death Victims Have Experienced Lawyers Protecting Their Interest.Trying to handle your own personal injury case...more
Insurance: Canada Industry Guide This is an essential resource for top-level data and analysis covering the Canada Insurance industry. It includes detailed data on market size and segmentation, textual analysis of the key trends and competitive...more