If you run any kind of business where you deal with the public on any level, you must have professional indemnity insurance because it gives you coverage for any claims that may be brought against you (the policy holder) in case of professional negligence. In other words it provides insurance coverage only in cases involving negligent acts, omission, or errors while in the act of carrying out your business.An indemnity agreement decides the...more
Those who make a living by delivery of goods realise the importance of good insurance coverage for their vehicles. Whether you drive a van, car, truck, lorry, or motorcycle you must be properly insured with courier insurance. As your daily mileage may be high you run a higher risk of becoming involved in a vehicle collision or some other type of damages occurring to your vehicle.Where to find adequate coverage?A quick check on the internet can...more
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No one can simply say for certain that your home will never be affected by a flood, a severe storm, or even a house fire.In fact, you can't even be sure as to whether or not your home will be broken into at some point and considering that a burglary takes place somewhere in the UK every one and a half minutes, there's actually a good chance that...more
Study Abroad Students Need Visitors Insurance Most colleges and universities have study abroad programs for students to participate in to enhance learning and broaden a student's horizons. While going to school, a student can take classes at a university or college in a foreign city to immerse him or her in the culture and partake in the...more
All during the cold weather, only one thing keeps you going, the thought of warm weather and riding your motorbike on the open road. There's nothing better than a jaunt across town or a road trip on the weekend. It's funny how something that simple can mean so much in your life.However, when it's renewal time for your insurance, the bubble that holds your summer dream suddenly bursts. The premiums are outrageous and it looks like the motorbike may have to stay garaged a little longer.You don't have to give up the wind in your face and your fun in the sun because of expensive insurance. You can find cheap motorbike insurance if simply shop around a bit and compare quotes. Not every insurance company charges the same price.Cheap motorbike insurance doesn't mean that you have inadequate cover. It simply means you pay a lower rate for the same cover that you get with policies that are more expensive. Each company creates base rates by offsetting expenses and claims with premiums and income from invested excess premiums.Some companies are very good at keeping the expense of doing business lower. They run their insurance company more efficiently and often have a smaller workforce. These...more
Insuring your motorbike guards you against financial loss in case you have an accident while driving your motorbike or get sued for damage to property caused by your motorbike.Considering the soaring cost of motorcycle repair or replacement, insuring...more
Motor insurance, must it be very expensive, what exactly are my choices? One of the leading factors behind automobile accidents would be the increasing wide variety of cars on earth. Today, car travel is a most preferred mode regarding travel...more
Cruising along a winding country road on a motorcycle is of course a thrilling experience and when you get the opportunity to open that throttle on a motorway, the experience becomes even more exhilarating. Many people however still consider a...more
Real estate property is something which can give you huge benefit if managed properly. It can become a good source of your income. If you are a proud landlord of commercial or residential property, you will need someone to manage it. But who will...more
Belonging to Canada's Insurance Brokers Association provides many benefits. But do these outweigh the time and cost of belonging to this organization? Because we are dealing with a business decision we must make our arguments for, or against, based...more
If you own a company and you have a commercial van, you may think it is easy to purchase the insurance that you need. It doesn't have to be difficult, but there are definitely some important things you need to consider as you are purchasing such a...more