Essentially you are just a compilation of risk. You may believe that you don't need insurance for you or for your family and that you will take your chances on staying healthy and safe but taking this risk could cost you everything that you have worked for. The following are the basic forms of insurance that every person should have regardless of their race, age, or nationality and the reasons why you don't want to get caught without them.Health...more
Choosing Business Insurance In Denver If you have decided to open a business in the Southwest, you may notice a number of unique challenges and opportunities. The weather is amongst the oddest in the country, switching between extreme heat and extreme cold with the season, and you have likely learned that the term "dry heat" is a cruel joke perpetrated on outsiders. However, your business may be thriving due to the unique local economy,...more
Why You Need Insurance Insurance is a fairly simple concept; you pay a company a certain amount of money in order to cover your own financial risks. In general the amount of money you pay, known as a premium, is far less than the amount paid out by the insurance company should your claim be successful. So why do you need insurance? Let us take a look at some scenarios:Should you have a family and you unexpectedly die, could your family maintain the same standard of living without your income? If your answer is ‘no' then you could take out a life insurance policy to pay out enough money to service your families financial needs long after you are gone.Injuries and long term disabilities are almost scarier than death in terms of the financial burdens they could place on a family or individual. Could you afford to maintain your current level of living should you become disabled and unable to work? If you cannot then you could take out a disability insurance policy to cover you for this type of eventuality. This type of insurance is even more important for the breadwinners in families.Car accidents happen all the time, but what would happen if you caused an accident with two...more
Claims payment record of the Private Insurance Companies An important observation from the above table is that the claims rejection ratio of LIC is the lowest, thus implying that their record is the best as far as claims payment is concerned. At the same time, the very high percentage of claims rejection of SBI Life and Max New York Life...more
Types of Insurance Plans While we understand that to invest in a unit trust carries certain risk, especially so when the unit trust carries lots of equity component and more so if the investment is on foreign market. A few of the most overlooked investments are insurance based. Let's be clear - fixed income simply means an investment that...more
Jobs in insurance sector are emerging at a fast pace due to the growing demand of insurance policies across the country. This sector has widened its scope and reaches in last few years and is now reaping huge benefits. Insurance jobs are available throughout all levels like executive, administrative and managerial and in all types of insurance i.e. life insurance jobs, health insurance jobs, marine insurance jobs, fire insurance jobs, property and automobile insurance jobs and others. Getting insured is an easiest and the safest way of avoiding a risk, it is the covering of risk from loss and damage or from the agents causing them. This risk could be on life, health, travel, automobiles, goods, properties from agents like accidents, thefts, fire, emergencies, etc. In financial terms, insurance is the coverage or a financial agreement between two parties called insurer and insured of which one undertakes to indemnify others loss. Insurance companies reduce the risk of financial loss to both individuals and organizations in return of the payment of regular premiums. There are wide options for those thinking to pursue a career in insurance. Some of the careers are of underwriters,...more
Insurance Broker: Helps In Choosing The Best Policy Life is unpredictable. Calamities of all sorts may strike a person at any moment. So, investment in insurance is very important to get coverage against financial losses. To choose the right...more
Rabbits and Lions- The Truth About Insurance Companies BUNNY RABBITS AND LIONS- Learn Why Smart Personal Injury and Wrongful Death Victims Have Experienced Lawyers Protecting Their Interest.Trying to handle your own personal injury case...more
Insurance: Canada Industry Guide This is an essential resource for top-level data and analysis covering the Canada Insurance industry. It includes detailed data on market size and segmentation, textual analysis of the key trends and competitive...more
Know About Cancer Insurance Plan and Why You Need It? Cancer is one of the most dangerous diseases and every one knows that it is a lethal disease that requires a lot of money for the proper medication and treatment. But, we all know that it...more
One that might bring a big Worry on some movers is the biggest question of What if? what if accidents occur or what if my things get damaged on the way? And what if my possessions where robbed? This are major questions most movers takes a longer...more
The Purchase of Salvage Jeeps From Insurance Salvage Auctions Salvage vehicles and insurance salvage auctions in particular can find a lot of followers today mostly for the reason that they have accessibility and easy right of entry they could...more