Without beating around bush, getting straight to the point, people in need of mortgage protection insurance can identify themselves as the one who need it or not if they answer the below-mentioned questions. Q1. Are you self-employed?Q2. Do you receive substantial compensation from your business or employer in case if has become unable to work?Q3. Lastly, do you have any health plan or an ill-health pension protection plan on your name?If the...more
Protection Insurance is Key to Sound Financial Planning When financial experts speak it always makes sense to listen, so with 94% of independent financial advisers – according to a survey conducted by Scottish Provident – believing that having protection policies in place is "essential" for borrowers to have as part of their overall financial planning, there should be no excuse for not following their advice.Which Protection Polices Do...more
Hedge Fund E&O Insurance -- If You Don't Get Anything Else There's a lot to be said for being prepared. Making sure that you've dotted your "i"s and crossed your "t"s can save you from a world of trouble in many things, including hedge fund management. However, what many hedge fund managers and companies are learning now -- to their detriment -- is that simply being prepared and doing a good job is no longer enough to survive in the post-recessional economy. It's not fair, but that's the way it is. Clients are keeping eagle-eyes on their funds, helped by lawyers who have everything to gain from you making a single misstep, or even the appearance of a misstep. Add into the mix the new incredibly detailed standards of scrutiny from regulatory bodies, and it is virtually impossible for any hedge fund manager to escape from being sued. The question is no longer an "if," but a "when." This is why it is absolutely essential for whatever hedge fund insurance policy you buy to have hedge fund E&O insurance coverage. Though E&O was pretty simple in the past -- as long as you weren't actively attempting to make an error and an omission, you were usually OK -- that is simply...more
Worth The Cost Of Loan Payment Protection Insurance Nowadays, every time you apply for a loan you will most likely be offered payment protection insurance. If you are taking out a particularly large loan, the idea may seem very attractive. These insurance policies will take over repayments on your loans in the event of losing your job or...more
A Captive Insurance Company Can Save Your Company A Lot Of Money More and more businesses are turning to captive insurance companies; some of the businesses that are switching are: professional services, retail, transport, construction, engineering, healthcare, hospitality and real estate development. This ever growing list is becoming more...more
The web world is so vast that you must get the best online deals to say that your e-shopping experience was a success. There are millions of websites for the same product or service. Imagine the competition they have! That's why they offer a range of lucrative deals as well as discounts to their clients to stay ahead of the crowd. You get cheap deals; too-good-to-be-true offers; gifts on purchase or discounts on shipping; and lots of other incentives that give you the feeling of being the king or queen.The choices on deals and offers are plenty and, at times, it gets confusing to decide what deal is best. Also, you need to be cautious of fake sites and their tall claims. This is perhaps one of the biggest dangers of e-commerce.The swindlers are bent up on to snatch the charm of e-shopping, but how hard they try; it's difficult to shift the customers' interest from online discount shopping. Yet, you have to admit that the swindlers have got smarter these times. So, don't be too desperate for best online deals to get caught in the trap of frauds.The Best WebsiteToday, you can get discounts on almost everything in the market shelf, including electronic appliances, sports equipment,...more
Insure your Wedding in good time! With the continuing threat of more snow and icy conditions forecast, Dreamsaver Wedding Insurance has received several enquiries regarding cover for cancellation of weddings due to adverse weather.Section 1 of...more
Segregated Funds: Canada's Unique Insurance Option Canadians across the country are inquiring more and more about savings plans and mutual fund alternatives. Many look to RRSPs and TFSAs, but have you considered the unique option of a...more
Keeping your claim coverage "in-tact" after a storm Please use this reference and validation document as a guide and checklist to make sure the proper steps are taken and even the simplest procedures followed after any type of...more
Although there are numerous insurers out there claiming to be the cheapest insurance company, in reality that just isn't true. Inexpensive quality insurance only comes available by comparing numerous quotes from different companies. The cheapest...more
At this point in the global economy, living costs are high and many people are looking for ways to save money with high prices and lower incomes. Of course, you have to have insurance on your motorcycle, and a motorcycle actually makes a cost...more
It is essential that you get the right insurance on your motorbike, it's the law. While you don't have to go with the most expensive type of insurance for your motorcycle, you do need to make sure that you have at least minimum cover before you go...more