Looking for cheap taxi insurance can be, in all probability a daunting task for any cab operator. One actual fact is that cab drivers have a higher chance of being involved in an accident than other drivers. Car cover companies know this and that is why they charge cab drivers higher premiums. Luckily, there are a number of things cab drivers and operators can do to bring down the high premium charges.Prior to beginning your search for the best...more
Starting a business is not exactly an easy thing to do. The kind of preparation involved is truly different and it requires a great deal of effort, money, and time to be able to embark on one. The fulfilment of successfully achieving in this endeavour cannot be measured and once the sweat has been paid off, you would use all means to stay in this position. If your business has succeeded and you have reached a point of stability, you want to...more
If you are starting a new business or even if you have been in business for a while now, it is very important that you protect your assets. If an accident of some type were to occur, you need to know that you are properly protected by insurance. Commercial insurance is your protection against theft, property damage and liability. It is something that allows you to keep your business running if someone becomes injured on the job or if some other type of unexpected incident should happen. This type of insurance is your protection from having to pay large amounts of money out of your own pocket. If someone were to become injured while visiting your place of business you will not have to worry about paying medical bills out of your expense account because your commercial coverage will take care of it. You will also be covered against the liability that incurs when you are carrying out your day-to-day business dealings with both private individuals and organisations. Under law, you are liable for all of your business dealings that are performed by either yourself or your employees. If for example, one of your products were to cause serious injury to someone, your commercial insurance...more
If you are starting a new business or evaluating the needs of your current business, then one thing of importance is to not overlook commercial insurance and the benefits that it can fetch you. A good solid insurance is something that you will be able to fall back on when you need it the most. In today's undecided times it is imperative that one...more
One of the most important investments that a business owner must make is a commercial insurance policy. This helps protect a business against potential losses in the form of damage, theft, and claims made against the business. In addition, it provides protection to the employees as well. In the UK it is mandatory for commercial establishments to...more
Motor trade insurance is mandatory for mechanics, garage owners, MOT test centres, and car dealers in the UK. This type of insurance protects against accidents, theft, and provides liability cover as well. Businesses that are related with the motor trade are required to hold a motor trade insurance policy. Most insurance companies offer customised policies that are specific to a business' needs. The two basic categories of motor trade insurance are Road Risk policies and Combined Policies. Both types of policies feature product and public liability insurance as well. Several optional features such as business disruption, engineering inspection, and loss of MOT license are offered with both types of policies. The basic level of cover includes 3rd party insurance. Other levels include 3rd party fire and theft, comprehensive, liability and combined policy.One of the most important aspects of motor trade insurance is employer's liability insurance. This protects business owners from any claims made against them. Along with liability insurance it is advisable to consider legal expenses insurance in order to protect yourself from paying exorbitant legal fees in the event of any...more
If you are in the motor trade business then it is your responsibility to make sure that the business is adequately protected through motor trade insurance cover. If this is not done, then any damage to your vehicle while plying your business would...more
Reclaim your mis-sold payment protection insurance The payment protection insurance (PPI) is a tool devised to provide some sort of security to the lender against his/her loan amount in terms of curbing the unforeseen uncertainty. The...more
Medigap Insurers: How and Where to Find a Medigap Insurance Company For these gaps in service, there are Medigap plans available through various insurance providers to help these seniors cover these expenses more efficiently and without having...more
IPOs from insurance companies soon! Investors' in the current fiscal year may find Initial Public Offerings (IPOs) from leading private life insurance companies such as SBI Life Insurance, HDFC Standard Life, Reliance Life Insurance and...more
Why every company needs business insurance Businesses in Britain are so diverse that it's often hard to find one single piece of advice that affects every company, regardless of the type of business or the industry they operate within....more
Insurance has become a common word in every household and company. This is because it has become essential to have insurance to protect ourselves from the financial loses or from the difficult situations. Insurance is a policy signed by the two...more