Detail on E & O insurance In a modern society, it is sad to have to protect yourself against litigation. You would always hope people would naturally become more forgiving of mistakes and accept modest compensation for the losses they have suffered. Sadly, the US is one of the most aggressively litigious societies in the world and, for a small business, even a small claim can be the difference between success and bankruptcy. It is not...more
The question of insurance for your enterprise It is totally true that it is not easy to find an insurance that would suit your business criteria when your business is small. It is not easy but you can surely find what you want if you know how to search. Let's imagine you run a small company and you need to get health insurance for everyone. It may take several weeks until you start getting it all together. Here is some good advice on how...more
Business coverage FAQ Business coverage can be quite hard to understand for those who have never dealt with it, or those who are making their first steps into entrepreneurship. Here are some of the most frequently asked questions concerning business coverage and answers to them: 1. Should I disclose all the details about my business when getting it insured? The insurance company should be fully aware of your business's operations, assets and property in order to provide you with the right type and amount of coverage that would be reasonable for your enterprise. In most cases when the insurance company is misinformed about the activities and belongings of the business any insurance policy is canceled (sometimes with a substantial fine). 2. Do I have to show my wages? This information is required by the insurance provider in order to calculate the possible liability to others as well as the size of your enterprise. 3. Is landlord insurance required if my business uses lent property? This entirely depends on your contract with the landlord. Some landlords will have all their property and buildings ensured with their own policy and this means that you do not need to insure it...more
Soon-To-Be Mothers Should Plan for Short Term Disability Insurance Pregnancy is a serious endeavor for women, which entails a lot of support. Of course, women have their own career whether employee of a company or even self-employed. Given this scenario, financial support for pregnant women should be available to lessen the monetary burden....more
Common insurance terms Insurance companies work hard to make their products as accessible and easy to understand as possible. Of course, as in any specialist industry, there are some distinctive terms that insurers use that you may not often hear in everyday conversation. Here is a guide to some of the most common insurance terms. Act of...more
There are lots of people who had been laid off because of the recent recession. It has almost been a regular experience for the Americans. They have lost their job either because their company has been laid off or the company might just have got rid of few of their employees to survive recession.Other than the recession there are certain other problems which can lead to this. There are some kinds of online scams which can make a person lose all the money. Other than this, there are certain get rich quick schemes which are very much risky.Are you one of them who have been laid off recently? You need not worry because you are not the only one who is suffering from this problem. If you are suddenly hit then just sit and relax and then you can think of something which can help you get out of the problem.One of the problems which arise is that of insurance. There are lots of people who do not have proper insurance before they are thrust out of the company. This is a serious matter for consideration.There are different kinds of insurances which can offer some relief to you. You might have heard about the cobra. This is not insurance but an act which helps people who are under this...more
Successful Farm Insurance When I met my husband, everything I knew about farming including Farmers Insurance, could be written down on a postage stamp. I didn't really grow up in a city, but it was a town with sidewalks, street lights and...more
Similar to car insurance, motorcycle insurance is required by law in many places. Where it is a legal requirement, you will have to obtain the minimum coverage, at least. If not required by law, basic coverage should be acceptable.You most likely do...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or...more
From boiler insurance to the Gas Safe register – a handy checklist for the winter Suffering a home emergency can really ruin your day – whatever time of the year it is. However, when it comes to a boiler breakdown, winter is the worst time...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or...more
How Talking to the Insurance Adjuster Can Hurt You A good car accdient attorney will tell you that you shouldn't speak with an insurance adjuster. Despite this good advice, the adjuster is still going to call, a lot. Can you really just shut...more