There are lots of people who had been laid off because of the recent recession. It has almost been a regular experience for the Americans. They have lost their job either because their company has been laid off or the company might just have got rid of few of their employees to survive recession.Other than the recession there are certain other problems which can lead to this. There are some kinds of online scams which can make a person lose all...more
Successful Farm Insurance When I met my husband, everything I knew about farming including Farmers Insurance, could be written down on a postage stamp. I didn't really grow up in a city, but it was a town with sidewalks, street lights and neighborhoods. My family would occasionally plant a flower garden and even more occasionally we planted a small vegetable garden in our back yard. We mowed grass and trimmed bushes but that was as close...more
Similar to car insurance, motorcycle insurance is required by law in many places. Where it is a legal requirement, you will have to obtain the minimum coverage, at least. If not required by law, basic coverage should be acceptable.You most likely do want insurance for your motorcycle because it will protect you on the road. Maybe you've even started getting quotes from insurance companies so you can make the best decision. But, if you're like many, you're getting overwhelmed with all the data you're receiving.There are a plethora of deals that motorcycle insurance companies promote in order to claim their spot in the market and to rise above competitors. They will likely ask some personal question. Your age and how long you have had your license will be among the initial questions.Some of the common questions that motorcycle insurance companies will as you is: What are the average miles that you will put on your motorcycle in a week, month, etc? Will you be riding the motorcycle a set number of miles to work and back daily, or will you just take the occasional pleasure trip? Do you live in a neighborhood that is prone to motorcycle theft? If so, statistics may be used as guidelines...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or Caveman or groovy waitress-looking chicks are telling you that all you have to do is call them and you...more
From boiler insurance to the Gas Safe register – a handy checklist for the winter Suffering a home emergency can really ruin your day – whatever time of the year it is. However, when it comes to a boiler breakdown, winter is the worst time for your heating to pack up. With every year that passes, the record for the coldest and longest...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or Caveman or groovy waitress-looking chicks are telling you that all you have to do is call them and you will save $487. Or switch to xyz insurance company and save 15%. Are all of these ads right? Are they all the lowest cost solutions? How can this be? Who can I believe? Something just isn't adding up! Take a peak here to get an insider's look at the insurance industry Insurance companies price their policies on a multitude of factors ranging from their overall underwriting profit (or combined ratio), their expense ratios, returns on their investment income and the competitive landscape. It has been our experience in the Austin insurance market that carriers go through cycles in their pricing structure. A big reason for this is their loss history for a given market segment as well as the company overall. If an insurance company experiences lower than normal claims and makes more of an underwriting profit, they typically get more aggressive in...more
How Talking to the Insurance Adjuster Can Hurt You A good car accdient attorney will tell you that you shouldn't speak with an insurance adjuster. Despite this good advice, the adjuster is still going to call, a lot. Can you really just shut...more
Should Insurance Agents Blog? Originally called a web log, a Blog is a chronological online journal. Individuals can use blogs to share their interest with the world. For example, someone may want to blog about their travels or to share...more
Applying for Social Security Disability Insurance Doesn't Have to Be Stressful When you or someone that you care for has been seriously injured or becomes severely ill and is unable to work for a long period of time, the financial burden...more
And What Can You Reasonably Do Without? In an ideal world Austin entrepreneurs could afford a comprehensive Austin business insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have...more
Landlord Insurance - A few things to know Simply knowing that you have taken out landlord insurance can save you the sudden financial outlay to rectify damage or loss to your property, while having it gives you reassurance knowing that it is...more
Tembler. Earthquake. Aftershock Facts about EARTHQUAKE Insurance in California Facts about EARTHQUAKE Insurance in California Why would I need earthquake insurance? Under your Homeowners policy, damage or loss to your home is not covered as...more