Honeymoon Travel Insurance Is A Must For All Couples
Many young couples now prefer to head abroad for their honeymoon
. It has now become a well planned and executed event. With many travel agencies and websites offering honeymoon packages at huge discounts, going abroad is a the rising trend. However with so much attention being paid to the travel plans and accommodation, the newlyweds must buy travel insurance online before they head for their honeymoon.Travel insurance is a mixture of life insurance, medical insurance and house insurance with some additional coverage factors. The main idea of travel cover is to cover you and your spouse against any risks that you might encounter while you travel. There are two main types of this coverage: Single trip short term plan which covers only one trip for its entire duration and multi-trip plan which covers multiple trips to multiple destinations. Multi trip insurance is available for a maximum of one year and has to be renewed annually.While on a honeymoon you need to be free from stress and enjoy yourself. A travel protection plan will ensure that you and your spouse are covered against the following risks. Medical Emergencies: Travel insurance plans insure a couple against any expenses that arise from seeking medical treatment abroaddue to accident or sickness.
In case the medical facilities at your honeymoon destination are not at the same level as your home country then the protection plan will pay for you to be medically evacuated to your home country.
If you meet with an accident while on your honeymoon overseas, which results in your death or full or partial paralysis and/or loss of limbs, then you will be entitled to a lump sum payment. In some cases, if both spouses fall ill, then a customized travel insurance policy might cover the cost of a family member flying in to take care of you.
If your trip is canceled because of any fault or delay by a common carrier (road, rail or air) then you will be paid a fixed amount subject to restrictions. If your trip or luggage is delayed for more than 12 hours or lost then the travel cover plan will ensure that you are paid a pre-determined sum daily to cover your expenses. To ensure protection against your baggage being lost, stolen or damaged, its a good idea to buy a travel insurance plan which will insure you against these risks. A travel insurance plan will provide you financial assistance in case your passport is lost or stolen. This will ensure that you are provided the requisite funds to acquire a fresh or duplicate passport.Travel delays which occur due to inclement weather are also covered by a travel protection plan.
Couples on a honeymoon should concentrate on enjoying themselves and not have to worry about things going wrong. A good family travel insurance plan will ensure that their honeymoon is remembered by them for the right reasons.
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