Abstract:In this paper, we introduced the origin of learning organizations. Then, we discussed what a recognized "learning organization" is and analyzed the advantages and weaknesses of a learning organization from our own experience. We also compared organization learning and learning organization. After combining our own experience with the opinions from management experts, we brought out what it would be like if working in an ideal learning...more
Mortgage Defaults Continue to Grow at Record RatesThe initial wave of toxic Subprime Mortgages that caused so many foreclosures and put so many REO (Real Estate Owned) properties on the market may have subsided - but the bursting of the housing bubble has caused so much chaos on Wall Street that the entire world economy suffered as a result.Now, America's current economic woes are going to trigger the next wave of mortgage defaults - not on shaky...more
Too Many ErrorsCredit repair serves a real purpose. Credit reporting errors are much more prevalent and costly than most people realize. Over half of all credit reports have errors on them that are serious enough to cause the victim to pay higher interest rates and even to be denied for financing. Credit repair is about finding and correcting these errors, and there is more to it than most people realize.Too Hard to FindMany people dismiss credit repair as a process that requires no more than a cursory scan of their credit reports. Unfortunately, a quick scan of your credit reports will almost certainly leave almost all of the score-damaging errors undiscovered. To tap the real potential of credit repair requires an exploration of the credit reporting guidelines embodied by the Fair Credit Reporting Act (FCRA). An understanding of the FCRA is certain to reveal a number of surprising and correctable errors. And every error caught and corrected is money in the bank.Why Credit Repair MattersYou might be shocked at the potential cost of impaired credit. You pay interest on the money you borrow, and your interest rates are based on your credit. And it adds up. If you have a mortgage, an...more
If you have debt problems, you know that they can be something that takes your life and turns it into something that you might not even be able to recognize. Having debt problems is something that can take a regular life and make it a complete mess, and this happens very quickly, it might seem. In fact, most people spiral out of control until they...more
Have you heard of debt management plans? If so, you may know that they can help people get control of their debt and reduce their monthly payments on credit cards and loans. If you are one of those people who are not really comfortable about making your own debt management plan, it would be a good idea for you to hire a debt management consultant....more
To the debt ridden consumer, a debt management plan may seem like Manna from heaven. After all, subsequent to contending with the seemingly unceasing calls from credit card companies, debt collectors, and the daily mail barrage of dunning letters, there still is only so much money to go around. You could work 24 hours a day and often still not be able to please all of your bill collectors.Many debtors believe that creditors do not believe them when they say they do not have the funds to pay and angrily they think that the creditor is thinking that the debtor is living high on the hog! Nothing could be further from the truth! Creditors know probably better than the actual consumer just how dire the straits are. Considering that the creditors have access to your credit history there is precious little that escapes their gaze. The real reason behind the endless phone calls and angry looking notices is simply a jockeying for position. They want to aggravate you. They don't care if you have a million other bills to pay, as long as you pay them.If the creditor can get you to allocate the $100 you have for paying your credit cards to Visa rather than to MasterCard, then they have done...more
Credit card debt is not the only kind of debt that gets us into financial trouble, but it is the easiest. When many people think of debt, they automatically think of credit cards, but the truth is, consumer debt can take just as much of a toll on a...more
Author: Matt CouchFinding legitimate online payday cash advance lenders is not that difficult of a process but you have to know where to look as there are some lenders out there who will try to take advantage of desperate consumers and therefore it...more
There are many things in your life that you might be able to do to make things a little bit easier. No one likes to owe money, and certainly no one likes to be in debt. This is why there are some very easy things that you can do to help yourself be...more
"Our department - in fact this entire conapt building - is now programmed against an extension of services and/or credit to such pathetic anomalies as yourself, sir."Philip K. Dick, Ubik.The credit reporting system in this country is inherently...more
The New York Stock Exchange has always been seen as a trusted investment institution where people become rich. The Stock Market has produced many millionaires who followed the right stock advice and invested in the right stocks at the right time.Many...more
More than likely you have seen the term 'JV', if you have spent any time at all in the Internet business. Just to be sure you know, 'JV' is short for 'joint venture'. JVs make it possible for you to capitalize on someone else's hard work, while they...more