The word "solopreneur" is a relatively new term in the English language but as you likely already know, it describes a business owner who works alone. I have found that term to be useful in the collective conscious, but it's really a misnomer. Successful solopreneurs do not work solo. They create a team of people who support them in their business so they can focus on the activities that they love and make them money.However, not hiring...more
Gone are the days when the office photocopier was treated with awe, occupied a department of it's own and was the size of a bus! The introduction of microchip technology has greatly reduced the size of photocopier machines and laser technology, combined with improved toner units, now provides excellent quality reproductive imaging. Speeds, efficiency and reliability are all enhanced by huge improvements to the feed mechanisms. During this same...more
Who Pays When Operating Expenses Increase?Expense escalations are relevant when the landlord is paying a base level of expenses and when the tenant is paying expenses. With a typical gross lease, the landlord pays all expenses and the tenant pays expenses in excess of a base level. (Gross leases are atypical for retail.) The base level is typically the operating expenses for the year the lease is signed. The "expense escalations", would be expenses in excess of this base level which the tenant is responsible for paying.Caps on Increases?Some leases also provide a cap on increases in expenses. To provide more certainty for the tenant's cost of occupancy, the tenant may request that property tax increases do not exceed 5% in any year. Property tax increases can be enormous in some states. For example, initial property tax assessments in Texas for retail buildings have increased by 20% to 100% for many retail building owners. In many cases, these large initial assessments have been successfully reduced to a level much closer to the prior year's value.Cap ExampleHowever, the property tax assessment process can be arbitrary at times. If the property taxes did increase by 20% or 100%,...more
The process of applying for a mortgage can be long and complicated, especially if you are a first time buyer, have poor credit, or have special mortgage requirements. Whether you're a first time buyer or a seasoned pro, it's good to refresh yourself on the important steps you should consider when you're shopping for a new mortgage.Step One: Your...more
A quick explanation of what NCOA stands for is the national change of address directory the USPS keeps on record. Every time you move and update your address with the local facility they update their systems and mail get forwarded to the new address and new mail gets started to the correct location, the new location, where it is supposed to.For...more
A bad economic climate is not something that you should be depressed with. Yes, your business might not be in the best possible circumstances or your job hunting might be producing less than ideal results. Instead of worrying about it though, you should try to feel challenged and motivated. In these times, if you are determined to get back on track to the road to prosperity you have to be creative and even aggressive in your business. One of the simple ways you can do this is to re-imagine yourself and your business image. You can do this by trying to update your card designs and print business cards anew. Business card printing is still one of the best tools you have to engage clients and employers alike by making you look better and more competent. By updating your business card printing designs regularly, you can increase your competitive edge in your business field or in the job market.There are several steps that you can take to update your designs for card printing and in turn update your business image. Most of them can add several dollars to your overall business card printing cost, but they are well worth the price to get the success that you need.Throwing in that...more
The Strategy Before you SellWhen you finally decide that the time is right to sell a business there is significant work that can be done before you actually can go about showing your business to potential buyers. There is much information that buyers...more
Panama, a small country situated in the Southern most part of the Central America has become one of the hot spots while you are considering real estate business. Proximity to the United States, rich heritage, unchartered landscapes and virgin beaches...more
Even though the mortgage crisis has made things a little bit harder for borrowers, you can still find a lot of lenders when you're looking for a mortgage loan in Denver. The issue nowadays isn't as much about finding a good deal on your rate as much...more
When you're looking at the plethora of financing options available to you when it comes to Denver mortgage loans, the most important factor that you must look out for is the rate, getting the best rate possible is an important part in the financing...more
When it comes to mortgage loans, whether they're in Denver or some other city, the average borrower will have to choose from two main types of loans: fixed rate mortgage loans and adjustable rate mortgage loans.This choice may turn out to be the most...more
Author: Michelle PerkinsThere are various Music Business Scholarships that you can take advantage of if you are eligible. You may want to take a look at some of this Music Business Scholarships. You're encouraged to also search online for more...more