Do you cringe every time the phone rings or constantly have to look at the caller id before answering? Do you dread picking up and opening your mail? If these are two things that have become less then a pleasant experience in your life, it is more then likely due to excessive calls from delinquent bill collectors. However, ignoring the persistent telephone calls and collection notices will not make the problem disappear and will only cause and...more
At some point in our lives most of us have heard the old saying, "The customer is always right". This means that even when they're wrong they're right. This is the number one most important rule in giving good customer service. Implementing this rule is absolutely necessary for a business to be 100% successful.People have communicated with each other since the world began. It's part of our everyday lives. Think about all the people that you...more
Credit cards are almost a necessity today, but they need to be used with accountability. Having a good credit score will help you with a good interest rate on your mortgage, get a car loan and make other important purchases in you life. A low or damaged credit score could raise your interest rates and make borrowing money very expensiveYou need a lot of self-control when using credit cards, once you have a good credit history ,every day applications will come through your letter box and you could easily have a wallet full of plastic with thousands of dollars of credit at your fingertips.The plasma TV, vacation, bathroom renovation, etc which was once unattainable is there now for the taking. But you could be digging a big whole for yourself, you could lose financial flexibility due to the fact that your balance and financial charges leave you broke or even in the red every month.Take action and reduce credit card debt. Take account of all your credit card bills, create an office spreadsheet or just write it all down on paper, for each card write down the minimum monthly payment then prioritize your repayments. Look closely at where all your money is going and try to make some...more
Bill the HandymanMy friend Bill is a handyman, in a big city. His work involves advertising of his business, receiving responses and dealing with them, booking visits to prospective future jobs and quoting, sometimes re-quoting as someone has undercut him and he has a bit more space in his original quote, he can go lower. So, about 70% of his time...more
Small business owners across the country, have been affected by the challenges of this economy more than any other type of business. They are the group that has the least resources and leverage to counter what is taking place in their businesses. Phones that rang relentlessly only 1 year ago, are barely ringing today, if at all. Customer...more
As a result of the rapid growth of the popularity of the internet, and the growth in access to various information systems online, there is a completely new breed of investing that is beginning to take shape, creating virtual investors who participate in an endeavor known as virtual wholesaling. Through virtual wholesaling and virtual investing, investors are now finding it possible for them to locate bargain real estate deals all over the United States using internet marketing techniques.Virtual real estate investing is all about the core concept of purchasing and selling properties online. This concept revolves around the idea of using the internet to find properties that are for sale and that can be purchased, and then selling them off to another investor for a profit. The investor that you sell the property to will either purchase the property outright with the intent to hold it, or they will purchase it and resell it themselves.You may be wondering at this point why virtual wholesaling is such a good idea when it comes to buying and selling real estate. Many real estate markets are currently experiencing a steep decline, but that does not mean that there are not markets out...more
With each passing day, families across America and indeed most of the world are watching their bills pile up and their savings and investments disappear. The 'funny' thing is the rich are still getting richer, while the rest of us struggle just to...more
There's no doubt about it: LinkedIn is one of the greatest job search tools available today. Not only can you "advertise" your availability and display career endorsements, but being viewable on LinkedIn is a boon to executive recruiters that may...more
"Franchising dates back to at least the 1850s; Isaac Singer, who made improvements to an existing model of a sewing machine, wanted to increase the distribution of his sewing machines. His effort, though unsuccessful in the long run, was among the...more
I feel like I've had the same hair style for years. That is until about six months ago. Since then I've unleashed my inner Linda Evangelista and played around with a few different styles and even colors! A few months ago, I decided I would try the...more
Another element that is extremely, extremely important to include in your credibility kit is testimonials. Testimonials are very, very important and you need to start to think about it. If you're not getting testimonials now you need to do it, and...more
Are you undecided about using the services of a mortgage broker or sceptical as to what a mortgage broker can do for you? The purpose of this article is to clarify the many advantages and benefits you will receive when using the services provided by...more