PI Insurance: Helping Social Workers Steer Clear of Litigation Healthcare professionals, such as social workers, are notoriously prone to finding themselves in court on charges of negligence and the like – either real or falsified. One case involved a social worker taken to court over whether a duty of care was owed to parents who had wrongly been accused of child abuse. It was held that health professionals' only duty of care in regard...more
Choosing An Insurance Company - Advice From An Expert One of the most stressful parts of daily life is organizing your personal finances. One specific part of this that tends to frustrate people the most is the search for a good renewal quote for life, car, travel or home insurance policies. If you allow it, this search can be never ending as you constantly try to better your previous quote with different companies or brokers. Though, many...more
Workman's Comp Insurance Simplified Have you ever wondered what would happen if you get injured at work and you are all of a sudden stuck without the ability to earn an income? Well, this is exactly what workman's comp insurance addresses and if you are in a line of work where you are at risk of getting injured you need to listen up as this can make a huge difference in your life.Workers compensation insurance is much more than just protecting you against loss of income. Its really there to ensure a much greater understanding and commitment to safety. Back in the industrial era, workers on bridges, railways and mines died on a daily basis - forcing countless families into welfare as the breadwinners succumbed to workplace injuries. These days, virtually any and every job has risks involved since we are living a society where employers are being sued for almost anything.Workman's comp insurance basically covers you in 2 ways. Firstly, it covers you for medical expenses as a result of a workplace injury. Secondly, it covers you for potential loss of income. In some cases it will even cover you for mental and emotional hardship due to the accident.Your ability to work and...more
Ways to resolve your grievances against insurance companies Insurance companies not staying on their commitments is not a new thing for policyholders. There are examples galore on the subject. A person underwent 3 surgeries simultaneously with the total cost amounting to Rs 33K. When the claim was lodged the TPA said that though the...more
Payment Protection Insurance issues explored Many people find it very difficult to manage money, which can be a big concern. The state of the economy has caused many troubles, one being the struggle that people face to manage their money. The economic factors are completely out of the control of the general public, with things like...more
Important Of Insurance Quotes and How to Get Free Quotes If you are thinking of calling for Insurance quotes you should probably know the different types of insurances present that can help you with long term or short term planning. Different types of insurance are:Home Insurance: Floods, heavy rains, cyclones, hurricanes are environmental damage that can sweep people off their houses. There can other incidents as well but against all damage and construction, home insurance helps to provide back to build as well as to any owner's properties. Auto insurance: Bikes, four wheels or transport related vehicles all are guaranteed insurance for under auto insurance in case of accidents, physical injury to the body, fuel expenses, theft. Health: Medical expenses can be a real burden. This one is a wise decision to make for all family members and should be taken early on. A home insurance with a health benefit and an auto insurance and life insurance is quite a necessity and is usually banked on these daysCausality: Not tied on to any property but is meant for any accidents that may take place. Companies with factories have causalities a lot of time also the military may apply for...more
SIR and Deductible Tracking – Relieving the Risk of E&O Claims, Coverage Disputes and Exposure By increasing an SIR or Retention limit, premiums can be negotiated downward by the insured. The flip side of reduced premium's, is increased...more
Important Things to Consider When Choosing a Contents Insurance For Tenants Policy When you settle in a new apartment or home, you will certainly have many questions that will ponder in your head. An insecurity factor creeps inside you, as you...more
Email Marketing: Leading Causes The reason why It is usually Ideal for Insurance Agencies Insurance marketers have really benefited from email. Smaller insurance agencies swear by it as well. Lacking the big guy's giant budget for marketing,...more
Let Captive Insurance To Guard Your Business Captive insurance is a kind of insurance that provides protection to the business world. This type of insurance is specifically for businesses and works in a variety of ways dependent upon the...more
Professional Indemnity Insurance: Just One of the Things You Need to Know Professional indemnity insurance offers protection for those in the professional services industry for any claim which might be brought against them by a client. This...more
Going into Business? Consider Professional Indemnity Insurance Even though you might not be planning to start hiring now, it's more than likely that the future will see you grow and new employees coming on board. If you think employing others...more