Insurance offers broad safety net There is no way to account for all the possibilities in almost any aspect of life. This is especially true if your daily business involves any external variables, such as dealing with members of the public, traveling or working with specific products. Obviously, this defines nearly every business endeavor, which is why liability insurance is a basic aspect of good business. When it comes to the practice of...more
What you know about 21 Century Insurance? When it comes to car insurance, Geico and the 21 Century Insurance are fairly well known. Geico are larger and this is largely due to their mass marketing campaigns. In fact, even if a person goes for auto insurance can not access Geico, he almost always mentions simply because of brand recall. On the other hand, the 21st century is a very nice slogan: "You live in the 21st century is not it time...more
Engineering is a very loose term because engineers can range from the traditional heavy industries through to the latest high tech. Work can be entirely desk based or physically strenuous. The level of precision could be microscopic or measured in paces. The end product could be safety critical or just for fun. Therefore insurance for engineers should not be treated as a commodity or there is the risk that your engineering insurance will not cover your particular form of engineering. Here are some of the areas of cover you may wish to discuss with your broker:EfficacyEfficacy Insurance will give engineers cover should an item they design, manufacture, supply or install fail to perform its intended function. This is especially important with safety critical systems such as brakes, temperature controls, fire protection, etc.Professional IndemnityEngineers will require professional indemnity insurance if they give consultancy, advice or produce designs, because professional indemnity insurance is designed to cover your liability for professional errors or omissions. Engineering BreakdownIf your business is heavily reliant upon its machinery or computers then engineering breakdown...more
How To Best Advertise Your Insurance Agency There are many players in your industry out there, so how do you differentiate your insurance agency from all the rest and make consumers sit up and take notice?Marketing and advertising your insurance company involves making your agency more visible and accessible to the public, as well as...more
Getting flood insurance in Surrey or anywhere is definitely worth investing in. In the event that you need to have water damage restoration done in your home, you need to have your expenses covered. Even a moderate amount of water damage can amount to a large bill when you consider the emergency repair as well as the rebuild. That is why it is best...more
Antiques Roadshow fans may be accustomed to hearing two prices quoted during the televised appraisals, one "for insurance purposes", and another "at auction". When considering the value of your engagement rings, diamonds, and other fine jewelry, it is important to understand the difference between an insurance appraisal and an estate appraisal.If your engagement ring is stolen or lost, how much will it cost to replace it? Insurance appraisals estimate the replacement value of an item. To establish the value of your items, jewelers must first correctly identify and evaluate its components. The materials, workmanship, and condition are all taken into consideration. Once a value is assigned, the appraiser witnesses the appraisal document, which enables the appraiser to attest in a court of law as to the value and condition of your jewelry at a certain point in time. This valuation is usually considered valid for several years.Beth Szescila, who appears on Antiques Roadshow, points out, "What happens on Antiques Roadshow is not actually an appraisal. It's an educated guess based on the appraiser's years of experience." Real appraisers charge a fee for their service and some jewelry...more
Deciding to Protect Your Loved Ones with Burial Insurance Burial insurance is something that doesn't go talked about that often and many times, recognition about what exactly it entails is pretty much absent.As you may be able to break down...more
So you've done all the right things and you're covered on your cheap auto insurance and your cheap motorcycle insurance but, if you reside in rental accomodation, how about cheap renters insurance. Don't be fooled by the fact that your landlord has...more
How To Get Inexpensive Quick Time period Well being Insurance coverage In The US Finding an reasonably priced medical health insurance plan in the US could be a daunting task. There are lots of other sorts of medical health insurance plans....more
The Mechanics of No Fault Insurance in Los Angeles Broadly, no-fault insurance, also called as personal injury package (PIP), refers to any type of insurance contract where the insured is compensated for losses by his insurance company,...more
Burial Insurance - Everything You Need to Know Although many of us don't like to think about death or dying, some day we must face these difficult circumstances. So that leaves us with two choices:We All Have Two Choices Before We Die:1. ...more
The most common forms of insurance are car liability and homeowners. Thousands of companies vie for your attention in regards to these common plans. Not everyone is a driver or homeowner, however, and several other plans exist for people who do not...more