Let's face it your home is more than likely the most expensive thing you own. Not only does it cost a vast amount of money to buy in the first place, but most home owners continue spending money on their homes throughout their lives. If you're not painting it, you're having an extension done, or perhaps a garage or loft conversion is being added.I don't know about you, but I certainly wouldn't be able to sleep at night if my home wasn't insured....more
Have you ever personally seen what a home looks like after it's been ravaged by fire? Sure, you may have seen it several times on TV or in the newspapers, but unless you've actually seen it in real life it's difficult to try and imagine just how extensive the damage can be.To make matters worse, it's not only fire damage, but instead, if the fire brigade has been called out then there's inevitably water damage as well. In fact, when a house goes...more
If you have decided to start a new business, it is your responsibility to protect your business assets. Business owners must ensure the safety of their goods, plant, machinery, tools and the employees working for the company. However, accidents do happen and it is important that business owners take adequate steps to protect themselves and their business from these unforeseen risks. One of the ways of protecting the business from these accidents and unforeseen risk is by taking an insurance policy. A commercial insurance policy will help in insuring your assets and the employees of your business. The policy will ensure your assets are protected from damage due to break in, accident or any natural calamity. Also, if a person is injured on your property you will be protected if you take out general liability cover.There are many companies that give cars to the key employees of the company. When cars are given to the key employees of the company it is important that you take out a car insurance policy. This policy will cover the employees who are out in a vehicle on company work.Getting a commercial insurance policy will not only ensure protection to the assets and the...more
Running a business as a contractor in the UK brings with it legal responsibilities and obligations that need to be fulfilled. In order to ensure that your business is well protected and to lessen the financial burden in case of any claims being made against you, it is advisable to purchase adequate contractors insurance. Claims can be very high,...more
More than many other businesses being a contractor could expose you to a number of unforeseen hazards on a daily basis. While some risks are understood and expected, many of them are not predictable. Understanding some risks may be a good move, however, as a contractor you need to have adequate backing in the form of contractors insurance. There...more
Commercial combined insurance is designed to protect your business assets from damage, theft, fire, vandalism and natural disasters such as floods and storms. It provides cover for your building/s, plant and machinery, contents, and business equipment and stock. Most importantly, it also covers public and product liability and up to GBP 10 million in terms of employers' liability cover. There may be times when your business may lose its continuity due to several reasons. However, any business interruption can be protected with adequate commercial combined insurance. The level of cover depends on the nature of your business and varies between insurance companies as well. Some include terrorism cover as well. The main objective behind this type of insurance is to integrate various types of business insurance into a single policy while covering all the important aspects of your business. Insurance companies offer flexible policies, since certain types of cover may not pertain to your business. In some cases, professional indemnity insurance can also be included in this type of insurance. Breakdown cover is also a common option that offers protection to your business equipment...more
It's rare to find a novice insurance agent that knows about business insurance leads, as most of them don't have a clue what they are. Once they learn the ropes, these once-novice agents learn to appreciate the value of commercial insurance leads....more
One of the biggest mistakes many people make when they're about to move is they underestimate the amount of insurance coverage they need to get from their movers. All too often they just glance at the paperwork and figure that whatever the moving...more
Semi Tractor Insurance Guide 1-800-513-3135Shopping around is another way to get the lowest offers. There are several quoting and comparison sites which can help you determine which companies and auto policies to choose. Get as many tractor insurance...more
Searching For Best Insurance QuotesIs it possible to get auto insurance quotes online without providing your personal details? The answer to this question is yes. Insurance companies have also realized that nowadays customers use to shop around first...more
When you're trying to maintain a successful business, you need to consider insurance in almost every area of your business. Failing to maintain adequate insurance is a reason that many businesses fail when they encounter losses that they couldn't...more