Jewelry insurance comes in many forms and varieties and only an insurance agent can provide accurate and specific advice. However, it helps to know enough about jewelry insurance to ask your agent the right questions and to be aware of how the process works. The time to ask your insurance agent the questions is before you insure an item, not when you need to file a claim. Read the fine print in your insurance contract to be sure it provides the...more
Auto Insurance, Travel Insurance, P&C Insurance, Life Insurance, Health Insurance, Retirements and Workers Compensation are some of the areas where ideal performance of systems is important and critical in core applications and channels such as online.The Insurance industry today is facing enormous pressure on various fronts, especially costs. Insurers have to put in extra efforts to attract and retain extremely price-sensitive customers with...more
If you have a commercial building insurance, your policy will contain a clause known as "the average clause". Whilst there are many clauses, conditions and warranties within every policy, some are more important than others. The average clause, as many have found out, is one of the more important ones. The chances are, that even if you have read your policy wording, or reviewed it, this clause is not one that you have heard of. So what exactly does it mean? The average, or reinstatement clause, simply states that you need to insure for the correct amount. Unlike houses and cars, insurers do not have unlimited statistics that say how much it will cost to replace a commercial building. If you think about your family car. If it is a 2004 Ford Galaxy, with 50,000 miles, then it will not take long to find out how much it would cost to buy an equivalent model. So, whilst you are asked to declare the value of the car at quote stage, this does not really affect things. But, when you are talking about business insurance, things are different. We do not have scales, or levels of cover. You need to state exactly how much a building would cost to re-instate fully. If you have a modern, steel...more
Finding the best car insurance company requires research and a bit of legwork. Searching for new insurance takes time but in the end it can end up saving you hundreds of dollars per year. Follow these steps to find the best insurance company for your needs. Assess Your Needs - Before you start contacting insurance companies, sit down and determine...more
Finding the best car insurance company requires research and a bit of legwork. Searching for new insurance takes time but in the end it can end up saving you hundreds of dollars per year. Follow these steps to find the best insurance company for your needs. Assess Your Needs - Before you start contacting insurance companies, sit down and determine...more
A quality lead generation website can gather insurance leads and financial advisor leads faster and they can be better qualified than buying insurance leads from a lead generation company.As an insurance agent or financial advisor, lead generation is one of the cornerstones of your business and success. Use a website to capture prospects details so you can follow up with them and make sales.Here are a few tips and features of a website that will generate online insurance leads and financial planning leads.You must have a mechanism in place that captures your prospects contact information with their permission. You will need to use an autoresponder in order to capture the details of your prospects. The mailing list that you build is going to be your most treasured and valuable asset.Create a set of emails that each new prospect will receive. You need to keep mailing them in order to make sales. This can be automated to save you hundreds of hours of time.Here is how to structure your emails.Once you get a lead, send a follow-up message immediately. Thank the person for joining your mailing list and ask them to contact you if they have questions. Explain the benefits of...more
Comparing your car insurance company with other service providers is very essential. Most of the time, car owners just want the formality to be over and done with. In the hurry to get the paperwork ready, they just sign up with the first insurance...more
Authorization for hospitals, medical groups as well as independent healthcare providers has since always been a challenging task. Thanks to the online insurance authorization providers, the process is now both simpler and least time consuming. Today,...more
Medigap insurance is the other name of Medicare supplement insurance plan and it is an additional policy where a plan is taken in accordance to the original medicare policy which takes care of the additional expense plans not covered by Medicare...more
Whenever I conduct a workshop or give a speak to a group of agents, I inquire how several of them are in the company of selling insurance coverage. Inevitably about 25% increase their fingers. My response to them is, "If you're in the...more
We all have one or more types of insurance in ours lives, and keeping the prices low, and benefits high are the goal of most policyholders. Living and owning a business in the state of Maryland results in the need for several policies,...more
If you have ever had to help pay for a burial, you probably know how much it costs. When you add up the burial, service, lunch, and other expenses, you may be paying tens of thousands of dollars. This may seem like an odd subject, but it is a real...more