Heavy Goods Vehicles are used for transporting large items such as cars, livestock, construction equipment and other goods. The vehicles are trucks which qualify as an HGV by weighing more than 4 tons and they are potential risks on the road in terms of accidents. Insuring an HGV (Heavy Goods Vehicle) pertains to protecting the owner of a HGV against liabilities due to damages caused in accident, damage or loss of goods being carried in the...more
The right HGV insurance can certainly benefit you in a whole range of ways. It is certainly the right kind of insurance to get for heavy goods vehicles that you may own.If you own a heavy vehicle that is over 7 tones and it is used commercially to transport goods, then it is highly recommended that you get HGV insurance. This is the kind of insurance that will not only fetch you a whole deal of benefits in the form of adequate coverage, it is far...more
Heavy goods vehicles (HGVs), also known as large goods vehicles (LGVs), are as the name suggests vehicles that transport goods in a large quantity or of a heavy weight. You would easily be able to spot a heavy goods vehicle on the roads transporting goods either between countries and cities, or from ports to industries or from one industry to another. Heavy goods vehicles are mostly used by big multinational companies who need to get their products delivered to a particular destination.Heavy goods vehicles usually weigh more than four tons and are tough vehicles to drive. Drivers who operate these mighty vehicles need to be well trained in the handling of them. It would be assumed that a vehicle that is as powerful as an HGV would require its drivers to undergo special training and to fulfil a certain criteria in order to obtain a license to operate it. Not only does the company hiring a heavy goods vehicle driver require them to fulfil certain qualifications but the companies that would provide insurance for such vehicles would also have a specific criterion that the drivers would be expected to fulfil.HGV insurance companies would require the driver to have a clean driving...more
Whether you are a landlord with a portfolio of properties to be let out or just a single property, one common denominator shared by both landlord types is that let properties are an investment that need to be protected. Yet, according to the Association of Residential Letting Agents, landlords often overlook a key protection, that of adequate...more
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Insurance is a subject that is often avoided by people as they feel it is laced with jargon that they will not be able to understand. Constant exposure to many insurance service providers with their respective plans has only served to confuse people and they generally procrastinate taking the policy. If you are running a fleet of vehicles, you cannot afford to be so complacent and casual. You need to take the right fleet insurance and though most insurance companies will offer you a standard policy that covers you against most of the common risks, you need to talk to the insurance provider and get coverage against specific risks that your business may be subjected to. You have to take care that the insurance covers the vehicles and the drivers adequately.The three types of insurance available are:a) Insurance which is restricted to third-party coverage onlyb) Comprehensive Insurance c) Insurance that covers third-party, fire and theftThird party insurance coverage is that which protects your business from any claims made by individuals not connected to your business. For example, if your vehicle is involved in an accident due to the fault of your driver, then the insurance company...more
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Insurance excess - what does it mean?To avoid these problems you must get independent help and support, and that is exactly why Your Key exists. Armed with the right advice you can deal with your problems without unnecessary cost and anxiety. This is...more
How To Build A Massive Insurance Franchise Online, Article Two In An Important SeriesBecome a master of our field, learn not only the best online tactics to market the products and build a massive income stream online, but very importantly learn the...more
One thing to understand about insurance cover is you can get great deals if you know where to look. Unfortunately this can take more time than it's worth. When the warm weather starts being consistent each day, the last thing you want to have to...more
Insurance for small and medium sized businesses may be something overlooked or simply avoided, since there are no immediate results for insurance that may seem expensive and a strain on the company's budget. However, SME insurance is essential in...more
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