Buying Insurance for contractors within your company is one of the most important and best things that a business can do for themselves. In general, insurance offers protection for the vitality of the business in addition to other things. Commercial insurance additionally helps to protect a company from liability as well.What Type of Insurance for Contractors should I buy?General liability insurance should be one of your considerations as it...more
It is quite an intelligent idea if you pay attention to things that you can do as part of your casualty and or recovery preparedness in these days of uncertainties when both natural and man-made disasters could strike with just a blink of an eye.If you are living in California, you are probably aware of the recent spike in the number of cases of accidents in the area cars, fire, etc. Despite precaution and prevention programs from different...more
One of the best ways to save money or start saving for retirement is to come up with ways to reduce your monthly bills. That's because you can then channel that money directly into an account earmarked for an IRA, a brokerage portfolio, or even a simple savings plan.When it comes to cutting back, people look first to amenities like cable television, a large dining out allowance, and entertainment expenses. While eliminating these types of things can certainly help you save some money, it can be hard to stick to them. As is the case with dieting, denying yourself daily pleasures can often lead to a "binge" session, where you drop a large amount of money on an unnecessary item.In addition to these entertainment expenses, you may want to consider saving money by increasing your insurance deductibles. These deductibles, or the amount of money you're expected to pay out-of-pocket for damages to your car or home, are often overlooked when you first sign up for an insurance policy, and if you go for years without any sort of accident or disaster, you may not know what the deductible is any more.What Insurance Deductible is Right for You?For most people, insurance deductibles...more
Car insurance can be quite a pricey bill to have to pay every month. Some people get frustrated as they feel that they are paying for something that they may never need. However, you need to bear in mind the relief that you will feel if you ARE involved in a collision, or have your motor car stolen, and do have a good car insurance...more
The internet has rapidly become the most popular way for people to find insurance online. Its not limited to any particular type of insurance, there are dozens, but whats important is that millions of people now understand that the internet is an efficient, fast, and cheap way of finding insurance. Lets take a look at the different types of...more
Anyone who is considered as being an expert in their line of work will know all about professional liability insurance. Accountants, solicitors and financial advisers are legally obliged to have this type of protection before they can carry out their day to day duties. Other individuals, such as architects, engineers or graphic designers are not required by law to have professional liability cover, but they are strongly advised to! Everyone will make mistakes from time to time and this kind of insurance can help to save you a huge amount of money.If your job involves giving out professional advice, then liability insurance should be a very serious consideration. Of course, it will only ever be used as a last resort, but it could effectively save your skin if you are ever to make a genuine mistake. Imagine if you were a financial adviser and that someone came to you wanting to know the best way of investing their savings. They would see you as being an expert in your field and it would be your job to give them your honest and informed opinion. Because of this, they would more than likely go away to do exactly what you had suggested...But what if it all went horribly wrong? ...more
Bearing all of this in mind, it is easy to see why so many car crashes occur. It is also clear to see why having a good level of insurance on your vehicle is of paramount importance. You may not be planning to have an accident when you go out for a...more
The importance of obtaining Insurance Quotes cannot be emphasized enough. Due to the increase of crime in South Africa, every citizen should consider insurance in some form or another.Different companies offer different policies with...more
The Insurance Industry in South Africa has seen many changes during the past 100 years, including the rise of three major Insurance Acts as well as the Financial Services Board established in 1990.The Insurance Act of 1923, also titled...more
In a time where the consumer is bombarded with many sleek ad campaigns and promotions from numerous insurance companies promising cheap insurance premiums and comprehensive cover at ridiculously unbelievable prices, where do you go for...more
With the introduction pf faster moving vehicles, it has become a great fun for all the American natives to go for long drives and pleasure trips. As they have the least financial worries therefore, buying a car is not a matter of...more
You always see the term "affordable insurance" when you visit an insurance company website, or when we read printed Ads. Many of them advertise it as a way to catch your attention, but does not really offer Affordable insurance of any kind. Also, how...more