Insurance is synonymous with coverage. For an insurance agency, coverage is something that you strive to guarantee to your customers. Aside from offering coverage and protection to your clients, one way to make your insurance company integral in your customers' life is to offer them personal items that they can use on a daily basis. This can be accomplished in many different ways, such as by giving clients discounts for long-term...more
BOSTON, Massachusetts - Immigration activists in Boston are urging the Boston Police Division to finish its participation in a federal software that checks the immigration rank of folks who are arrested.Activists are claiming this practice is discriminatory and scaring legalised immigrants from cooperating with the police. Fears have even led to some immigrants not reporting crimes to the police for the reason that they are...more
If you are running any form of business, the chances are that you will have some form of business insurance in place. It might be just the legal minimum, it could be just the liabilities or you could have cover for your business assets and buildings as well. Apart from travel and marine cargo insurance, most forms of business policy are annual. They run from year to year, similar to your car and house cover. Surprisingly enough, there is no legal requirement upon a broker or insurer to even offer you a renewal. If they insure you for a year and then decide that they do not want to do this again, they can choose to do so. This usually only happens when a risk has had so many claims that insurers just do not want to take the risk again that they will pay out more than the premium. However, in the vast majority of cases insurers do want to have your custom, as a policyholder, for a further year. They do not have to offer you the same cover nor do they have to offer the same premium. Their renewal offer can be under whatever terms they choose. If you deal through a business insurance broker then they really should point out any differences in the cover. It is usually easy enough for...more
Health insurance can be very expensive, especially if you are self-employed, yet it is necessary to have it in place. Sometimes, due to budgetary constraints, the tendency can be to settle for health insurance that is really too inadequate to be beneficial to either yourself or your family. However, there are some alternatives that...more
Professional Indemnity Insurance is more widely demanded than ever before, with professions from Accountants to Zoologists valuing the protection it offers. However, Professional Indemnity Insurance is complex and unlike most other types of insurance so it is important that policyholders understand how their cover works.When deciding if a policy is...more
Professional Indemnity Insurance (also known as PII or Errors & Omissions Insurance) has long been used by the traditional professions, such as Accountants, Solicitors, Surveyors and Architects, to give them protection should they be accused of making a mistake. Today there are an increasing number of professions that benefit from the cover and security offered by Professional Indemnity Insurance. If your business provides advice, consultancy, design, training, testing, therapy or other professional services then the main risk to your business could be a claim against you for making a mistake, error or omission. The cost of the claim might be considerable but what will often be more expensive are the legal costs incurred in defending a claim. However, this is not the only risk, in our experience Professional Indemnity Insurance is just as often relied upon to cover the costs of defending a claim that is unjustified. It can be surprising how many claims are made by people who want to avoid paying a bill, who are trying to cover up their own mistakes, or who simply did not understand what they were asking for when they contracted you. Even if you are innocent these claims are...more
For some people one of the biggest draws to going on holiday is the chance to try out new and exciting activities such as extreme sports. Of course, there's a significantly higher risk involved when you take part in these kind of sports. Travel...more
When you think of buying insurance, the first thing that comes to mind is a well known company, one that is widely advertised, playing a television commercial every five minutes. While widely known can be a good place to find insurance, sometimes...more
At some point next season you will be planning to take your household on vacation. Nonetheless, what you must not be influenced to do is steer clear of getting some kind of insurance coverage just because you imagine it costs so much or perhaps a...more
For senior citizens that are in will need of wellness care companies, such as assisted dwelling treatment, there are particular alternatives accessible for them to offset the gaps in protection from Medicare. 1 this kind of choice is...more
For senior citizens that are in need of well being attention solutions, such as assisted living care, there are sure choices offered for them to offset the gaps in protection from Medicare. 1 such selection is Medigap which can spend...more
So, when it comes to insuring your vehicles, you will often not have a great deal of time for shopping around. Most insurance companies will have specific packages for couriers and it is often easier to take out a policy with the first one that...more