Generally all privately owned term insurance policies allow you to convert either part or the whole part of it to a plan that is permanent. It is important to however note that premium payments for term insurance are much lower than those of a permanent life insurance. In simpler terms, term insurance refers to an insurance policy which is temporary. The first step however towards the conversion involves determining the value of conversion. This...more
Over the last few years, within the United Kingdom, The Financial Services Authority (FSA) has been looking at unjust practices of issuance of Payment Protection Insurance (PPI), and the ways of which it was sold to loan borrowers. Many large United Kingdom banks have been making a lot of money off mis sold payment protection insurance.PPI was initially created to help the loan borrower if they became ill or injured at work. This specific...more
There has been a large amount of controversy over recent years about payment protection insurance (PPI), mainly as a result of overzealous brokers using unethical practices when selling it to clients. The term now used for this kind of activity is known as mis sold payment protection insurance or mis sold PPI.In many instances of this mis-sold ppi, the loan companies would lie and explain to the potential loan borrower that they would not receive a loan without getting the PPI. This was of course a false statement and a measure to deceive. In these cases, the borrowers that did agree to buy the PPI were charged a greater priced policy than if they had purchased PPI on their own.Other borrowers may not even realize they were sold a payment protection insurance policy. It might be a wise choice if you had received a loan or mortgage and were never offered PPI to check and see if you are paying for a policy you never agreed too.We have a short list of questions to ask to see if you were mis sold payment protection insurance.* Did the lending company tell you the policy was not optional, or did they suggest that the PPI cover was required in order to obtain the loan?* Did the lender...more
Whether you own and run a small one man plumbing business or a massive firm with many employees you need to cover your plumbing business with plumbers insurance which usually falls under the category of business insurance.This sort of insurance could be classed as necessary if you run your own business. As you are in the plumbing business you'll go...more
The necessary focus on going greener in the midst of our economic challenges makes us as a fleet insurance company pose the question whether the government incentives will be enough?The UK Government announced at the end of July 2010 that more than 1 million pounds will be made available to fleet managers. This is part of the Infrastructure Grant...more
Channel four have recently unveiled plans for their London 2012 olympic televised coverage. An increase of 400% on what was broadcast during the Beijing 2008 games is said to be televised and they also plan to raise awareness of the games and how important they are.The chief executive of channel four has revealed plans to increase the coverage at a reception recently. Attendeed included Paul Deighton the London 2012 chief executive, Phil Lane, the Paralympics GB chief executive and some of Great Britain's most celebrated Paralympians.It has been thought that around 150 hours worth of live coverage of the olympic games will be shown during the course of the games and channel four will also re-brand themselves as the paralympic channel.The channel have promised to ensure the games coverage are both interesting in a technological and production way. They have also discussed plans to employ a disabled crew and to have a camera side crew of fifty percent . They are said to be committed to change the way people view disabled sports and want to raise awareness of the ability and huge talent that the athletes taking part have.One channel four spokesman has been quoted as saying that The...more
These days, you can submit your application for low cost homeowners insurance online. You do not have to spend hours, if not days, talking on the phone with various homeowner insurance companies or low cost auto insurance agencies. Also, you won't...more
In Australia, it takes exceptional circumstances to make it possible to access your saved superannuation before you hit retirement age. However, it is possible to use the money to 'prepare' for your retirement, and this leads to insurance policies...more
If you or your spouse have made considerable investments in diamond jewelry, it is a wise decision to insure your diamonds the same way you would protect and insure your home or your car. In many cases, homeowners insurance will not cover loss for...more
Dallas, TX: ReportsandReports announce Surrvey of Copper Industry in China Market Research Report in its Store.Browse complete Report at http://www.reportsandreports.com/market-reports/surrvey-of-copper-industry-in-china/ Now China is the largest...more
It seems like there's cover for everything these days. Whether it's for your car, your house or even your holiday, you can guarantee that someone, somewhere will try to sell you insurance for it.According to an article in The Daily Mail, handbags are...more
Rental properties can be a lucrative investment, but it is important to properly insure everything inside the building in order to protect all assets. Insurance for rental properties is a way to protect any real estate investment from damage and...more