Are you penny wise but pound foolish? A lot of consumers will work very hard to save a few dollars. But you may be missing an opportunity to save a lot of money by comparing insurance rates.Since insurance companies operate in a very competitive market today. This can work towards the consumers advantage. Insurers compete by trying to undercut their competitors on rates. Discounts can make one company more attractive to different types of...more
People work hard their whole lives to support their families and provide a comfortable life for themselves and the people that they love. In the United States, many middle-aged people look forward to the time when they will be able to retire, and finally have the opportunities to travel and accomplish all the things they never had time for when they were working. Retiring frees up time, but it also reduces individual income for many people. With...more
With the arrival of various online insurance authorization providers, the task of obtaining authorization for hospitals in US , medical groups as well as independent healthcare providers has become a lot simpler than ever. These online authorization providers have their own user friendly, easily navigable and intuitive websites whereby you can download the application form for your radiology, cardiology, DME, nuclear medicine, general medicine, and surgery insurance authorization requests. The form is to be filled out and then sent to the authorization expert via mail or fax. You can even upload the required clinical documents via their website. Once the form and required documents have reached the authorization service provider, you can rest assured as the authorization would come to you very soon that too without any hassle.The service provider will carry out the entire leg work and do everything from contacting the local insurance agencies and following up with them and getting the documentation done in the end. Outsourcing the process of obtaining authorization for hospitals has multiple advantages for the healthcare provider. The most prominent of all the...more
Define Life Insurance Rescission:It is a legal term that refers to the cancellation of an insurance policy by the insurance company even after the holder starts paying the premium amount. Why on earth, an insurance company uses this procedure? Well! Most insurance companies are forced to use this power when they found out about...more
When a Houston courier makes a delivery for you, almost every time that they do so your goods are going to be delivered on time, and in perfect condition. There are always those exceptions to the rule though, when something might happen to your package. Sometimes a package can become lost, in one of many ways, or it may sustain damage. The good...more
Consumer guide is the buying guide; when we decide to purchase anything we need to evaluate the advantages and disadvantages of a service or about a product. Therefore consumer guide is an essential manual for purchase irrespective of the nature of commodity.This law of comprehensiveness is appropriate for health insurance purchase also. In case of Medigap insurance plan purchase we need to have more comprehensive view about the plans because in Medigap insurance plans we have to select a plan out of all available plans which may work as perfect supplemental plan for the existing Medicare plan and in requirement can cover the entire medical expense accounts remain uncovered by original Medicare insurance plan.Unless we have purchased a Medigap insurance policy, our Medicare insurance plan is not adequate to cover the expenses incurred by medical treatment processes like co-pays, deductibles, co-insurance etc.; in a nutshell there is more accounts lying which remains uncovered by Medicare insurance policies but can be covered by a supplemental insurance plan like the filler fills the gap; perhaps for this filling function these filler policies are called Medigap.The...more
It could be fallacious to suppose that a company like Blue Cross Blue Shield health insurance is one of the best to go with simply because they've been round so long. The appeal to tradition, in other words, should not be the only...more
the State of Florida over the last twenty years, Public Adjusters (PA) have been very successful in helping policyholders recover all the money they are entitled to collect. Way too successful for the insurance companies' liking. So, a...more
Health care expenses have increased abruptly since last few years and according to market analysts medical expenses are going to take a hike due to global inflation. In this scenario health related expenses are becoming great headache...more
Be wise,think GREEN,invest in renewable & sustainable resources and save our planet!!! Would you like 93,5% returns on your capital invested paid directly into your bank account in USD's every 5 years? If you purchase a 1 ha plot, your...more
Medigap insurance is the other name of Medicare Supplemental Insurance and it is meant to cover the left –over gaps related to medical expenses by Medicare insurance plans. The utility of Medigap insurance is immense for the aged...more
The Medicare plans are beneficial for a person's future; after a certain age, when a person loses the ability to work and earn, the Medicare plans comes very helpful for the health related issues when a person is short of money. Most of...more