Common insurance terms Insurance companies work hard to make their products as accessible and easy to understand as possible. Of course, as in any specialist industry, there are some distinctive terms that insurers use that you may not often hear in everyday conversation. Here is a guide to some of the most common insurance terms. Act of God: An event that occurs because of natural causes, without human intervention.Adjuster/Assessor: A...more
There are lots of people who had been laid off because of the recent recession. It has almost been a regular experience for the Americans. They have lost their job either because their company has been laid off or the company might just have got rid of few of their employees to survive recession.Other than the recession there are certain other problems which can lead to this. There are some kinds of online scams which can make a person lose all...more
Successful Farm Insurance When I met my husband, everything I knew about farming including Farmers Insurance, could be written down on a postage stamp. I didn't really grow up in a city, but it was a town with sidewalks, street lights and neighborhoods. My family would occasionally plant a flower garden and even more occasionally we planted a small vegetable garden in our back yard. We mowed grass and trimmed bushes but that was as close as farming as I ever got. Then I met my husband, the farmer! Life changed as I knew it. I happily became a farmers wife.Once my husband and I settled into married life on the farm, we split up the household and farming duties. The majority of the actual Farming tasks was received by my husband. He wakes up early to feed the animals, and do all of the tasks. I actually took on more of the managerial duties of the farm, including maintaining the Farmers Insurance. Because it is important to me to be knowledgeable in my insurance dealings, I decided to review our policy to see if it was written to actually meet our needs, especially now that we were a married couple.So one morning, I sat down at our kitchen table with a hot cup of coffee and...more
Similar to car insurance, motorcycle insurance is required by law in many places. Where it is a legal requirement, you will have to obtain the minimum coverage, at least. If not required by law, basic coverage should be acceptable.You most likely do want insurance for your motorcycle because it will protect you on the road. Maybe you've even...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or Caveman or groovy waitress-looking chicks are telling you that all you have to do is call them and you...more
From boiler insurance to the Gas Safe register – a handy checklist for the winter Suffering a home emergency can really ruin your day – whatever time of the year it is. However, when it comes to a boiler breakdown, winter is the worst time for your heating to pack up. With every year that passes, the record for the coldest and longest winter seems to be broken, while the newspapers are filled with hard-luck stories from people who have suffered at the hands of Jack Frost.For this reason, it's essential that you and your home are prepared for the worst that the season can throw at it. From gaining peace of mind from home emergency insurance to seeking the expertise of a Gas Safe registered technician, here's your handy five point annual checklist:1. Show your boiler the care it deserves with a serviceHopefully, you wouldn't go many years without letting a skilled professional look at other important things in your life, such as your car or teeth. So why should your boiler be any different? Experts advise that your boiler should have an annual service – this is essential not only to make sure it's running as efficiently as possible, but also for your health – carbon...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or...more
How Talking to the Insurance Adjuster Can Hurt You A good car accdient attorney will tell you that you shouldn't speak with an insurance adjuster. Despite this good advice, the adjuster is still going to call, a lot. Can you really just shut...more
Should Insurance Agents Blog? Originally called a web log, a Blog is a chronological online journal. Individuals can use blogs to share their interest with the world. For example, someone may want to blog about their travels or to share...more
Applying for Social Security Disability Insurance Doesn't Have to Be Stressful When you or someone that you care for has been seriously injured or becomes severely ill and is unable to work for a long period of time, the financial burden...more
And What Can You Reasonably Do Without? In an ideal world Austin entrepreneurs could afford a comprehensive Austin business insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have...more
Landlord Insurance - A few things to know Simply knowing that you have taken out landlord insurance can save you the sudden financial outlay to rectify damage or loss to your property, while having it gives you reassurance knowing that it is...more